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Housing Emergency - Local Housing Strategy Annual Update

Argyll and Bute Council · 21 November 2024
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ARGYLL AND BUTE COUNCIL        COUNCIL
DEVELOPMENT AND ECONOMIC         21 NOVEMBER 2024
GROWTH      
HOUSING EMERGENCY – LOCAL HOUSING STRATEGY ANNUAL UPDATE 
1.0 EXECUTIVE SUMMARY 
1.1 In June 2023 the Council’s Environment, Development and Infrastructure (EDI)
Committee declared a Housing Emergency due to a consistent reduction in the
supply of housing, a steady increase in demand for housing across all tenures
and increasing levels of un-affordability. Whilst we were the first to do this, we
are not alone, and 12 local authorities and the Scottish Government have now
described the housing system as in Emergency.  Whilst there is commonality in
the reasons for doing so, the housing system is complex and the issues and
experience that lead to these decisions varies between local authorities and
even areas within local authorities. 
1.2 What does not vary is that these circumstances have not suddenly occurred, but
have developed over many years for many reasons.  Many of the fundamental
issues can be considered systemic, such as: mismatch in supply and demand;
lack of affordability in all tenures; the impact of demographic changes; skills
shortages; escalating construction costs; and the varying fiscal and investment
regimes that exist both privately and commercially.  Even though there is a
declared Emergency, the responses to this will take time to develop, deliver and
have effect. 
1.3 As the Council is no longer a landlord, and does not build housing, it can affect
change in the housing system only in certain ways.  Since the declaration of the
Emergency the Council has explored what it can do differently to make a
difference. Accordingly to date: 
• We have been at the forefront of arguing for electricity infrastructure
providers to step up to deliver a Just Transition by adequately providing
for the worker accommodation demand they create.  The Scottish
Government Electricity Consenting Unit first accepted this argument
when consenting Cruachan Expansion, and reflecting this, SSEN has
very recently committed to providing 200 affordable homes and unlocking
1000 more across the north of Scotland.
• In partnership with the HomeArgyll RSL stakeholders, we have amended
allocations policy to favour homeless households.

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• In partnership with the HSCP we have employed additional Occupational
Therapists and an extra Empty Homes Officer to facilitate more PSHG
homes adaptations for the elderly and bring more properties back in to
use.
• We have facilitated and extensively promoted the Scottish Government
acquisition and buy-back scheme.
• Declaring a Housing Emergency, and holding a Housing Emergency
Summit has significantly contributed to starting a national conversation
addressing housing issues.  This continues to be pursued by us at
COSLA, COHI, evidence to parliamentary committees, direct
conversations with Ministers, hosting visits to the area to discuss housing
issues and other appropriate avenues.
• We have appointed a Housing Delivery Officer.
• We are in the process of appointing an Officer to advise property owners
wishing to transition from holiday home and short term let ownership into
more permanent tenures.
• We have increased the Council Tax on second homes.
• We are appointing consultants to assist the production of Strategic
Development Frameworks for Oban and Helensburgh that will be critical
underpinnings of long-term growth and land release.
• We have used the Strategic Housing Fund to offer increased levels of
support particularly for Community Housing group projects.
• We have created and facilitate a forum for Community Development
Trusts to collaborate.
• We are in the process of servicing Council land to provide worker
accommodation on Mull.
• We have produced revised and more flexible Roads Development
Guidelines.
• We have worked with Scottish Government to pursue an extension to the
Lorn Arc TIF agreement which will be critical to the development of a
further 410 houses in Dunbeg.     
1.4 We have also increased focus and effort on all matters related to housing, which
might be considered business as usual.  As a result we have: 
• consented 512 houses from the declaration of the Emergency in June
2023 to March 2024,
• seen a 4% reduction in homelessness when the Scottish Average has
increased by 4%,
• significantly intensified our communication with local RSLs in order to
better work in partnership to deliver short, medium and long term housing
sites. 
1.5 The solutions to the Housing Emergency are not short term, and many of the
activities above will take time to put rooves on people’s heads.  However: 
• 18 social rented units were handed over at Jimmy Deans, Helensburgh
following a relaxation of Roads Guidelines.

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• 9 units are being handed over with 3 more to follow on Colonsay,
following significant financial grant and loan from the Council.
• Following extensive Council promotion, 18 buy-back properties have
been acquired by ACHA and are now available for social rent. 
• Land at Bridge of Awe has been acquired by West Highland Housing
Association following a flexible and accelerated approach to granting
planning consent for 42 houses. 
1.6 This report presents members with an update of progress tackling the
Housing Emergency.  It does this by: 
• Presenting the annual Local Housing Strategy (LHS) Update (Appendix
1).  The LHS is the Council’s Statutory housing strategy, and the
annual update presents progress against key outcomes in the LHS. 
• Outlining how the Housing Emergency Action Plan, which was
presented to EDI in June 2024, has been incorporated in to the LHS
Update, particularly by mapping the key linkages. 
• Proposing a set of key Housing Emergency Metrics as requested by
Members, and which will allow annual tracking of progress. 
• Augmenting the Housing Emergency Metrics with a synopsis of current
activity in the housing system. 
RECOMMENDATIONS 
It is recommended that Council:- 
i) Consider and approve the content of the Local Housing Strategy
Annual Update;
ii) Consider the ongoing activity and progress in relation to addressing the
Housing Emergency;
iii) Consider and approve the metrics detailed in Section 4.19 of the report
which will annually measure progress in tackling the Housing
Emergency.

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ARGYLL AND BUTE COUNCIL        COUNCIL
DEVELOPMENT AND ECONOMIC         21 NOVEMBER 2024
GROWTH   
HOUSING EMERGENCY – LOCAL HOUSING STRATEGY ANNUAL UPDATE 
2.0 INTRODUCTION 
2.1 The main purpose of this report is to inform Members on the Local Housing
Strategy Update (Appendix 1). The production of the Local Housing Strategy
is a statutory duty of the Council and the current Strategy runs from 2022-
2027. An annual update on the Local Housing Strategy was one of the key
actions when the Council declared a Housing Emergency in June 2023. 
2.2 The report details progress made on the Outcomes within the Local Housing
Strategy to date and incorporation of the Housing Emergency Action Plan
within the LHS Update. The report also provides detail on progress made in
terms of the Council tackling the Housing Emergency in Argyll and Bute and
proposes a set of metrics by which progress can continue to be measured.  
3.0 RECOMMENDATIONS 
3.1 It is recommended that Council:- 
i) Consider and approve the content of the Local Housing Strategy
Annual Update;
ii) Consider the ongoing activity and progress in relation to addressing the
Housing Emergency;
iii) Consider and approve the metrics detailed in Section 4.19 of the report
which will annually measure progress in tackling the Housing
Emergency. 
4.0 DETAIL 
THE LOCAL HOUSING STRATEGY ANNUAL UPDATE 
4.1 The Council as the Strategic Housing Authority has a statutory duty to produce a
Local Housing Strategy (LHS). The current LHS runs from 2022 to 2027.

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Appendix 1 contains the LHS Annual Update 2024. The LHS has 4 key
outcomes:-
• Housing Supply and Place-making
• House Condition, Energy Efficiency and Poverty
• Specialist Provision and Independent Living
• Housing Options, Information and Support
The following section of this report will provide detail on progress against the key
actions within the outcomes 
Outcome 1 – Housing Supply And Place-making
4.2 The key aim of Outcome one is to facilitate access to sufficient suitable and
affordable housing across all tenures. The 2023/2024 LHS update notes
progress as follows: -
• 144 new housing completions in 2023/24 (all tenures).
• 70 new build affordable houses delivered through the Strategic Housing
Investment Plan.
• 18 properties brought back into the affordable housing market through
the Council/RSL buy back scheme.
• 2 Community Housing Projects on site nearing completion – Gigha (5
affordable homes) and Colonsay (9 affordable homes).
• 3,209 households are currently on the Common Housing Register for
social housing which is a decrease of 2% from 2022/2023.
• 763 HOMEArgyll lets which is a decrease of 6% from 2022/23. (NB:  this
reflects a continued and national slower turnover of properties which is
still not fully understood, could partially reflect the eviction ban, but also
efforts to support tenancies and the low new build rates). 
Outcome 2 – House Condition, Energy & Efficiency & Poverty
4.3 The key aim of Outcome 2 is to regenerate communities by improving the
quality condition and energy efficiency of housing and by tackling poverty,
including Fuel Poverty and Child Poverty and ensuring that Housing contributes
to addressing the Wider Climate Change agenda. The 2023/24 LHS update
notes progress as follows:-
• 236 homes provided with energy efficiency measures – an investment of
£1.775 million during 2023/24.
• 8 tenements/50 properties improved with £150 000 of Private Sector
Housing Grants.
• 2245 referrals to Home Energy Scotland for energy advice
• £4.458 million of income generated for households in Argyll and Bute by
the Council Welfare Rights Team

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• £1.675 million of income generated for households in Argyll and Bute by
the Citizens Advice Bureau 
Outcome 3 – Specialist Provision And Independent Living
4.4 The key aim of Outcome 3 is to enable people to live well, with dignity and
independently for as long as possible. The 2023/24 LHS update notes progress
as follows:-
• 235 RSL homes received Stage 3 Adaptation Funding
• 67 private homes we supported with Adaptation Grant
• 2248 Technology Enable Care (TEC) installations
• 19 new affordable homes specialist provision – 12 wheelchair and 7
amenity houses 
Outcome 4 – Housing Options Information And Support
4.5 The key aim of Outcome 4 is to provide effective and timeous information,
advice and support to help persons in housing need to make informed choices
and decisions on the range of Housing Options available. The 2023/24 LHS
update notes progress as follows:-
• 492 homeless applications taken in 23/24 which is a 4% reduction from
22/23
• 7 new Housing First tenancies created
• 55 referrals to the Mental Health/Addictions Housing Practitioner
• 78% of households receiving housing support had a Planned Departure
from support.  
INCORPORATION OF HOUSING EMERGENCY ACTION PLAN INTO THE
LHS UPDATE
4.6 The Housing Emergency Action Plan was agreed in June 2024. Many of the
actions relate to actions within the Local Housing Strategy and in order to
incorporate these in to the LHS, the linkages have been mapped as shown in in
pages 56-63 of Appendix 1. The Housing Emergency Action plan is split into 4
key objectives identified in tacking the Housing Emergency:-
• Enable the Delivery of More Market Homes in Argyll and Bute
• Enable the Delivery of More Affordable Homes in Argyll and Bute
• Enable the Delivery of More Homes for Argyll and Bute’s Workforce
• Making the Best Use of Existing Homes in Argyll and Bute
4.7 Some of the actions within the plan are already making good progress and are
detailed in the sections below.

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Enable the Delivery of More Market Homes in Argyll and Bute
4.8 Implement a more flexible approach to infrastructure, roads and design
requirements on development sites – a new Roads Guidance document was
approved in June which is more responsive to the requirements of housing
delivery on both the islands and the mainland
4.9 Repurpose vacant spaces/derelict buildings to deliver homes for sale or rent –
work is ongoing with HSCP to repurpose a dental surgery in Bowmore to create
2 ensuite rooms to HSCP workers. 
4.10 Use rural housing burdens and Rural Growth Deal/Partnership Support for
Regeneration Funding enabling developers to offer principal homes at a fixed
price – The Council now has Rural Housing Authority status. The Council has
carried out site investigations on a Council owned site on Islay with a view to
progressing a Rural Growth Deal Full Business Case to deliver dwellings for
sale, but restricted to principal home occupancy. 
Enable the Delivery of More Affordable Homes in Argyll and Bute
4.11 Create funding mechanisms for Community Housing Trusts to finance feasibility
studies, professional fees and approval process – the Council is working with
community groups to agree a model whereby the Strategic Housing Fund
element of a project can be approved for use at an earlier stage of the process
4.12 ACHA to deliver a minimum of 300 new build homes of mixed tenure and a
minimum of 50 buy backs by 2029 – ACHA have already completed 14 buy
backs and have plans to deliver new build housing across Argyll and Bute which
will be detailed in the Strategic Housing Investment Plan 
Enable the Delivery of More Homes for Argyll and Bute’s Workforce 
4.13 Deliver seasonal and temporary workforce accommodation using short term
occupancy agreements – HSCP have worked with the Council to agree lease
formats to take on RSL and Private Sector properties for use as workforce
accommodation. A lease has already been signed with an RSL on Islay for a 2
bedroom property and the Council is in the process of agreeing a lease with a 
private landlord to take on a 3 bedroom property on Islay for workforce
accommodation. The Council is on site on Mull delivering a Rural Growth Deal
project which has planning approval for 12 properties for worker accommodation
4.14 Deliver workforce housing options including the use of modular, temporary and
tiny homes – the HSCP empty homes officer has already matched several
HSCP workers into suitable accommodation and continues to work with HSCP
to establish accurate information on the need and demand in the high pressure
areas of Oban, Mull and Islay. The Council has secured funding for an

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Addressing Depopulation Officer. This post will explore the opportunities within
the private rented sector to provide suitable housing options for the workforce in
Argyll and Bute.   RSLs are jointly exploring standardised specification of house
types that can be delivered as modular units. 
Make the Best Use of Existing Homes in Argyll and Bute 
4.15 Create more choice and flexibility with the HOMEArgyll policy to address
identified housing pressures – agreement is now in place for the policy to be
more flexible. Single homeless households in Oban and Helensburgh can now
be offered two bedroom properties due to the backlog of single homeless
households in these areas. Over 10 single households have been offered and
accepted 2 bedroom properties.
4.16 Increase the number of Empty Homes Officers with more flexibility to assemble
funding – an Empty Homes Officer with a focus on finding housing for HSCP
workers is now in place with funding secured from HSCP and Shelter
4.17 Double the Council Tax on second homes – this was implemented in April 2024. 
It is too early to assess the impact but analysis will be carried out in due course. 
4.18 Map public sector land and buildings which could provide affordable housing via
repurposing or change of use - The Council’s operational officers group have
carried out various stands of work on this action:
• Site investigation work carried out on a site on Coll – now complete and
passed to ACHA for consideration
• Site investigation work carried out on 2 sites on Tiree – now complete
and passed to ACHA for consideration
• Site investigation work ongoing at a site in Helensburgh
• Site investigation work ongoing at a site/building on Islay with a view to
delivering housing in partnership with an RSL
• options appraisal work ongoing at a former office building in Oban with a
view to converting to housing
• design work ongoing to a former office building in Oban with a view to
delivering modular housing for workers
• Funding approved to deliver 2 worker accommodation units on Tiree –
work on site and almost complete
• Funding approved to assist with bringing 2 NHS properties back into use
for worker accommodation on Coll – contract awarded and work to start
when Tiree project complete
• Funding approved to deliver convert an ACHA 4 bedroom property in the
Lorn area into HSCP accommodation for workers – ACHA currently
undertaking design work

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HOUSING EMERGENCY PROGRESS METRICS
4.19 Members have requested regular updates on activity to tackle the housing
emergency and a set of metrics which could be used as a benchmark to judge
progress.  The housing system is complex and wide-ranging, however officers
have given consideration to preparation of a range of statistics and indicators
which can give a balanced representation of the housing system and are based
on the issues across the housing market which resulted in the declaration of the
Housing Emergency in Argyll and Bute. The following table has been identified
and it is proposed this will be compiled and presented to members annually.  
HOUSING EMERGENCY - METRICS (1st April) 
Year
Measures 2023/24 2024/25 2025/26
Housing Completions – All
Tenures
144  
Planning Consents
Granted
512*  
Resource Planning
Allocation(RPA)
£18.26m  
Resource Planning
Allocation(RPA) spend
Available Mid
2025  
Strategic Housing Fund
(SHF) spend
£1.057m  
Number of Homeless
Applications
492  
Number of Households on
social housing waiting list
3209  
Multiple of median wage
to median house price
5x
(£35k / £175k)  
Number of Registered
Short Term Lets
3031  
Number of Second Homes 2811  
Number of Empty Homes 2364  
*   Consents Figure is June23-March24, & will be corrected for next year 
CURRENT HOUSING SYSTEM ACTIVITY SYNOPSIS
4.20 Notwithstanding the table of metrics, on their own, the statistics give only a hint
at the considerable volume of wide ranging activity which is underway, often well
in advance of houses being completed and handed over, such is the long term
nature of development.  In order to give members a fuller awareness of this vital
activity it is proposed to augment the statistics with a snapshot synopsis of
current activity in the housing system, and this is outlined below.  
4.21 70 new build affordable houses complete in 2023/24:  (66 Oban, 4 Dunoon).

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4.22 Colonsay Community development Company will soon start handovers of a 12
unit mixed tenure dev at Scalasaig (SHF funding and loan included). 
4.23 Isle of Gigha Heritage Trust is close to completion of 5 affordable units at
Ardminish.

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4.24 The Council has employed local contractors and is working with MICHT to
deliver worker housing in Tobermory, on-site infrastructure is currently being
installed. 
4.25 The Council’s Empty Homes Officers facilitated bringing 30 properties back in to
use in 2023-24. 
4.26 The Council  promoted the Buy back scheme in June 2023.  This has generated
86 enquiries through Housing Service.  ACHA have acquired 17 properties with
3 pending.  Fyne Homes has acquired 1 property with 2 pending.
4.27 Argyll and Bute Council was awarded funding of £1,979,827 for the year
2023/24 which has helped 236 households by installing 361 energy efficiency
measures.
4.28 A consultation draft Local Heat and Energy Efficiency Strategy was approved by
Council in September.  Once finalised, this will set out a policy framework that
assists in reducing fuel poverty in the long term.
4.29 During 2023/24 the Housing Service received 492 homeless applications in
Argyll and Bute which is a slight reduction from 512 applications in the previous
financial year.
4.30 As at the end of March 2024, there were 125 households in temporary
accommodation, including 27 households with children. Whilst the average time

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for homeless applicants to be re-housed has reduced, on average it still takes
31 weeks to be offered permanent accommodation.
4.31 The Housing Service had 1,135 ‘Prevention and Advice’ cases in 2023/24 which
increased slightly from 1,123 in 2022/23. The majority were in relation to
households seeking advice in respect of ‘General Housing Advice. Of the 1,135
cases, only 235 went on to make a homeless application which is the lowest
since the peak of 409 cases in 2017/18. This highlights the pro-active approach
to homeless prevention and the importance of households receiving appropriate
advice and assistance at an early stage.
4.32 West Highland Housing Association is on site at Port Charlotte, Islay with 12
units and handovers are anticipated spring 2025. 
4.33 West Highland handed over 4 social rent units and 2 Shared equity in Port Appin
in August 24.
4.34 West Highland has handed over 16 social rent units at Port Ellen, Islay with 4
shared equity units due for completion shortly.  A site start has been made on
Phase 5 at this site which is a further 20 units.

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4.35 West Highland have appointed a ground works contract to start in October for 5
units on Colonsay.
4.36 Dunbritton handed over 18 units at Jeannie Deans, Helensburgh site in the
spring. 
4.37 Following the Argyll RSL Chairpersons meeting in April 2024, the Associations
have agreed to procure an architect to work with their development agent and
Scottish Futures Trust, to develop a suite of standard modular house types, for
the benefit of the four Argyll based RSLs.
4.38 The standard modular house types could then be delivered by a number of
modular housing providers, with individual RSLs able to select external materials
and finishes to comply with their own specification requirements, while

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maintaining a commonality of layout and technical design that will provide
efficiencies to all.
4.39 Fyne Homes have submitted a planning application in May 2024 for 16 units in
Inveraray. 
4.40 Fyne Homes completed 6 units in September at Baddens, Lochgilphead. 
4.41 Fyne Homes purchased the land for the Baddens Phase 10 development of 14
units from MacLeod Construction Ltd (MCL) in March 2024 with Scottish
Government funding.
4.42 The Council approved planning consent for the demolition of the Lower
Academy Building, Rothesay in August 2024.  This allows progress to be made
on the wider masterplan site.

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4.43 Fyne Homes procured Connect Modular, also known as the Wee House
Company, to progress the design and construction of 8 modular family homes
on land owned by Fyne Initiatives at Ballochgoy, Rothesay.
4.44 LINK Group have submitted a PAN for phase 4 Dunbeg, which will deliver
approximately 410 unit mixed tenure and anticipate making a planning
application before the end of the year.
4.45 From the declaration of the Housing Emergency in June 2023 until the end of
March 2024 the Council granted planning consent for 511 residential units. 
5.0 CONCLUSION
5.1 The Housing Emergency was declared due to a whole housing system failure
and addressing the issues behind the failure will take time to address and
require a partnership approach. Argyll and Bute Council was the first council in
Scotland to declare the emergency and this has been followed by numerous
councils and the Scottish Government.  This report demonstrates the wide
range of actions that are being taken forward within the context of reduced
resources for the delivery of new homes at a national level.  That said, the
council continues to work with the Government, key agencies and our housing
delivery partners to make progress including exploring new methods and
solutions to tackle housing shortages across the local authority area, but many
of these will take time to come to fruition. 
6.0 IMPLICATIONS
6.1 Policy – the ongoing activity is consistent with current Council priorities and
the Local Housing Strategy vision and outcomes which are directly aligned
with the overarching objectives of the Outcome Improvement Plan – outcome
2: Housing.
6.2 Financial – none directly arising from this report but future housing delivery
actions will require additional funding at some stage from the Council and our
partners if delivery is to be accelerated.
6.3  Legal – None.
6.4  HR – None.
6.5  Fairer Scotland Duty:
6.5.1   Equalities - protected characteristics – the activity outlined in the report is
consistent with the aims and objectives set out in the Local Housing Strategy
which is subject to an EQIA. There are targets within the housing plans to
deliver housing which meet the needs of specialist groups.

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6.5.2   Socio-economic Duty – the delivery of housing across Argyll and Bute
facilitates socio-economic opportunities for all. The housing plans in the report
link to the Child Poverty Strategy.
6.5.3 Islands – many of the housing projects detailed in the report are being
delivered on islands which will provide many benefits such as employment
and the continued delivery of essential services to island communities.
6.6 Climate Change – new housing in the right location helps reduce carbon
outputs when delivered using renewable energy and other measures. Making
best use of existing stock by delivering energy efficiency measures helps
towards achieving climate change targets. 
6.7 Risk – there is a risk of depopulation, damage to the economy a risk to
delivering essential services in the local authority area if partners cannot
effectively tackle the Housing Emergency.
6.8  Customer Service – none.
6.9 The Rights of the Child (UNCRC) – the delivery of more housing will enable
more children to have a safe secure environment. The housing plans also
have clear links to the Child Poverty Strategy. 
Kirsty Flanagan, Executive Director with Responsibility for Development and
Economic Growth 
Councillor Jim Lynch, Policy Lead for Economic Development, Islands, Rural
Communities and Housing
October 2024                                 
For further information contact: 
Fergus Murray – Head of Development and Economic Growth
fergus.murray@argyll.bute.gov.uk 
Matt Mulderrig – Development Policy and Housing Manager 
matt.mulderrig@argyll-bute.gov.uk 
Douglas Whyte – Team Lead – Housing Strategy                      
douglas.whyte@argyll-bute.gov.uk   
APPENDICES
Appendix 1 - Argyll and Bute Local Housing Strategy Annual Report 2024