Strategic Housing Investment Plan (Ship) 2026-27 - 2030-31
Argyll and Bute Council · 26 November 2025
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ARGYLL AND BUTE COUNCIL COUNCIL DEVELOPMENT AND ECONOMIC GROWTH 26 NOVEMBER 2025 STRATEGIC HOUSING INVESTMENT PLAN (SHIP) 2026/27 - 2030/31 1.0 EXECUTIVE SUMMARY 1.1 This report details the proposed annual Strategic Housing Investment Plan which will cover the period 2026/27 - 2030/31 and summarises the proposals for the revised SHIP, in line with statutory requirements and the latest guidance. 1.2 The SHIP document required to be submitted to the Scottish Government on 31st October 2025. The Strategic Housing Investment Plan, attached at Appendix 1, was submitted to meet the deadline, subject to ratification by the Council on 26th November 2025. 1.3 The Scottish Government have not yet agreed the Resource Planning Allocation (RPA) for future years of the SHIP programme. To address this the Council has agreed to an assumed RPA for the years 2026/27 to 2028/29 of 80%/60%/40%* of current year RPA levels based on programme management advice from the Scottish Government. It is important to note that the figures for 2026/27 to 2028/2029 are not a formal definitive allocation, and no indication has been provided for later years on the allocations from previous years although they are not formal definitive allocations: Year 2025/26 2026/27 2027/28 2028/29 2029/30 2030/31 Total RPA £18.505** £14.804* £11.103* £7.402* TBC TBC £51.814 Source: Scottish Government Letter to Councils – AHSP RPA 2025/26, October 2025 **includes 0.241M uplift towards open market acquisitions 1.4 In 2024/25, the SHIP delivered 54 new affordable homes. In addition, 19 properties were bought from the open market by RSL’s to be brought in the affordable housing stock. This SHIP identifies potential for 52 units to be delivered in 2025/26 with additional properties already identified through the buyback scheme. The SHIP identifies over 1,000 additional homes to be completed or approved in subsequent years. 1.5 As well as addressing unmet local need and contributing to national targets, the proposed programme will:
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• generate additional investment in the local economy, support additional jobs including new apprenticeships in the construction sector and associated labour market. • stimulate community regeneration and sustainability. • help to attract and retain residents and employees for local businesses. • encourage movement within, and more effective operation of, the local housing system. • contribute to improving general health and well-being. • generate additional Council tax revenue. RECOMMENDATION It is recommended that the Council: Approve the SHIP 2026/27 – 2030/31 which will then be submitted to the Scottish Government as the Council’s approved SHIP document.
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ARGYLL AND BUTE COUNCIL COUNCIL DEVELOPMENT AND ECONOMIC GROWTH 26 NOVEMBER 2025 STRATEGIC HOUSING INVESTMENT PLAN (SHIP) 2026/27 - 2030/31 2.0 INTRODUCTION 2.1 The core purpose of the SHIP is to set out strategic investment priorities for affordable housing over a five year period to achieve the outcomes set out in the Local Housing Strategy. 2.2 The SHIP document required to be submitted to the Scottish Government on 31st October 2025. The Strategic Housing Investment Plan, attached at Appendix 1, was submitted to meet the deadline, subject to ratification by the Council on 26th November 2025. 2.3 The SHIP remains a continuous, iterative process: individual projects are subject to a variety of factors which can lead to slippage or revision; and the overall programme requires constant monitoring. Formal updates are now required on an annual basis. 2.4 The revised SHIP has potential for delivery of 52 units in 2025/26, and over 1000 new affordable homes in subsequent years. 3.0 RECOMMENDATIONS 3.1 It is recommended that the Council: Approve the SHIP 2026/27 – 2030/31 which will then be submitted to the Scottish Government as the Council’s approved SHIP document. 4.0 DETAIL 4.1 From 2017, the Scottish Government, COSLA and Association of Local Authority Chief Housing Officers (ALACHO) agreed that SHIPs would revert to being submitted on an annual basis. In June 2025 revised guidance was issued to assist local authorities prepare their SHIPs, with a requirement to submit to Scottish Government by 31st October 2025. The SHIP was submitted to meet the deadline, subject to ratification by the Council on 26th
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November 2025. 4.2 The Local Housing Strategy (LHS) sets out the strategic policy approach of the council and its partners to delivering high quality housing and related services across all tenures to meet identified need in the area. SHIPs are directly informed by the LHS and its policies and are developed in consultation with key stakeholders. Therefore, the SHIP is operational in nature and not considered as a policy document. 4.3 The core purpose of the SHIP remains to set out strategic investment priorities for affordable housing over a five year period to achieve the outcomes contained in the LHS. The plan reinforces the council as the strategic housing authority; the importance of the outcomes and targets set out in the LHS; and informs Scottish Government investment decisions. 4.4 The SHIP should therefore: • Set out investment priorities for affordable housing. • Demonstrate how these will be delivered. • Identify the resources required to deliver these priorities. • Enable the involvement of key partners. The SHIP should contain a succinct narrative in PDF form, submitted as a supporting document to the SHIP in the Housing and Regeneration Programme (HARP) system, which explains the context to the SHIP including: ➢ A statement on alignment with the LHS demonstrating that priorities identified in the SHIP are consistent with what the local authority outlined in its LHS (and any subsequent updates) and how the SHIP priorities will contribute to delivery of LHS Outcomes. ➢ A summary of the methodology used to prioritise projects. ➢ Details of how the local authority has responded to and resolved development constraints on projects prior to the site start date. ➢ Details on how the local authority’s own resources and other funding are supporting the delivery of affordable housing in its area. ➢ Details of progress towards the delivery of its Affordable Housing Supply Programme across all tenures by completions. ➢ Details of affordable housing projects for Gypsy/Travellers. ➢ Details of Housing Infrastructure Fund projects where these are linked to affordable housing delivery. ➢ Details of local plans to support the delivery of wheelchair accessible housing within its area. ➢ A statement that strategic housing priorities are aligned and are consistent with Rapid Rehousing Transition Plan priorities. ➢ Details of affordable housing projects that are aligned with the local authority’s Child Poverty Action Report.
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➢ Details that duties under the Islands (Scotland) Act have been followed by the local authority if appropriate. ➢ Details of any empty homes services and actions to bring homes back into use. ➢ Details of how Council Tax on Second and Empty Homes has been used to assist affordable housing. ➢ Details of how Developer Contributions have been used to assist affordable housing. ➢ The type and level of consultation undertaken with RSLs, communities, developers and other stakeholders in developing the SHIP and how this has helped with the development of strategic investment priorities. 4.5 Key Aspects of the SHIP Guidance Issued in June 2025 The Guidance states that housing links to and underpins all 4 of the Scottish Government’s priorities: to eradicate child poverty; to grow Scotland’s economy; to tackle the climate emergency by investment in green energy and infrastructure; and to improve Scotland’s public services as an investment in Scotland’s future health, equality and prosperity. Building on previous guidance, the Scottish Government’s most recent guidance includes an emphasis on ensuring that any specific requirements for key worker housing and the actions that the Council and its RSL partners will take forward over the period of the SHIP. The guidance also requires details on how the SHIP supports and enables the work of the Empty Homes Officer in Argyll and Bute to explore the possibilities of acquiring privately owned long-term empty homes. The guidance requires a section in the SHIP on how the local authority is addressing the Housing Emergency declared in Argyll and Bute in June 2023. The latest guidance also includes reference to the fact that any capital works to the official Gypsy Traveller sites in Argyll should be included in the document. The Scottish Government has now confirmed that Capital Projects in relation to the sites can now be included in the SHIP tables. In addition, the 2025 Guidance has a focus on exploring the possibilities of procurement of offsite construction to assist with the delivery of affordable housing. 4.6 Resource Planning Assumptions (RPAs) The Scottish Government have not yet agreed the Resource Planning Allocation
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(RPA) for future years of the SHIP programme. To address this the Council has agreed to an assumed RPA for the years 2026/27 to 2028/29 of 80%/60%/40%* of current year RPA levels based on programme management advice from the Scottish Government. It is important to note that the figures for 2026/27 to 2028/2029 are not a formal definitive allocation, and no indication has been provided for later years on the allocations from previous years although they are not formal definitive allocations: Year 2025/26 2026/27 2027/28 2028/29 2029/30 2030/31 Total RPA £18.505** £14.804* £11.103* £7.402* TBC TBC £51.814 Source: Scottish Government Letter to Councils – AHSP RPA 2025/26, October 2025 **includes 0.241M uplift towards open market acquisitions It should be noted that this is potential investment for Argyll and Bute, dependent on actual need and deliverability of suitable projects. While obviously very welcome, this level of funding will also present real challenges for the Council and its partners. This would be subject to sufficient complementary funding being available from the Council and RSLs themselves to support the programme; and the capacity of the constrained local construction industry to gear up to such an enhanced level of productivity. Officers will continue to explore with Scottish Government and through COSLA, areas of flexibility in uses of the RPA which will help us to maximise its utilisation. 4.7 Additional funding is required to complement the Scottish Government investment, and in Argyll and Bute this includes a contribution from the Council’s Strategic Housing Fund (SHF) as well as Housing Association investment drawn from private sector borrowing. The council’s SHF is primarily based on the revenue raised from reduced tax discounts on holiday and second homes. The SHIP sets out plans to fully utilise the SHF over 5 years to support the affordable housing development programme, including empty homes grants and loans. The projected income to the SHF over the next 3 years is approximately £2m per annum. 4.8 Consultation and Collaboration The preparation of the SHIP is intended to be viewed as a corporate activity with close working relationships fostered across housing, planning, economic development and other internal services. It is also crucial that the SHIP process is based on collaboration between the Council, RSLs, communities, developers, the Scottish Government and other stakeholders such as the Health and Social Care Partnership; and that the SHIP document should provide a detailed narrative about how consultation and collaboration has been undertaken with all stakeholders. In Argyll and Bute, while the Council remains the strategic authority with overall responsibility for the plan, local RSLs and developers are engaged formally and informally throughout the process and do lead on delivering most of the individual projects. Regular
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review meetings are held with SHIP officers from the Council, RSLs, and the Scottish Government, and all proposals and decisions are considered by the overarching, multi-agency Strategic Housing Forum. Updates are also being tabled at local area community planning groups; and at the level of specific projects, sites and settlements, a range of community representatives and individual residents are routinely engaged and consulted. In recent years, a number of local community councils and development trusts have pro-actively engaged in the SHIP process, undertaking localised Housing Need and Demand Assessments (HNDAs), with Council support, to feed into the process and contributing to discussions on the project proposals. Additional engagement has been promoted across the local business sector. 4.9 A primary focus for the new SHIP has been continued engagement with the Health and Social Care Partnership (HSCP) to ensure adequate specialist provision is included in the new build programme. The HSCP’s new 3 year strategic plan was launched in 2025 and incorporates a Housing Contribution Statement (HCS) outlining the essential role housing plays in supporting and maintaining independence, health and well-being of residents. The current LHS consolidates the partnership working with the HSCP and sets out a high- level outcome which is: “To enable people with particular needs to live independently in their own homes and to remain in their communities” The Housing Occupational Therapist has been in place since 2018 and continues to play a key role in enabling the delivery of the right houses in the right location through the SHIP. 4.10 Housing Infrastructure Fund (HIF) The Scottish Government introduced a Housing Infrastructure Fund in 2016 to support housing development through dedicated loans and grants. The HIF will prioritise sites which are of strategic importance and cannot proceed or have stalled due to exceptional infrastructure works. The Council secured a £2.1 million HIF grant to address the costs of upgrade works at Kirk Road/Lorn Road. This work is now complete and has enabled delivery of the 300 unit affordable housing development at Dunbeg, which remains a high strategic priority for the Council and its partners. The SHIP annual update contains proposals for further HIF projects in Argyll. 4.11 Other Affordable Housing Provided Without Affordable Housing Supply Programme (AHSP) Assistance SHIPs should contain details of all proposed affordable housing projects within the local authority area including those which will be provided without AHSP support. This could include off the shelf purchases, buybacks of ex-
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council/RSL stock, projects where councils have exclusively used their own resources, pension funds or other sources of funding, including Scottish Government non-AHSP funds to develop housing. The Council will continue to explore these and all other appropriate options to increase the supply of affordable housing. The Council agreed an Open Market Purchase Statement with the Scottish Government in January 2022. In June 2023 the Council launched a buy back initiative in partnership with the local RSLs. The Community Housing Network Group continues to meet on a quarterly basis in order to support community groups to take forward housing projects which meet identified need. The Council agreed a feasibility fund for Community Groups in February 2025. There have been 7 applications to the fund from Community Groups across Argyll and Bute since it opened. The potential impact of the Rural Growth Deal (RGD) for Argyll and Bute will be significant, and the SHIP and the housing sector in general can contribute to this strategic agenda. 4.12 Current Progress: Outputs 2024/2025 Table 1 details the affordable housing delivered by the SHIP in 2024/25. TABLE 1: SHIP New Build Homes by HMA & Project, 2024/25 Project address Developer Units Jeanie Deans, Helensburgh Dunbritton HA 12 Baddens Lochgilphead Fyne Homes 6 Wilkie Houses, Rothesay Fyne Homes 8 Acquistion - Strachur Trust HA 1 Imeraval Phase 4 West Highland HA 20 Port Appin West Highland HA 6 Acquisition - Kilmelford West Highland HA 1 Argyll & Bute 2024/25 Total Completions 54 4.13 The Revised SHIP Programme The current year, 2025/26, is covered by a Strategic Local Programme Agreement while the new SHIP is intended to commence from 2026/27. The following tables summarise all proposals at the time of writing, including those projects which were completed in the first quarters of this year and for which funding has already been drawn down. It should be noted that the status of many future projects, particularly in the later years, remains provisional and
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purely indicative at this stage; some may not proceed within the timescale. However there is also scope for additional proposals to be brought forward or included in earlier years. TABLE 2: SHIP Projects Completions/Anticipated Completions in 2025/26 Project address Developer Units Anticipated /Completion Date Port Charlotte Phase 5, Islay West Highland HA 16 Aug 25 Imeraval Phase 5, Islay West Highland HA 20 Dec 2025 Manse Gardens, Strachur Trust HA 16 March 2026 Argyll & Bute 2025/26 Total Completions (est.) 52 March 2026 TABLE 3: SHIP Core Programme - Potential Completions by March 2031 Anticipated Completion Developer/RSL Project Address Units Year 1 (26/27) ACHA Blair Gardens 8 Year 1 (26/27) ACHA Tarbert Police Station 1 Year 1 (26/27) ACHA Dunchologan Gypsy Traveller Site 7 Year 1 (26/27) ACHA Bay View Gypsy Traveller Site 4 Year 1 (26/27) Fyne Homes Ltd Ballochgoy 8 Year 1 (26/27) Fyne Homes Ltd Inveraray Phase 1 16 Year 1 (26/27) Fyne Homes Ltd Baddens Phase 10 14 Year 1 (26/27) WHHA Colonsay 5 Year 1 (26/27) WHHA Dalmally Police Station 1 Year 1 (26/27) WHHA Mull -Shillinghill Ph 3 10 Year 1 (26/27) WHHA Port Appin Ph 2 6 Year 2 (27/28) ACHA Dalintober 37 Year 2 (27/28) ACHA Bowmore Phase 4 17 Year 2 (27/28) ACHA Tighcargaman Phase 1, Port Ellen 18 Year 2 (27/28) ACHA Tayvallich 4 Year 2 (27/28) ACHA Glen Machrie Phase 1 14 Year 2 (27/28) Dunbritton HA Ltd Grant Street, Helensburgh 15
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Year 2 (27/28) Dunbritton HA Ltd Cardross 30 Year 2 (27/28) Dunbritton HA Ltd 18th Tee, Helensburgh Golf Club 16 Year 2 (27/28) Fyne Homes Ltd Rothesay Academy 30 Year 2 (27/28) LINK Group Ltd Luss Main Road 8 Year 2 (27/28) WHHA Dalmally Ph 1 8 Year 2 (27/28) WHHA Oban - Campbell Street 4 Year 3 (28/29) ACHA Alexander Street, Dunoon Phase 1 35 Year 3 (28/29) ACHA Inveraray 20 Year 3 (28/29) ACHA Isle of Coll 10 Year 3 (28/29) ACHA East Clyde Street 14 Year 3 (28/29) Fyne Homes Ltd Dunloskin Farm, Dunoon 20 Year 3 (28/29) Fyne Homes Ltd Lochgilphead Phase 6A 20 Year 3 (28/29) Fyne Homes Ltd Inveraray Phase 2 10 Year 3 (28/29) WHHA Tobermory Site 2 12 Year 3 (28/29) WHHA Port Charlotte Ph 2 17 Year 4 (29/30) ACHA Glen Machrie Phase 2 12 Year 4 (29/30) ACHA Tighcargaman Phase 2 23 Year 4 (29/30) ACHA Tarbert Phase 1 20 Year 4 (29/30) ACHA Keills 4 Year 4 (29/30) Dunbritton HA Ltd Helensburgh Golf Club 45 Year 4 (29/30) Fyne Homes Ltd Rothesay Academy Phase 2 35 Year 4 (29/30) WHHA Lochawe Phase Ph 1 16 Year 4 (29/30) WHHA Ganavan Ph 1 25 Year 5 (30/31) ACHA Alexander Street, Dunoon Phase 2 35 Year 5 (30/31) ACHA Whitegates 30 Year 5 (30/31) ACHA Dolphin Hall/Pilot Street 16 Year 5 (30/31) ACHA Inveraray Phase 2 30 Year 5 (30/31) ACHA Witchburn Road, Campbeltown 14 Year 5 (30/31) ACHA Ulva and Dervaig 5 Year 5 (30/31) Dunbritton HA Ltd Succoth Ph2, Arrochar 12 Year 5 (30/31) Fyne Homes Ltd Tighnabruaich Ph2 10 Year 5 (30/31) Fyne Homes Ltd Cairndow Phase 2 4
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Year 5 (30/31) LINK Group Ltd Rosneath 49 Year 5 (30/31) LINK Group Ltd Dunbeg 4 269 Year 5 (30/31) WHHA Salen, Isle of Mull 8 Year 5 (30/31) WHHA Dalmally Ph 2 8 Year 5 (30/31) WHHA Bunessan Ph 2 6 1115 NB. Timescales are indicative and subject to change; and will be monitored on a regular basis. Some projects could also revise their final number of units. 4.14 Alternative sites are also being considered either to replace or enhance some of the sites listed in above tables. The Council also continues to provide support for communities considering the use of the Government’s Rural and Island Housing Funds and other resources to deliver affordable housing out with the core AHSP development programme. The table below provides details of these projects. 4.15 Community Led Housing Additionally, a number of community-led projects with associated affordable requirements, may be delivered out with the core SHIP programme and should deliver synergies with the SHIP. Several community projects are progressing. While small in scale these community-based projects deliver substantial impacts at the local level and help to ensure the viability and sustainability of fragile communities. Support for community groups including sharing good practice is facilitated via the Community Housing Network. The following list shows the extent of the work being undertaken by our Community Housing Network partners on rural and island projects out with the core SHIP programme. Colonsay Community Development Company – 9 units plus 3 self-build plots at Scalasaig. Now complete and handed over for occupation. Argyll and Bute Council have confirmed Strategic Housing Fund contribution towards the three self-build plots. Luing Community Trust - detailed housing proposals for up to 12 units prepared and to be submitted in Local Place Plan. Expression of Interest to the Rural and Islands Housing Fund for potential new build housing. Community Council engaging with second-home owners encouraging them to sell or rent their properties – one home already transferred to rental market for worker accommodation. Mull and Iona Community Trust - house at Dervaig purchased with rural housing burden for key worker on the island. Supporting the Council in the provision of 12 units for worker accommodation in Tobermory. Looking to
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purchase land at Fishnish for 6 new build affordable houses. Council supporting this through feasibility funding. South-West Mull and Iona Development - working with WHHA towards demonstrating feasibility for 6 units at Bunessan. Hebridean Trust, Tiree – accessed Council funding to support bringing six properties back into use. Iona Community - discussions are underway with local partners to agree a way forward for development of 12 units within the MacLeod Building, which may involve MICT taking a more pro-active role in the process. A Strategic Housing Fund feasibility application has been approved to assist with the delivery of this project. Tiree Community Development Trust - developing plans for an affordable housing development at Scarinish (12-16 houses). This project has Rural and Islands Fund Feasibility Funding in place. The Trust secured funding and completed the land purchase at the end of March. A Strategic Housing Fund feasibility application has been approved to assist with the delivery of this housing project. Isle of Gigha Heritage Trust - five affordable units have been completed at Ardminish and allocation and occupation is progressing. Coll Community Housing Group have engaged with the Council Housing Service regarding the provision of affordable housing. Land has been offered for this purpose. The Council has approved Strategic Housing Fund to enable the works to be carried out on the 2 NHS owned properties on Coll. The Project Trust have now put their properties on Coll on the market – 3 lots with a total asking price of £1.6 million. The Council have made contact to note an interest. Dalavich Improvement Group - with support from Housing Services, the Community Housing Assessment Toolkit was used to establish housing need. This has led to a community acquisition from the open market, with support from the Council and RIHF . Isle of Lismore Community Trust - planning has been approved for 2 affordable housing units at Achnacroish – the Trust are in discussion with modular house providers as that is the preferred delivery option of the Trust. A Strategic Housing Fund feasibility application has been approved to assist with the delivery of this housing project. Tayvallich Initiative - discussions are ongoing with Planning and ACHA about housing sites in the Tayvallich area. Tayvallich Initiative are now
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Registered Private Landlords and have let 2 properties to date. Communities Housing Trust are also in discussion with the Council over the possibility of Strategic Housing Fund feasibility funding in relation to the Tayvallich Initiative owned land. A Strategic Housing Fund feasibility application has been approved to assist with the delivery of this housing project. Community groups typically do not have the resources (financial or staff) to implement large housing projects, however the wide spread and number of groups involved can accumulate to a significant contribution to housing needs in Argyll and Bute. The groups in the list above have aims which are aspirational and subject to change but, currently, are aiming to deliver a total of 105 affordable housing units. 4.16 Impact Assessments In preparing the SHIP, as in all aspects of housing policy and planning, the Council has taken account of the housing needs of all the communities we serve, and continues to address equalities issues and adhere to principles of diversity and inclusion. In addition to the robust baseline evidence of specialist accommodation and support needs across the range of equalities client groups contained in the HNDA, the Council is proactively pursuing engagement with the Health and Social Care Partnership to inform the SHIP programme. An overarching equality impact assessment will be completed for the LHS and this will inform our assessment of the impact of the SHIP, and how the strategic aims are embodied in the housing priorities of the programme. Housing Services will also consider requirements for Health Inequalities Impact Assessments, Child Rights and Wellbeing Impact Assessments or other potential policy implications. However, as the responsible authority for the purposes of the relevant 2005 Act, the Council has determined that a Strategic Environmental Assessment (SEA) is not required for the LHS or SHIP. 5.0 CONCLUSION 5.1 The Scottish Government will review the SHIP submitted by the Council in line with the process agreed jointly with COSLA. Their appraisal will therefore take account of the following: • the extent to which the SHIP delivers LHS Outcomes; • the extent to which it is feasible to deliver; • the local authority’s contribution to the delivery of the programme, both in terms of its facilitation role and in terms of maximisation of resources; • evidence that the Council is supporting the efficient delivery of the SHIP; • evidence of stakeholders’ involvement in developing the SHIP and in the implementation of proposals; and
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• the extent to which it takes account of equality issues. 6.0 IMPLICATIONS 6.1 Policy - Proposals are consistent with current Council policy, including the revised policy in respect of the use of Strategic Housing Fund monies. The SHIP supports the Local Housing Strategy vision and outcomes which are directly aligned with the overarching objectives of the Outcome Improvement Plan. 6.2 Financial - The proposals are based on the Resource Planning Assumptions provided by the Scottish Government; the Strategic Housing Fund and RSL private finance. There will be an ongoing requirement to retain and target SHF resources to support the proposed programme. 6.3 Legal - The submission of the SHIP will meet our statutory duties, and following its approval, Strategic Local Programme Agreements will be concluded between the Council and Scottish Government. 6.4 HR – None. 6.5 Customer Service - None 6.6 Risk – there is a risk of depopulation, damage to the economy and a risk to delivering essential services in the local authority area if partners cannot effectively fund and deliver affordable housing to meet need and demand. 6.7 Climate Change – new housing in the right location helps reduce carbon outputs when delivered using renewable energy and other measures. Making best use of existing stock by delivering energy efficiency measures helps towards achieving climate change targets. 6.8 Fairer Scotland Duty – the delivery of housing opportunities across Argyll and Bute facilitates socio-economic opportunities for all. 6.9 Equalities – protected characteristics – the activity outlined in the report is consistent with the aims and objectives set out in the Local Housing Strategy which is subject to an EQIA. 6.10 Consumer Duty – the report details housing activity which will deliver essential affordable housing and will enable essential services to be delivered within the local authority.
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6.11 Island Communities – the housing need and demand assessment process takes full account of housing need on the islands. New build developments on the islands are included in each of the SHIP tables. 6.12 Children’s Rights and Wellbeing – the delivery of affordable housing in areas of identified need and demand will provide children with suitable accommodation. Kirsty Flanagan, Executive Director with Responsibility for Development and Economic Growth Councillor Jim Lynch, Council Leader and Policy Lead for Housing November 2025 For further information contact: Fergus Murray, Head of Development and Economic Growth fergus.murray@argyll- bute.gov.uk Matt Mulderrig, Development Policy and Housing Manager Matt.mulderrig@argyll-bute.gov.uk Douglas Whyte, Team Lead – Housing Strategy douglas.whyte@argyll-bute.gov.uk Appendix A – Strategic Housing Investment Plan 2026/27 to 2030/31