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16. DirApp - FINAL - combined Housing Acquisition Strategy Cabinet report plus Appendix 1 and ECRIA - 20.05.26.docx

North Ayrshire Council · 2 June 2026
Back to Cabinet — 2 June 2026 and its agenda

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NORTH AYRSHIRE COUNCIL
2 June 2026
Cabinet
Title: North Ayrshire Housing Acquisition Strategy
Purpose: To seek Cabinet’s approval of the proposed Housing
Acquisition Strategy 2026-2031.
Recommendation: It is proposed that Cabinet approves the proposed North
Ayrshire Housing Acquisition Strategy at Appendix 1.
1. Executive Summary 
1.1  Housing to 2040 continues to be the Scottish Government’s overarching
strategy that sets out their vision and roadmap for ensuring everyone has a
safe, good quality and affordable home that meets their needs, in the place
they want to be, by 2040. 
1.2  The Scottish Government declared a national housing emergency in May 2024.
In September 2025, the Scottish Government released their Housing
Emergency Action Plan which comprises new, enhanced, and accelerated
actions, reflecting their determination to go further and faster in their
commitment to tackling the housing emergency during the remainder of this
Parliament and beyond. 
1.3  The proposed North Ayrshire Housing Acquisition Strategy will support the
Scottish Government’s objective of expanding the scale of acquisitions to
increase overall housing supply. 
1.4  The Strategic Housing Investment Plan (SHIP) 2026-2031 sets out the priorities
and locations for affordable housing investment by the Council and registered
social landlords in North Ayrshire over the five-year period, to support the
outcomes in the Local Housing Strategy. 
1.5  The Strategic Housing Investment Plan 2026–2031 aims to secure investment
for the delivery of a total of 1,038 properties – 741 by the Council and 297 by its
RSL partners - providing sustainable, affordable, accessible, and high-quality
homes which will contribute to the wider regeneration aims for the area. 
1.6  The North Ayrshire Local Housing Strategy 2023-2028 was approved by
Cabinet on 13 June 2023 and sets out the strategic ambition for Housing in
North Ayrshire: “we want all our people to live in the right homes, in great
places, with access to any support services they need”. Four overarching
outcomes were developed to achieve this ambition, which align to our Council

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Plan and the four key strategies in the Scottish Government’s ‘Housing to 2040’
vision. 
1.7  The proposed North Ayrshire Housing Acquisition Strategy will support the
following LHS actions: 
• Deliver 1,666 new units of social housing
• Consider opportunities to provide homes in and around our town centres 
• Support the Scottish Government's target to deliver 110,000 new affordable
homes by 2032 by delivering the projects set out within the Strategic
Housing Investment Plan
• Increase the social housing supply by buying back former social housing 
• Bring empty homes back into use through the buyback scheme
• Ensure that the Strategic Housing Investment Plan addresses current and
future demographic needs. 
1.8  The Housing Acquisition Strategy will contribute to the SHIP, helping to achieve
the Council Plan priorities and strategic aims by: 
• Through our housebuilding programme and wider housing investment,
providing homes for life that meet the needs of our residents
• Increasing the number of homes in the area through a mix of private and
social developments and bringing empty buildings back into use 
• Ensuring our places and spaces where we live, work and visit are well
maintained and accessible
• Reducing the carbon footprint of our estate through rationalisation utilising
a locality-based approach and taking a fabric first and low carbon energy
generation approach to homes and buildings 
2. Background 
2.1  It is recognised that purchasing ex-local authority stock is an effective way to
increase social housing stock and provide value for money for the investment
made, and the SHIP 2025-2030 increased the Council’s buyback scheme to 60
properties by 31 March 2030. The Council’s developing Registered Social
Landlord partners have also included buyback programmes within the SHIP,
aiming to acquire a further 29 new homes. 
2.2  Five former social housing properties were purchased by the Council in
2023/24 to increase the affordable housing supply through the SHIP 2024-2029
buyback scheme, achieving our target of purchasing five properties during that
year. 33 properties were also acquired for Ukrainian Displaced Persons in the
last quarter of 2023/24, which were fully funded by the Scottish Government.
The Council and its partners acquired three buybacks utilising SHIP funding
during 2024/25; the Council purchased two homes for the Council’s buyback
programme and Cairn, in partnership with ANCHO, bought back one home.
Trust Housing Association also acquired two homes on Arran in 2024/25 and
three in 2025/26 utilising the Scottish Government’s Rural Affordable Homes for

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Key Workers Fund, and they are actively pursuing another six on the island at
the start of 2026/27. 
2.3  The revised North Ayrshire’s Resource Planning Assumption for 2025/26 was
£16.125m. During March 2026, the Scottish Government provided Resource
Planning Assumption figures for the next four years to 2029-2030 as follows: 
• £16.889m for 2026/27
• £17.396m for 2027/28 
• £17.918m for 2028/29 
• £18.455m for 2029/30 
£2.647m of the total RPA has been allocated for second hand and empty home
acquisitions over the five years to 2031. 
2.4  The Affordable Housing Supply Programme can support the following types of
purchase where there is a strategic housing need, as identified and agreed by
the local authority: 
• Open market purchases with vacant possession
• Off-market purchases with vacant possession
• Purchases where an owner occupier cannot afford the required
maintenance or refurbishment of their home and wishes to sell and remain
in the home as a tenant in the social rented sector
• ‘Off the shelf’ purchases from developers
• Properties from landlords leaving the private rented sector with a tenant in
situ, where this meets a clear strategic purpose and where the tenant is at
risk of homelessness 
2.5  Private housing (owned by individuals or private landlords) forms 73% of all
homes in the area, with the remaining 27% being owned and rented by North
Ayrshire Council and local Registered Social Landlords (RSLs). The cost of
buying a home in North Ayrshire is significantly lower than the national average. 
2.6  As at April 2026, there were currently 6,155 applicants on the North Ayrshire
Housing Register, with 3,401 assessed as having a housing need. 
2.7  The current pace of the second-hand property market means that it has proven
difficult to acquire homes from the private market to meet our buyback scheme
as set out in the SHIP. To address this challenge, we identified the need to
develop an acquisition strategy and review our internal procedures. 
2.8  The Scottish Government supports acquisitions to bring existing homes into
use more quickly, increase affordable supply, and make efficient use of public
investment. 
2.9  The North Ayrshire Acquisition Strategy has been developed to ensure that the
Council continues to meet affordable housing need and demand across North
Ayrshire by increasing the availability of permanent social rented homes, and to

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ensure funding is maximised and value for money is demonstrated across
various 
funding streams. The new strategy has identified the opportunity to consider
“Off the-shelf” acquisitions which can be a strategic tool to rapidly increase the
supply of social homes and meet urgent local housing needs, including
reducing the use of costly temporary accommodation, and can offer value for
money compared to other housing delivery options. 
2.10  To be considered for acquisition, properties must support one or more of the
objectives of the strategy and must meet one or more of the criteria of the
strategy. 
2.11 Objectives 
• Help achieve the strategic outcomes set out in the Local Housing Strategy:
• More homes at the heart of great places
• Affordability & choice
• Affordable warmth & zero emissions
• Improving the quality of our homes
• Meet demand in the highest need areas, as identified through the Housing
Needs and Demand Assessment (HNDA) and ongoing demand analysis. 
• Assist in delivering the Strategic Housing Investment Plan, which sets out
the affordable housing investment priorities within North Ayrshire 
• Utilise opportunities to acquire properties on the open market or through
speculative approaches from owners, where this supports strategic housing
need
• Increase the number of long-term empty properties brought back into use,
through effective collaboration with the Council’s Private Sector Housing
Advice Team.
• Continue to assess any opportunities for acquisition that arise in suitable
housing supply influenced through the impact of the application of the
100% premium in Council tax for second homes, across the mainland and
both island communities.
• Enhance block sustainability and support future maintenance by increasing
Council ownership in partially factored blocks through proactive
engagement with private owners.
• Support the reduction of homelessness by ensuring, where appropriate,
that acquired properties contribute to meeting the housing needs of
households in temporary accommodation. 
2.12 Criteria 
A property must meet specific requirements to demonstrate best value for
money and alignment to the need and demand in North Ayrshire. Therefore, to
be considered by North Ayrshire Council for acquisition, properties will form
part of the overall social rented stock once purchased and must - in addition to
being of a property type or size with an evidenced need or demand - meet one
or more of the criteria below, in addition to any other criteria specified:

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• Ex-local authority stock, within North Ayrshire Council estates, which will
facilitate effective and efficient housing management
• Located in an area identified as having an affordable housing shortfall
• Long term empty properties, where the purchase would allow for greater
local amenity and contribute to the Council’s statutory duties and strategic
objectives
• ‘Off the shelf’ purchases from developers 
• Purchase will be less than the development costs of building a comparable
property. Properties which cost more than this will be considered on a
case-by-case basis, e.g., if the property is highly adapted and meets the
requirements of an applicant with an accessible housing need
• The purchase price is equal to, or a reduction of, the actual market value as
assessed by the Council’s valuation report/ home report valuation.
Properties which cost more than this will be considered on a case-by-case
basis, e.g., projects in regeneration areas; remote, rural or island areas; or
involving housing for people with particular/ specialist needs
• The property will be able to achieve and be maintained to a standard
acceptable to the Council, e.g. to the SHQS and EESSH2/ SHNZS
• Of standard construction only (due to the legal and cost implications they
could incur if otherwise). 
2.13 Any decision to acquire a property is at the discretion of North Ayrshire Council
and is subject to the availability of relevant funding. If purchased, properties will
be improved to meet the Scottish Housing Quality Standard (SHQS) and the
Energy Efficiency Standard for Social Housing (EESSH2)/ Social Housing Net
Zero Standard (SHNZS). 
2.14 Four acquisition workstreams are currently being utilised in North Ayrshire: 
• Strategic Housing Investment Plan (SHIP) 
• Affordable Housing Initiative for Key Workers 
• Estate Based Regeneration Programme 
• Void and Acquisition Fund 
2.15 SHIP: The SHIP 2026 to 2031 makes provision for empty and second home buy
backs, with the Council’s Private Sector Advice Team providing advice and
assistance on empty homes. As at 1 April 2026, there are 582 empty homes
subject to the Council Tax levy in North Ayrshire. Additionally, there are
approximately 1,500 second homes in North Ayrshire, the majority of which are
located on the islands of Arran and Cumbrae. 
2.16 Bringing former social housing stock into ownership can assist with housing
management, maintenance issues, and increase housing available through the
North Ayrshire Housing Register. Over the past four financial years the Council
has acquired four empty homes, using funding from the Affordable Housing
Supply Programme, which have been brought back into use as Council stock.

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2.17 North Ayrshire Council may purchase properties for the use of specific applicant
needs where no suitable Council or RSL property exists and where the cost of
purchasing the property would be more cost effective than making adaptations
and alterations to existing stock. Properties should be purchased with vacant
possession however North Ayrshire Council may consider purchasing private
rented or owner-occupied properties where the tenancy or ownership is at risk,
and the property has been substantially adapted in a major, permanent way to
meet the needs of the tenant or household. The tenant or owner should have a
live North Ayrshire Housing Register application and there should be no
suitable Council or RSL property which meets the needs of the applicant
(including consideration of the costs of adapting existing stock). 
2.18 ‘Off-the-shelf’ property acquisitions have been included in the Acquisition
Strategy to allow consideration, should suitable developments come forward
that provide good value for money compared to the average costs of
developing our own new build properties from scratch. This strategic approach
can rapidly increase the supply of social homes and meet urgent local housing
needs, including reducing the use of costly temporary accommodation. Key
considerations for OTS property acquisitions include development availability
and timing, location compared to where our need and demand assessments
have identified, house type and layout compared to our needs within that
location, specification the developer will build to, cost per unit, and future
maintenance and estate management requirements. This is a new area under
active consideration by officers to identify any viable opportunities within North
Ayrshire. Should a viable opportunity be identified, this will be presented to
Cabinet for approval. 
2.19 The Rural Affordable Homes for Key Workers Fund, previously known as
the Rural Key Workers Housing Fund, provides up to £25 million nationally
through to March 2028 to help local authorities identify affordable homes for
key workers in rural communities. This funding is made available from the
Affordable Housing Supply Programme and therefore is only accessible to local
authorities and RSLs. Key workers can include public sector and emergency
service workers; however, the definition of a key worker is determined on an
individual basis by local authorities according to their local priorities. In North
Ayrshire, the Arran Local Lettings Initiative provides an example of a definition
of key workers, taking a tiered approach. 
2.20 Guidance provided by the Scottish Government on the Rural and Key Workers
Housing Fund outlines that local authorities and RSLs can use the fund to
purchase existing suitable properties in rural areas, which can be rented
directly or leased to employers to provide affordable homes for key workers.
This can include: 
• Bringing empty properties back into use, or 
• Acquiring properties on the open market to increase the available supply of
affordable homes for key workers. 
2.21 Void and Acquisition Fund: The Scottish Government agreed to invest at least
£60 million through the Affordable Housing Supply Programme (AHSP) in 2023

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to 2024 to support a National Acquisition Programme. Building on the National
Acquisition Programme, the Scottish Government announced in April 2024 that
£80 million would be added to the Affordable Housing Supply Programme over
2024 to 2025 (£40 million) and 2025 to 2026 (£40 million). Resultantly, in
September 2024, the Scottish Government increased North Ayrshire Council’s
Resource Planning Assumption. This uplift was to be directed towards: 
• Acquisitions to help address temporary accommodation pressures, or 
• To bring long term voids back into use. 
2.22 In 2024/25, one property was bought using this fund and in 2025/26, five
properties were bought using this fund. 
There is no separate funding for acquisitions for 2026/27 and beyond; this
reflects the Scottish Government’s aim of giving flexibility to local authorities to
determine their appropriate priorities between new builds and second-hand
acquisitions. If any such fund becomes available, North Ayrshire Council will
engage with the Scottish Government and stakeholders to make the most
effective use of any funding that may become available for North Ayrshire. 
2.23  Estate Based Regeneration Programme (EBRP): In January 2019, the
Council’s 10-year, £10 million EBRP was approved. The aim of the EBRP is to
improve Council-owned housing estates across North Ayrshire by addressing
low demand stock, antisocial behaviour, external appearance, parking
provision, road and footpath condition, fencing, landscaping, and general
grounds maintenance issues. The Housing Regeneration Team will acquire
properties identified in the EBRP for the purposes of: 
• Demolition
• Refurbishment
• Purchasing four-in-a-block flats where this would result in the Council’s
majority ownership in the block 
2.24 The SHIP 2026 to 2031 includes for the provision of funding for 249 units to
assist the delivery of Housing’s Estate Based Regeneration Programme. This
investment programme aims to provide new homes to replace any stock which
requires to be demolished or reconfigured as part of the EBRP. 
2.25 The proposed approach allows North Ayrshire Council to ensure they are
maximising the funding streams available whilst targeting properties that meet
the strategic needs for the areas through a range of acquisition opportunities.
Acquisitions will sit within the Housing Strategy Team to ensure that our
housing acquisitions meet the strategic needs identified through the Local
Housing Strategy, Housing Need and Demand Assessment, Strategic Housing
Investment Plan, Local Housing Plans, Scheme of Assistance, and the
Homeless Prevention Strategy. 
2.26 The ECRIA screening has been conducted, and it has determined that a full
assessment is not required for this strategy. A full ECRIA has been completed
for the Local Housing Strategy, which includes acquisitions.

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3. Proposals 
3.1  That Cabinet approves the North Ayrshire Housing Acquisition Strategy 2026 -
2031 at Appendix 1. 
4. Implications/Socio-economic Duty 
Financial
4.1  The financial implications arising from targeted housing acquisitions are
accounted for within existing 2026-2031 HRA budgets. Business cases will be
developed to support any new initiatives, as required. 
Human Resources 
4.2  None. 
Legal
4.3  Housing Services will continue to liaise with Legal Services, where required, to
facilitate housing acquisitions. 
Equality/Socio-economic
4.4  The Housing Acquisition Strategy will have a positive impact by aiming to
increase the availability of permanent homes to meet the affordable housing
need and demand in North Ayrshire. An ECRIA screening has been conducted
for the Housing Acquisition Strategy, and it has determined that a full
assessment is not required. A full ECRIA was completed for the Local Housing
Strategy 2023-2028, which includes acquisitions. 
Climate Change and Carbon
4.5  The Housing Acquisition Strategy will support the Sustainable North Ayrshire
Strategy 2024 - 2027, which aims to eradicate fuel poverty and achieve net-
zero carbon status by 2030, by ensuring that homes acquired by the Council
are brought up to appropriate sustainability standards. 
Key Priorities 
4.6  The Housing Acquisition Strategy will support the Council Plan strategic
priorities: ‘Wellbeing;’ ‘Climate Change;’ ‘A Sustainable Council;’ and
‘Communities and Local Democracy.’ by increasing the number of affordable
homes in North Ayrshire that meet residents’ needs. 
Community Wealth Building
4.7  None

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Islands Communities Impact Assessment (ICIA) 
4.8 The Housing Acquisition Strategy does not identify unique impacts faced
specifically by our islands. Whilst the strategy covers the whole of North Ayrshire,
it is fully recognised that delivering homes on islands can be more complex and
expensive than on the mainland. Under existing arrangements, NAC Housing
services work closely with the Registered Social Landlords (RSLs) on our islands
and provide support where required. This can include supporting applications to
the Scottish Government for additional funding to help the RSL make a housing
acquisition where property prices are higher than they would be on the mainland. 
United Nations Rights of the Child (UNCRC) 
4.9  It is anticipated that the Housing Acquisition Strategy will lead to positive impacts
on children and young people, as more children will have access to safe and
well-maintained housing through an increase in the availability of permanent
homes to meet the affordable housing need and demand in North Ayrshire. 
Consumer Duty  
4.10 Acquiring housing and improving it to the standards required helps to improve
overall housing condition, increases social/affordable housing stock, and helps
to bridge some of the gap between supply and demand in relation to new build
programmes. The acquisition of housing can further assist our island and rural
communities through additional provision of affordable housing for e.g., key
workers in areas where there is identified need. Housing acquisitions are also
usually quicker to complete sales on and for a lower cost than that of new build
housing.  This in turn means that, through property acquisitions, our consumers
e.g., those on the Common Housing Register, will be positively impacted through
increased stock, in turn improving their chances of getting a new affordable
home. 
5. Consultation
5.1 Prior to development of the strategy, cross-service meetings were held to
determine key objectives and criteria, with attendees from Building Services,
the Private Sector Housing Team, Homeless & Community Safety, Housing
Strategy, Business Improvement, Business Planning, Affordable Housing &
Regeneration, and Governance. 
David W. Hammond
Executive Director (Communities & Housing) 
For further information please contact Fiona Ellis, Senior Manager (Housing
Strategy & Development), on 01294 324031. 
Background Papers

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Local Housing Strategy 2023 to 2028
Strategic Housing Investment Plan 2026 to 2031

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Appendix 1 
NORTH AYRSHIRE
Housing Acquisition Strategy
2026 to 2031

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1 
Contents 
1. Introduction ......................................................................................................................................... 2
Background to the Strategy ................................................................................................ 2
Affordable Housing Supply Programme ............................................................................... 2
Aim of the Strategy ............................................................................................................. 2
Objectives of the Strategy ............................................................................................................ 2
Criteria and Value for Money ........................................................................................................ 3
2. Acquisition Programmes ..................................................................................................................... 4
Strategic Housing Investment Plan ...................................................................................... 4
Empty Homes & Second Homes .................................................................................................. 4
Adaptations .................................................................................................................................... 5
Affordable Housing Initiative for Key Workers ............................. Error! Bookmark not defined.
Void and Acquisition Fund ......................................................... Error! Bookmark not defined.
Estate Based Regeneration Programme .............................................................................. 6
3. Further Information .............................................................................................................................. 7
Budget ............................................................................................................................... 7
Resources .......................................................................................................................... 8
Equal Opportunities ............................................................................................................ 8
Review ............................................................................................................................... 8

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1. Introduction 
Background to the Strategy
North Ayrshire Council’s Local Housing Strategy 2023 to 2028 commits to increasing the social
housing supply by buying back former social housing stock and bringing empty homes back into
use through buy backs. However, in line with the aim of the strategy, North Ayrshire Council will
explore other viable solutions, particularly where properties in demand have not been built by
North Ayrshire Council or other social housing providers. This will include purchasing homes
from the open market, developers, and off-the-shelf purchases. To target acquisitions that will
have the most effective impact, the Council will take a comprehensive approach by comparing
current need and demand to current supply and stock turnover. 
For more information on the Local Housing Strategy 2023 to 2028, visit the Local Housing
Strategy page on the North Ayrshire Council website. 
Affordable Housing Supply Programme
The Affordable Housing Supply Programme comprises a range of funding mechanisms to enable
affordable housing providers to deliver homes for social rent, mid-market rent, and low-cost
home ownership in communities across Scotland to support local authorities’ Local Housing
Strategies.
The Affordable Housing Supply Programme can support the following types of purchase where
there is a strategic housing need, as identified and agreed by the local authority:
• Open market purchases with vacant possession
• Off market purchases with vacant possession
• Purchases where an owner occupier cannot afford the required maintenance or
refurbishment of their home and wishes to sell and remain in the home as a tenant in the
social rented sector
• “Off the shelf” purchases from developers
• Properties from landlords leaving the private rented sector with a tenant in situ, where
this meets a clear strategic purpose and where the tenant is at risk of homelessness
For more information on the guidance, visit the Acquisition Programme: information page on the
Scottish Government website.
Aim of the Strategy
The aim of this strategy is to increase the availability of permanent homes to meet the affordable
housing need and demand in North Ayrshire. 
To be considered for acquisition, properties must support one or more of the objectives of the
strategy and must meet one or more of the criteria of the strategy. 
Objectives of the Strategy
• Meet demand in the highest‑need areas, as identified through the Housing Needs and
Demand Assessment (HNDA) and ongoing demand analysis.
• Assist in delivering the Strategic Housing Investment Plan, which sets out the affordable
housing investment priorities within North Ayrshire
• Help achieve the strategic outcomes set out in the Local Housing Strategy:
o More homes at the heart of great places

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3 
o Affordability & Choice
o Affordable Warmth & Zero Emissions
o Improving the quality of our homes
• Identify opportunities to acquire properties on the open market or through speculative
approaches from owners where this supports strategic housing need
• Increase the number of long‑term empty properties brought back into use through
effective collaboration with the Council’s Private Sector Housing Advice Team.
• Continue to assess any opportunities for acquisition that arise in suitable housing supply
influenced through the impact of the application of the 100% premium in Council tax for
second homes, across the mainland and both island communities.
• Enhance block sustainability and support future maintenance by increasing Council
ownership in partially factored blocks through proactive engagement with private
owners.
• Support the reduction of homelessness by ensuring, where appropriate, that acquired
properties contribute to meeting the housing needs of households in temporary
accommodation.
Criteria and Value for Money 
A property must meet specific requirements to demonstrate best value for money. Therefore, to
be considered by North Ayrshire Council for acquisition, properties will form part of the overall
social rented stock once purchased and must – in addition to being of a property type or size with
a recognised need or demand - meet one or more of the criteria below, in addition to any other
criteria specified:
• Ex-local authority stock, within North Ayrshire Council estates, which will facilitate
effective and efficient housing management.
• “Off the shelf” purchases from developers
• Located in an area identified as having an affordable housing shortfall.
• Purchase price will be less than the development costs of building a comparable
property. Properties which cost more than this will be considered on a case-by-case
basis, e.g., if the property is highly adapted and meets the requirements of an applicant
with an accessible housing need. 
• Long term empty properties, where the purchase would allow for greater local amenity
and contribute to the Council’s statutory duties and strategic objectives. 
• The property will be able to achieve and be maintained to a standard acceptable to the
Council, e.g. to the SHQS and EESSH2/ SHNZS. 
• The purchase price is equal to, or a reduction of, the actual market value as assessed by
the Council’s valuation report/ Home report valuation. This will not prevent higher cost
projects from proceeding (including projects in regeneration areas, remote, rural and
island areas, and those involving housing for people with particular needs).
• Of standard construction only (due to the legal and cost implications they could incur if
otherwise).
Any decision to acquire a property is at the discretion of North Ayrshire Council and is subject
to the availability of relevant funding. If purchased, properties will be improved to meet the
Scottish Housing Quality Standard (SHQS) and the Energy Efficiency Standard for Social
Housing (EESSH2)/ Social Housing Net Zero Standard (SHNZS).

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4 
2. Acquisition Programmes
Four acquisition programmes are currently being utilised in North Ayrshire. 
Strategic Housing Investment Plan  
The Strategic Housing Investment Programme 2026 to 2031 (SHIP) includes provision for 65
Council acquisitions between April 2024 and March 2031, as well as 37 acquisitions by
developing Registered Social Landlord (RSL) partners, subject to the availability of grant funding.
Both North Ayrshire Council’s and RSLs’ acquisition programmes aim to increase affordable
housing in the area, as well as contribute to wider regeneration and estate management. 
For more information, the Council’s Strategic Housing Investment Programme 2026 to 2031 can
be accessed online. 
Empty Homes & Second Homes
As at 1 April 2026, there are 582 empty homes subject to the Council Tax levy in North Ayrshire.
Additionally, there are approximately 1,300 second homes in North Ayrshire, the majority of
which are located on the islands of Arran and Cumbrae. The SHIP 2026 to 2031 makes provision
for empty and second home buy backs, with the Council’s Private Sector Advice Team providing
advice and assistance on empty homes.
Further information on the Council’s Private Sector Advice Team can be found on the Private
Sector Advice Service webpage.. 
Bringing former social housing stock into ownership can assist with housing management,
maintenance issues, and increase housing available through the North Ayrshire Housing
Register. Over the past five financial years the Council has acquired five empty homes, using
funding from the Affordable Housing Supply Programme, which have been brought back into use
as Council stock. 
A compulsory purchase order (CPO) can be made when we need to acquire land for purposes
that are in the public interest, where we cannot reach an agreement to acquire the land, or the
owner cannot be traced. A CPO may be used to bring empty homes back into use or to regenerate
an area. When we make a CPO, we must apply to the Scottish Government for confirmation of
the order.
Further information on CPOs in North Ayrshire can be found at Compulsory purchase orders
webpage.
Strategic Housing
Investment Plan 
Rural Affordable Homes
for Key Workers
Void and Acquisition
Fund
Estate Based
Regeneration Programme

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5 
Adaptations
North Ayrshire Council may purchase properties for the use of specific applicant needs where no
suitable Council or RSL property exists and where the cost of purchasing the property would be
more cost effective than making adaptations and alterations to existing stock. Properties should
be purchased with vacant possession. 
North Ayrshire Council may consider purchasing private rented or owner-occupied properties
where the tenancy or ownership is at risk, and the property has been substantially adapted in a
major, permanent way to meet the needs of the tenant or household. The tenant or owner should
have a live North Ayrshire Housing Register application and there should be no suitable Council
or RSL property which meets the needs of the applicant (including consideration of the costs of
adapting existing stock).
“Off-the-shelf"
"Off-the-shelf" (OTS) property acquisitions in social housing refer to the purchase of already
completed new build/ or proposed, or newly refurbished properties from a developer or private
owner, ready for immediate occupation by social housing tenants. 
This approach is a strategic tool used by councils and housing associations, and, in the right
circumstances, can:
• Rapidly increase the supply of social homes and meet urgent local housing needs,
including reducing the use of costly temporary accommodation.
• Offer value for money compared to other housing delivery options.
Key considerations for OTS property acquisitions include development availability and timing, location
compared to where our need and demand assessments have identified, house type and layout
compared to our needs within that location, specification the developer will build to, cost per unit,
and future maintenance and estate management requirements. This is a new area under active
consideration by officers to identify any viable opportunities within North Ayrshire. 
Property Identification
There are a number of ways the Council identifies a pipeline of opportunities. This includes but
is not limited to:
• Officers regularly review properties that are for sale on the open market and have
established relationships with local estate agents who identify potential opportunities. 
• Direct contact has been made by owners interested in selling their properties to the
Council. Through the implementation of this strategy, a new process will be developed to
make it easier for owners to provide their property information. 
• The Private Sector Advice Team identify empty homes that meet the Council’s criteria for
acquisition and will actively contact owners to discuss their interest in bringing their
property back into use via the Council or and RSL purchasing the property. 
• Properties are identified by the Factoring Team where a block can be brought back into
full Council ownership.
Rural Affordable Homes for Key Workers
The Rural Affordable Homes for Key Workers Fund provides up to £25 million nationally through
to 2028 to help local authorities identify affordable homes for key workers in rural communities.
This funding is made available from the Affordable Housing Supply Programme and therefore is

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only accessible to local authorities and RSLs. The fund focuses on making available underused
or empty properties for key workers and others in need. 
Much of North Ayrshire is classified as Accessible-Rural under the Scottish Government’s Urban
Rural 6-fold Classification, with the islands of Arran and Cumbrae classified as Remote Rural.
Key workers can include public sector and emergency service workers; however, the definition
of a key worker will be determined on an individual basis by local authorities according to their
local priorities. In North Ayrshire, the Arran Local Lettings Initiative provides an example of a
definition of key workers, taking a tiered approach.
For more information, please see the Housing Allocation Policy.
Guidance provided by the Scottish Government on the Rural Affordable Homes for Key Workers
Fund outlines that local authorities and RSLs can use the fund to purchase existing suitable
properties in rural areas, which can be rented directly or leased to employers to provide
affordable homes for key workers. This can include:
• Bringing empty properties back into use, or 
• Acquiring properties on the open market to increase the available supply of affordable
homes for key workers.
In line with the Scottish Government’s guidance, North Ayrshire Council will engage with a range
of organisations to develop proposals for use of the fund for consideration by the More Homes
Division, including:
• Public sector employers
• Key agencies, including Highlands and Islands Enterprise
• Local businesses, and 
• Registered Social Landlords
For more information, the guidance on the approach to the Rural Affordable Homes for Key
Workers can be found on the Scottish Government website. 
Properties acquired using the Rural Affordable Homes for Key Workers Fund are acquired in
addition to the properties outlined for acquisition in the SHIP 2026 to 2031. From 2023/24, seven
properties were acquired on Arran by Trust Housing Association using this funding stream. The
SHIP 2026 to 2031 highlights that there are no current projects being considered for the Rural
Affordable Homes for Key Workers in North Ayrshire beyond acquisitions being progressed by
Trust Housing Association. The Arran Housing Task Force will continue to work collaboratively to
identify and discuss potential opportunities to further use the fund to provide affordable housing
for key workers in rural areas, where appropriate.
Estate Based Regeneration Programme
In January 2019, the Council’s 10-year, £10 million Estate Based Regeneration Programme
(EBRP) was approved. The aim of the EBRP is to improve Council-owned housing estates across
North Ayrshire by addressing low demand stock, antisocial behaviour, external appearance,
parking provision, road and footpath condition, fencing, landscaping, and general grounds
maintenance issues. The Regeneration Team will acquire properties identified in the EBRP for the
purposes of:
• Demolition 
• Refurbishment

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• Purchasing four-in-a-block flats where this would result in the Council’s majority
ownership in the block
The SHIP 2026 to 2031 includes for the provision of funding for 249 units to assist the delivery of
Housing’s Estate Based Regeneration Programme. This investment programme aims to provide
new homes to replace any stock which requires to be demolished or reconfigured as part of the
EBRP. As of 1 April 2026, a total of 17 properties have been acquired under the EBRP across North
Ayrshire in the areas of Ardrossan, Stevenston, Saltcoats, Irvine, and Kilwinning. 
Void and Acquisition Fund
The Homelessness Prevention and Strategy Group, co-chaired by Scottish Ministers and the
Convention of Scottish Local Authorities (COSLA), established the Temporary Accommodation
Task and Finish Group to advise on the short-term measures needed to address the increasing
use of temporary accommodation. Thereafter, the Scottish Government agreed to invest at least
£60 million through the Affordable Housing Supply Programme (AHSP) in 2023 to 2024 to support
a National Acquisition Programme. 
Building on the National Acquisition Programme, the Scottish Government announced in April
2024 that £80 million would be added to the Affordable Housing Supply Programme over 2024 to
2025 (£40 million) and 2025 to 2026 (£40 million). Resultantly, in September 2024, the Scottish
Government increased North Ayrshire Council’s 2024 to 2025 Resource Planning Assumption.
This uplift was to be directed towards:
• Acquisitions to help address temporary accommodation pressures, or 
• To bring long term voids back into use. 
Acquisitions were to be existing properties or new build properties off the shelf but were required
to be a permanent structure and available in perpetuity. In line with the guidance, any homes
purchased using this funding were allocated in line with the legal framework for allocations and
in accordance with North Ayrshire Council’s Allocation Policy. In September 2025, the Scottish
Government published its Housing Emergency Action Plan, which led to funding for the targeted
voids and acquisition fund increasing further. In 2024/25, one property was bought using this
fund and in 2025/26, four properties were bought using this fund.
For more information, further detail can be found on the Scottish Government website.
There is no specific funding for acquisitions announced for 2026/27 and beyond; this recognises
Scottish Government’s commitment to providing flexibility to local authorities to determine their
appropriate priorities between new builds and second-hand acquisitions. If any such fund
becomes available, North Ayrshire Council will engage with the Scottish Government and
stakeholders to make the most effective use of any funding that may become available for North
Ayrshire. 
3. Further Information
Budget
The Senior Manager (Housing Strategy & Development) is responsible for the Housing Revenue
Account Capital Budget to finance the purchase of private properties. The Team Manager
(Affordable Housing and Regeneration) will maintain a budget monitor for each funding stream.

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Resources
This strategy will be supported and implemented by staff from Housing Services, Building
Services, Property Management & Investment, Legal Services, and Finance. 
Equal Opportunities
The provision of new social housing, including through housing acquisitions, will have a positive
impact on those who require specialist accommodation, older people, those who are homeless,
or at risk of homelessness, and those for whom purchasing a home is not an affordable option.
The benefits of new build housing in relation to health, wellbeing, and educational attainment are
well documented. New housing will also support our island communities and their economies.
A reduction in new build completions will have a negative impact on these groups.
Review
This strategy will be reviewed on an annual basis in line with the Strategic Housing Investment
Plan, or on such a basis as is required to ensure the accuracy of all criteria and funding
information.

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Comments and views about any aspect of this
document are welcomed. We also take the
opportunity to encourage local people to
become involved in the planning and delivery of
housing solutions. To get in touch, please
contact: 
Local Housing Strategy
North Ayrshire Council
Housing & Public Protection
FREEPOST SCO2742
Irvine 
KA12 8BRT: 
Developmentandstrategy@north-ayrshire.gov.uk 
This document is available in other formats
such as audio tape, CD, Braille, large print, and
other languages on request.

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North Ayrshire Council
Equality & Children’s Rights Impact Assessment
(Screening Form)
Please Note: Before you begin, is this version the most up to date?  You can
download the most recent version on Connects. Screenings and ECRIAs should be
included with relevant Committee Reports and may be published on our website.
This screening form encompasses key pieces of legislation which the Council needs to
assess its activities against. This form should assist in deciding whether a full impact
assessment is required.
• The Public Sector Equality Duty requires that we demonstrate that we are making
decisions in a fair, transparent and accountable way. The Council must show that it
has considered the needs and rights of people with protected characteristics.
• Where decisions affect young people, we must consider the ‘Rights of the Child’,
under the United Nations Convention on the Rights of the Child (UNCRC).
• We must consider the Socio-Economic Impact under the Fairer Scotland Duty. 
• We need to consider whether any of our Islands may be impacted differently from
the mainland under the Island’s Act.
• We also need to consider whether ‘consumers’ of our Services will be impacted
under the Consumer Duty.
The various duties require the Council to assess the ‘impact’ of proposals thoroughly
before any decisions are taken. This should be proportionate to the decision that is being
made and should be carried out as early as possible in the process. It can then be
repeated as the policy/proposal is progressed. Further Guidance on carrying out an
impact assessment can be found in our Equalities pages on Connects.
1. Proposal
Title: Housing Acquisition Strategy
Budget reference number and heading if appropriate (or not applicable):
n/a
Amount (£) of saving if appropriate (or not applicable): 
n/a
Service: Housing and Communities
Lead officer: Fiona Ellis
List of participants in the assessment: n/a
Date completed: 13/04/2026

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2. What are the main aims of the proposal?
The aim of this strategy is to increase the availability of permanent homes
to meet the affordable housing need and demand in North Ayrshire.  
The proposed North Ayrshire Housing Acquisition Strategy will support the following
Local Housing Strategy (LHS) actions:
• Deliver 1,666 new units of social housing
• Consider opportunities to provide homes in and around our town centres
• Support the Scottish Government's target to deliver 110,000 new
affordable homes by 2032 by delivering the projects set out within the
Strategic Housing Investment Plan
• Increase the social housing supply by buying back former social housing
• Bring empty homes back into use through the buyback scheme
• Ensure that the Strategic Housing Investment Plan addresses current and
future demographic needs. 
The Housing Acquisition Strategy will contribute to the Strategic Housing Investment
Plan (SHIP), helping to achieve the Council Plan priorities and strategic aims by:
• Through our housebuilding programme and wider housing investment,
providing homes for life that meet the needs of our residents
• Increasing the number of homes in the area through a mix of private
and social developments and bringing empty buildings back in to use
• Ensuring our places and spaces where we live, work and visit are well
maintained and accessible
• Reducing the carbon footprint of our estate through rationalisation
utilising a locality-based approach and taking a fabric first and low
carbon energy generation approach to homes and buildings
3. What data, research or other evidence was used for this
screening?
The function of buy backs/acquisitions has been ongoing for a number of years and
included as part of the Local Housing Strategy (LHS). The only change is the
creation of a standalone strategy. 
4. Screening questions
Does the proposal affect service users, employees or the wider community –
particularly services that are known to be important to protected groups?
Please delete whichever statement is not applicable from the text below:
Yes, the proposal does affect service users, employees or the wider community and
specifically to services that are known to being important to particular protected
groups.

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Is it a major proposal, significantly affecting how services are delivered or how
other organisations operate?
Please delete whichever statement is not applicable from the text below:
No, it is not a major proposal, significantly affecting how services are delivered or
how other organisations operate.
Does it relate to an area where there are known inequalities or has significant
potential for reducing inequalities or improving outcomes? 
Please delete whichever statement is not applicable from the text below:
Yes, it does relate to an area where there are known inequalities or has significant
potential for reducing inequalities or improving outcomes.

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5. Impact
Are there any impacts on the following groups?
Age (young/old people); Disability (physical and learning disabilities); Gender Re-
assignment; Pregnancy and Maternity; Race and Ethnic Origin; Religion or Belief;
Sex; Sexual Orientation; Marriage and Civil Partnership; Care Experienced; Fairer
Scotland Duty; Human Rights; Other (Homelessness, rural, carers, part-time
workers, etc)
Yes – The provision of new social housing, has a positive impact on those who
require specialist accommodation, older people, those who are homeless, or at risk
of homelessness, and those for whom purchasing a home is not an affordable
option.  The benefits of new build housing in relation to health, wellbeing, and
educational attainment are well documented. New housing also supports
our island communities and their economies. 
If yes or unsure, you should consider carrying out a full impact assessment.
Click or tap here to enter text.
6. The Fairer Scotland Duty – (reducing the socio-economic
impact of our policies, strategies and budget decisions)
Does the proposal have any negative (or potential) positive impacts
that need to be explored in more detail? (Please provide a brief
summary)
The Housing Acquisition Strategy has a positive impact by aiming to increase the
availability of permanent homes to meet the affordable housing need and
demand in North Ayrshire.  
Low income/poverty – the Housing Acquisition Strategy does not include any
proposals to assist people who cannot afford to maintain regular payments
such as bills, food, and clothing. However, any person that benefited from a
tenancy in a home that was purchased under the scheme would have access to
assistance / support as a social housing tenant.
Low/no wealth - The Housing Acquisition Strategy has the potential to have
positive impacts on people who have low incomes and low wealth, e.g., through
provision of increased volume of good quality affordable homes.  
Material deprivation – Through increased social/affordable housing stock, we
would be able to help more of our residents affected by material deprivation
through an increased number of good quality, affordable homes.

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7. Children’s Rights (UNCRC)
Does the proposal have any impact in relation to the UNCRC articles for
Children’s Rights?
Yes – the Housing Acquisitions Strategy would have a positive impact on Article
27 whereby more children would have access to safe and well-maintained
housing through an increase in the availability of permanent homes to meet the
affordable housing need and demand in North Ayrshire.
8. Island Proofing
Are there any special considerations for the island communities
within North Ayrshire?
Whilst the strategy covers the whole of North Ayrshire, it is fully recognised that
delivering homes on islands can be more complex and expensive than on the
mainland.  Whilst the strategy itself doesn’t specify any special considerations
for our island communities, there is a focus on them through the working
process.  NAC Housing services work closely with the Registered Social
Landlords (RSLs) on our islands and provide support where required.  This can
include supporting applications to the Scottish Government for additional
funding to help the RSL make a housing acquisition where property prices are
higher than they would be on the mainland.   
9. Consumer Duty
Is your proposal a decision that will impact on consumers? (The
definition of consumer is ‘an individual or a small business that
purchases, uses or receives goods or services in Scotland, that are
supplied either by a business or a public body’.  Please see What is
the Consumer Duty for more details) 
Yes - Acquiring housing and bringing it up the standards required helps to
improve overall housing condition, increases social/affordable housing stock and
helps to bridge some of the gap between supply and demand in relation to new
build programmes.  The acquisition of housing can further assist our island and
rural communities through additional provision of affordable housing for e.g. key
workers in areas where there is identified need.  Housing acquisitions are also
usually quicker to complete sales on and for a lower cost than that of new build
housing.  This in turn means that through property acquisitions our consumers
e.g. those on the Common Housing Register, will be positively impacted through
increased stock/in turn improving chances of getting a new affordable home.

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10. Have any cross-cutting impacts been identified from other
Council Services or Partner Agencies (such as discrimination
across multiple groups or accumulated effects of multiple
proposals on a single group)?
no 
11. Has there been any engagement or consultation on the
proposal with any groups, services or partner organisations
that could help inform the impact assessment?
n/a
12. What are the monitoring and review arrangements?
This strategy will be reviewed on an annual basis in line with the
Strategic Housing Investment Plan, or on such a basis as is required to ensure
the accuracy of all criteria and funding information. 
13. Considering this Equality Screening in its entirety, what is your
recommended next step? (Please explain your decision.)
Screening Only no further assessment is required.  (Your explanation must
include how this decision will be monitored and reviewed as the policy /
decision is implemented.) 
No further assessment required.  This strategy will be reviewed on an annual
basis in line with the Strategic Housing Investment Plan, or on such a
basis as is required to ensure the accuracy of all criteria and funding
information.  
14. Authorisation
Policy Lead/Manager: Click or tap here to enter text.
Date: Click or tap to enter a date.
Head of Service: Click or tap here to enter text.
Date: Click or tap to enter a date.