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Item 12 - SSHC Annual Benchmarking and Mid-Year Progress Report

West Dunbartonshire Council · 19 November 2025
Back to Housing & Communities Committee — 19 November 2025 and its agenda

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WEST DUNBARTONSHIRE COUNCIL
Report by the Chief Officer, Housing
Housing and Communities Committee: 19 November 2025
___________________________________________________________________
Subject:       Scottish Social Housing Charter Annual Benchmarking and Mid-Year
Progress Report
1. Purpose
1.1 The purpose of this report is to provide members with benchmarking information
relating to 2024/25 and a mid-year update in terms of how the Council’s Housing
and homelessness service is performing against the Scottish Social Housing
Charter indicators and meeting the requirements of the Scottish Housing
Regulator’s Regulatory Framework.
2. Recommendations
2.1 It is recommended that the Housing and Communities Committee:
(i) Notes the content of this report recognising how the Council performed
compared to our peers during 2024/25 and mid-year progress in terms of
meeting the outcomes of the Scottish Social Housing Charter.
(ii) Notes that following the approval of our Annual Assurance Statement by the
Committee on 20 August 2025, that this has now been submitted to the
Scottish Housing Regulator as per our regulatory requirement and notes
the progress made in relation to areas of non-compliance highlighted.
(iii) Notes that our annual Charter Performance Report for 2024/25 has now
been published and a summary will be provided to all tenants with the
winter edition of the Housing News, and
(iv) Agrees that a full annual progress report on the Scottish Social Housing
Charter and Regulatory Framework inclusive of the Council’s Annual
Assurance Statement will be submitted to the August 2026 meeting of the
Housing and Communities Committee.
3. Background
3.1 The Scottish Government’s first Scottish Social Housing Charter came into force in
April 2012. This was reviewed during 2016 and again in 2021 and the resulting
revised Charter was approved by the Scottish Parliament and has effect from 1
November 2022.
3.2 The purpose of the Charter is to help improve the quality and value of the
services that social landlords provide by:
ITEM 12

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 Stating clearly what tenants and other customers can expect from social
landlords and helping them to hold landlords to account,
 Focusing the efforts of social landlords on achieving outcomes that matter to
their customers, and
 Providing the basis for the Scottish Housing Regulator to assess and report
on how well landlords are performing.
3.3 The Scottish Housing Regulator published a revised Regulatory Framework and
associated statutory guidance for social landlords in February 2024 which has
effect from 1 April 2024, and the reporting timetable is outlined below:
When Who What
Throughout year
Housing Improvement
Board/Tenant
Representatives
Assess performance against the Charter
Outcomes
May each year Housing Development Submission of Annual Return on the Charter
(ARC) to the Scottish Housing Regulator
August each
year
Scottish Housing
Regulator
Publish a report about each social landlord with
key data from its ARC on their website
October each
year
Convener of Housing
and Communities
Committee
Submission of Annual Assurance Statement
(AAS) to the Scottish Housing Regulator
October each
year Housing Development Publication of annual Charter Performance
Report for tenants and other customers
by April each
year
Scottish Housing
Regulator
Publish an Engagement Plan for each landlord,
highlighting areas where they are seeking further
assurance, based on performance against
Charter Indicators and outcomes and
compliance with statutory obligations
by April each
year
Scottish Housing
Regulator
Publish a report on the analysis of the sectors’
performance in achieving the Charter Outcomes
3.4 On the 6 August 2014, Members of the Housing and Communities Committee
agreed that twice yearly reports be provided as follows:
 August Committee - Scottish Social Housing Charter Annual Update Report, and
 November Committee - Scottish Social Housing Charter Annual Benchmarking
Report and Mid-Year Progress Report (April-September).
4. Main Issues
4.1 A report to the August 2025 meeting of the Housing and Communities
Committee outlined the content of our current Engagement Plan published by the
Regulator in April 2025, detailed 2024/25 performance compared to the previous
year and against annual targets set and highlighted key areas of concern that
would be monitored closely by the Housing Improvement Board, within the
context of the Housing Emergency declared by the Council in May 2024.
4.2 This report also sought approval for our Annual Assurance Statement which was
approved by the Committee and has subsequently been submitted to the
Scottish Housing Regulator within the timescale outlined in the Regulatory
Framework.

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4.3 The key areas of focus in relation to the Scottish Social Housing Charter and
Regulatory Framework highlighted in this report are as follows:
 Annual benchmarking data based on data published by the Scottish Housing
Regulator at the end of August 2025.
 Mid-year progress against key measures of performance in relation to
achieving the Charter Outcomes.
 An update in terms of the progress made in the areas of non-compliance
highlighted in our Annual Assurance Statement.
 The production and publication of our annual Charter Performance Report for
tenants and other customers.
 The continued development of effective tenant scrutiny arrangements in
conjunction with tenants and other customers.
Benchmarking of key performance indicators
4.4 The Scottish Housing Regulator currently uses 32 Charter Performance Indicators to
monitor the performance of all social landlords against the Charter outcomes and
standards. 
4.5 Both our Annual Return on the Charter and annual performance information
submitted to Scotland’s Housing Network provide opportunities to compare our
performance against other landlords and to identify areas for improvement. This
process is known as “benchmarking”.
4.6 The Regulator publishes a Landlord Report for every social landlord in Scotland on
their website by the end of August each year. This report contains key data from
the Annual Return on the Charter (18 key indicators) and compares our
performance with a Scottish average figure inclusive of all housing providers.
4.7 Our most recent Landlord Report and a PowerPoint report providing more detailed
benchmarking and trend information are, provided as background papers to this
report.
4.8 Key findings from the benchmarking data available are outlined below:
Status Key
Peer group compared to is all other
local authority landlords, as well as
Wheatley Homes Glasgow.
Top
quartile
2nd
quartile
3rd
quartile
4th
quartile
Communication 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
Average time in working days to
respond to a Stage 1 complaint
10.36
days
5.98
days
6.84
days
Average time in working days to
respond to a Stage 2 complaint
34.9
days
22.8
days
24.0
days

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Customer Satisfaction 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
% of tenants satisfied with the overall
service 61.3% 61.3% 87.0%
% of tenants who feel their landlord is
good at keeping them informed about
their services
75.8% 75.8% 86.8%
% of tenants satisfied with the
opportunities given to participate in
decision making
69.2% 69.2% 87.2%
% of tenants who feel that the rent
represents good value for money 60.5% 60.5% 85.6%
Quality of Housing 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
% of properties meeting the Scottish
Housing Quality Standard 32.2% 51.2% 69.8%
% of existing tenants satisfied with
the quality of their home 62.7% 62.7% 87.8%
Repairs, Maintenance and
Improvements
2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
Average length of time taken to
complete emergency repairs
4.5
hours
5.1
hours
5.1
hours
Average length of time taken to
complete non-emergency repairs
9.31
days
10.94
days
12.16
days
% of reactive repairs carried out
completed right first time 85.7% 85.6% 85.9%
How many times in the reporting
period did you not complete a gas
safety check within 12 months
0 0 0
% of tenants satisfied with the repairs
and maintenance service 83.7% 94.8% 88.3%
Neighbourhood and Community 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
% of tenants satisfied with the
management of the neighbourhood
they live in
62.7% 62.7% 86.0%
% of tenancy offers refused 51.7% 46.6% 42.5%
% of anti-social behaviour cases
resolved 97.1% 98.1% 96.6%
% housed who maintained their
tenancy for at least 12 months 94.1% 92.8% 91.9%
The average time to complete
applications for medical adaptations
73.0
days
45.4
days
46.5
days

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4.9 The table below provides a more local analysis comparing West Dunbartonshire
Council’s performance against comparable neighbouring housing organisations
(3 neighbouring local authorities Renfrewshire, East Dunbartonshire and Stirling
and River Clyde Homes operating in Inverclyde).
West
Dunbartonshire
Council
East
Dunbartonshire
Council
Renfrewshire
Council
Stirling
Council
River Clyde
Homes
HOMES AND RENT
Total Number of Homes
10,547 3,864 12,078 6,090 6,093
Rent increase
8.0% 4.0% 7.5% 7.2% 5.0%
Homeless People 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
% of applications where household
has experienced rough sleeping the
night before presentation
3.3% 3% 3%
Households assessed as homeless
per 10,000 of households* 238 235 208
% of all homeless cases re-assessed
within 12 months (repeat homeless) 4.4% 4.3% 4.5%
Average time in days from
application to assessment 13 12 13
Households in temporary
accommodation per 10,000 of
households*
68 62 62
Average total time (days) spent in
temporary accommodation for cases
that closed
172 177 158
Average time in days from homeless
assessment to case closure 189 175 182
Value for Money 2022/23
Value
2023/24
Value
2024/25
Value
2022/23
Rank
2023/24
Rank
2024/25
Rank
Average time to re-let properties 33.6
days
34.99
days
25.9
days
Void rent loss expressed as a % of
the total amount of rent due 1.28% 1.01% 0.85%
Rent collected as a % of total rent
due 98.50% 99.09% 99.58%
Gross rent arrears as % of total rent
due 10.00% 9.44% 8.81%

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West
Dunbartonshire
Council
East
Dunbartonshire
Council
Renfrewshire
Council
Stirling
Council
River Clyde
Homes
QUALITY AND MAINTENANCE OF HOMES
% of homes meeting the SHQS
69.8% 58.9% 80.0% 55.7% 85.0%
Average length of time taken to complete emergency repairs
5.1 hours 3.8 hours 5.2 hours 3.5 hours 4.1 hours
Average length of time taken to complete non-emergency repairs
12.2 days 11.4 days 6.9 days 7.0 days 23.3 days
% of reactive repairs carried out completed right first time
85.9% 85.1% 90.1% 92.0% 75.8%
% of tenants who have had repairs carried out on the last 12 months who were
satisfied with repairs and maintenance service
88.3% 88.8% 77.2% 82.5% 92.2%
NEIGHBOURHOODS
% of anti-social behaviour cases resolved
96.6% 21.5% 96.8% 94.1% 91.8%
VALUE FOR MONEY
Rent collected as % of total rent due
99.6% 104.0% 100.8% 103.0% 100.7%
Void rent loss expressed as a % of the total amount of rent due
0.85% 1.0% 1.3% 1.5% 5.9%
Average length of time taken to re-let homes
25.9 days 114.8 days 37.3 days 69.7 days 243.4 days
4.10 Performance improvement targets for 2024/25 for all the Charter Indicators have
been agreed based on robust benchmarking information and previous
performance. These targets challenge the housing service to meet our ambition
to be one of Scotland’s top performing landlord organisations.
Mid-year progress achieving the Charter Outcomes
4.11 Of the 32 Charter Indicators, 11 are reported on a six-monthly basis to the
Housing and Communities Committee, alongside 3 indicators relating to
homelessness (which are not part of the Charter return).
4.12 A summary of performance for the period April 2025 – September 2025 for these
indicators is outlined in the table below:

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Status Key
Target Met or exceeded Target narrowly missed (within
agreed range) Target missed
Quality of housing Mid-year
Target
Mid-year
Value Status
% of properties meeting the Scottish Housing
Quality Standard 78% 75.6%
Repairs, Maintenance and Improvements Mid-year
Target
Mid-year
Value Status
Average length of time taken to complete
emergency repairs 4 hours 4.8 hours
Average length of time taken to complete non-
emergency repairs 9.7 days 12.5 days
% of reactive repairs appointments that were kept 93.6% 91.6%
How many times in the reporting period did you not
complete a gas safety check within 12 months 0 0
% of tenants satisfied with the repairs and
maintenance service 91.8% 87%
Estate Management, Anti-Social Behaviour,
Neighbour Nuisance and Tenancy Disputes
Mid-year
Target
Mid-year
Value Status
% of anti-social behaviour cases resolved 96% 94.4%
Tenancy Sustainability Mid-year
Target
Mid-year
Value Status
% of new tenants who maintained their tenancy for
at least 12 months 93% 91.4%
Homeless People Mid-year
Target
Mid-year
Value Status
% of all homeless cases who received a decision
within 28-day target 95% 98.9%
% of households requiring temporary
accommodation, to whom an offer was made 100% 100%
Breeches of the Unsuitable Accommodation Order 0 0
Value for Money Mid-year
Target
Mid-year
Value Status
Average length of time to re-let homes 25 days 23.5 days
Void rent loss expressed as a % of the total amount
of rent due 0.85% 0.9 %
Gross rent arrears as a % of total rent due 9.3% 9.1%
4.13 Of these 14 key indicators, 6 are meeting the targets set, with another 6 narrowly
missing this target. Overall, this translates to 86% of these key indicators either
meeting or almost achieving target.
Annual Assurance Statement update
4.14 Based on our performance against the Charter Outcomes and the information in
the AAS self-assurance toolkit, the following areas of material non-compliance
were identified and highlighted in our AAS approved by Committee in August
2025

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 Low compliance with the SHQS due to number of properties without a valid
EICR in place.
 Lack of compliance with homelessness duties due to reported breaches of
the Unsuitable Accommodation Order.
 Failure to submit updated data in relation to factored owners’ satisfaction (as
per SHR guidance).
4.15 At the end of August 2025, a total of 8601 of our properties had a valid EICR in
place, which equates to 81.5% of our housing stock. The most recent update
provided to the Better Homes Board projects that by the end of 2025/26 this
figure will have risen to 93.3% and by the end of July 2026 to 99.4%.
4.16 It is expected that properties without an EICR in place at this point, will all be
labelled in abeyance in terms of SHQS compliance, as we will have exhausted
the contact process and been unable to gain access to these properties.
4.17 Despite the significant challenges in terms of homelessness and pressures
around the provision of temporary accommodation, we have not reported any
breaches of the Unsuitable Accommodation Order so far in 2025/26, although
the use of bed and breakfast accommodation did rise significantly.
4.18 The tender for a new satisfaction survey of factored owners has been completed
and contractor appointed. Fieldwork will begin in November 2025 and a report
outlining results is expected in late December 2025 and will be reported to the
Housing and Communities Committee in February 2026 before inclusion in the
Annual Return on the Charter for 2025/26 in May 2026.
Production and publication of Annual Charter Performance Report
4.19 The Scottish Housing Regulator requires all social landlords to produce an
Annual Charter Performance Report for their tenants and other customers no
later than 31 October each year.
4.20 The Regulator states that the report should include:
 An assessment of performance in delivering the Charter Outcomes.
 Relevant comparisons with previous years, other landlords and national
performance, and,
 How and when the landlord intends to address areas for improvement.
4.21 Following the introduction of the Charter and in preparation for our first report,
a working group of tenants and officers was established and successfully
agreed which indicators should feature in the report and the best style and
format to ensure that the report is user friendly and easy to understand.
4.22 Further engagement was conducted with tenant representatives to review and
update the report, in preparation for the revised Charter coming into effect. This
consultation again influenced the style, content, and format of the report and the
update of the Service Standards that are in place across housing services, and

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which are reported regularly to tenants and other service users (via website and
insert with Housing News).
4.23 Our Annual Charter Performance Report for 2024/25 was published online within
the required timescale. The narrative in the report is based on the annual self-
assessment exercise of our performance, and a summary of the report will be
sent to every tenant with the winter edition of the Housing News. The full report
will be sent to tenant groups, members of the WDTRO, members of the Scrutiny
Panel and the Scottish Housing Regulator.
4.24 Following the introduction of revised Charter Indicators by the Scottish Housing
Regulator which came into effect in April 2025, we have committed to engage
with tenant representatives to fully review the content and style of our Annual
Charter Performance Report and the Service Standards that are in place across
Housing Services.
Tenant Scrutiny Arrangements
4.25 The statutory Regulatory Framework for housing and homelessness services
demands that tenants participate in scrutinising landlords’ performance against
the Charter and requires that:
 The form of involvement has been agreed with tenants.
 Involvement is effective and meaningful and that tenants have a real say in
assessment of performance.
 The approach is publicised to tenants, and
 Landlords’ can demonstrate the agreed approach is being implemented.
4.26 Developing effective tenant scrutiny is therefore a challenging process, however
following support from the Scottish Government’s “Stepping Up to Scrutiny”
training programme in which elected members took part, these requirements
were successfully met and in November 2014 the Housing and Communities
Committee approved the establishment of our Tenant Scrutiny Panel with clear
terms of reference.
4.27 The Scrutiny Panel has subsequently carried out the following scrutiny exercises:
 2014/15 looking at our Anti-Social Behaviour Service.
 2015/16 looking at our Repairs Service.
 2016/17 looking at tenancy sustainment, specifically the new tenant visit
process.
 2017/18 looking at SHQS compliance, specifically the number and reasons
that properties were held in abeyance.
 2018/19 looking at the timescales taken to complete medical adaptations.
 2020/21 looking at the complaints process and time taken to respond to
complaints.
 2022/23 looking at new tenant visits, and,

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 2024/25 looking at the processes around reporting repairs.
4.28 All of the recommendations made in the Panel’s eight reports to date were
approved by the Housing Improvement Board and progress in terms of
implementing these are monitored and regular feedback provided to the
Scrutiny Panel.
4.29 At the time of writing the Panel are looking at our latest performance information
and using that to consider the focus of their next scrutiny exercise.
4.30 The work of the Scrutiny Panel has been nationally recognised as finalists in
Scottish Housing Awards through the work that they do to ensure that tenant
scrutiny is a valued part of the Councils approach to performance management.
4.31 The West Dunbartonshire Tenants and Residents Organisation (WDTRO) also
continue to be heavily involved in the scrutiny of the Housing Service and in
June 2025 received national recognition for their work when they were awarded
“Tenant Group of the Year” and “Outstanding Achievement Award” from the
Tenant Participation Advisory Service (TPAS).
4.32 The continuing work of the Joint Rent Group comprising tenants, Council officers
and the Convener of the Housing and Communities Committee, looking at the
rent setting process and the guidance in relation to the Housing Revenue
Account, remains important in ensuring Housing and Homelessness Services
provide best value for current and future tenants.
5. People Implications
5.1 There are no people implications because of this report. Delivery on the
requirements of the Scottish Social Housing Charter and compliance with the
Regulatory Framework is managed from within existing staffing resources.
6. Financial and Procurement Implications
6.1 There are no direct financial or procurement implications in relation to this report.
The improvement plan informed by the Charter self-assessment exercise is being
delivered from within existing budgets.
7. Risk Analysis
7.1 There is a significant risk that failure to respond appropriately to the
requirements of the Scottish Social Housing Charter and the Regulatory
Framework would attract an adverse reaction from the Scottish Housing
Regulator and may have wider consequences for the Council in the context of
Best Value.
7.2 At the time of writing, we expect our next Engagement Plan to be published in
April 2026.

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8. Environmental Sustainability
8.1 The delivery of the council’s housing investment programmes is within the
approved More Homes zero carbon approach. Our current and future approach
to strategic housing asset management will continue to prioritise a ‘zero carbon’
approach to decision making and deliverability and this will be done the aims of
the Housing Asset Management Strategy and the Council’s Climate Change
Strategy.
9. Equalities Impact Assessment (EIA)
9.1 Equalities legislation requires that new or significantly changing policies or
services and financial decisions should be subject to an assessment of their
impact on the wellbeing of certain groups of people. The recommendations
within this report do not alter any existing policy or pattern of service delivery
and so is not considered to require an equalities impact assessment.
10. Consultation
10.1 The Council has in place a well-established and proactive tenant and resident’s
organisational structure. The WDTRO meet with the Council (co-chaired by the
Convener of the Housing and Communities Committee) on a bi-monthly basis to
discuss all issues relating to the Housing Service.
10.2 There remains a strong appetite among tenants and customers to continue to
participate actively to improve housing services in West Dunbartonshire. This is
reflected in the successful partnership approach adopted to develop the Charter
Performance Report and the on-going activities of the WDTRO, the Joint Rent
Group the West Dunbartonshire Scrutiny Panel.
10.3 The Council is committed to ensure consultation continues and will support
arrangements to increase tenant scrutiny activities and assess our performance
in line with the requirements under the Scottish Social Housing Charter and the
SHR’s Regulatory Framework.  Our approach was commended via an external
validation exercise by the Tenant Participation Advisory Service (TPAS)
Scotland, who in 2023 again awarded West Dunbartonshire Council, a Gold
Accreditation for excellence in tenant participation.
11. Strategic Assessment
11.1 Having considered the Council's strategic priorities, this report contributes
significantly to all five strategic priorities and specifically to improving local
housing and environmentally sustainable infrastructure.
Peter Barry
Chief Officer, Housing
Date: 5 November 2025
___________________________________________________________________

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Person to Contact:        John Kerr, Housing Development and Homelessness Manager,
Housing Development and Homelessness Team, Housing,
email: john.kerr@west-dunbarton.gov.uk
Stefan Kristmanns, Housing Development Co-ordinator,
Housing Development and Homelessness Team, Housing,
email: stefan.kristamanns@west-dunbarton.gov.uk
Appendices: None
Background Papers:     West Dunbartonshire Council’s Engagement Plan, Scottish
Housing Regulator, 31 March 2025
Engagement plan from 1 April 2025 to 31 March 2026 |
Scottish Housing Regulator
Scottish Housing Regulator WDC Landlord Report 2024-25,
August 2025
West Dunbartonshire Council | Scottish Housing Regulator
Scottish Social Housing Charter/Regulation of Social Housing
in Scotland Annual Update,
Report by Chief Officer, Housing,
Housing and Communities Committee, 20 August 2025
West Dunbartonshire Council Performance Analysis Visit,
PowerPoint presentation by Scotland’s Housing Network
September 2025
Annual Charter Performance Report 2024/25
“Involving You to Improve Housing Services” West
Dunbartonshire Council’s Tenant Participation Strategy 2025-
2028.
Tenant participation strategy | West Dunbartonshire Council
Wards Affected:             All