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Argyll Community Housing Association (Acha) Update

Argyll and Bute Council · 10 December 2025
Back to Oban Lorn & The Isles Area Committee — 10 December 2025 and its agenda

Text extracted from the council's PDF. Layout and reading order may differ from the original.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Update to Argyll and Bute Council
Oban, Lorn and the Isles Area Committee
Michelle Mundie
Chief Executive
10th December 2025

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Investment Programme
The Association has a £1.5 million investment programme being delivered
through the Association’s subsidiary Argyll Homes for All. The programme
includes the delivery of:-
• kitchens and bathrooms,
• heating replacement and rewire
• void decoration and
• £900k allocated for:
o Common close lighting upgrades
o Emergency lighting upgrades
o Leading to a follow-on common close decoration programme.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Investment Programme
2025/26 Area Programme Highlights
• Kitchen/Bathroom replacements across Cowal, Bute, Lomond, Oban, Mid
Argyll, Kintyre, and Helensburgh. 
• Heating & Rewire works planned in multiple towns with prioritisation for
poorest EPC ratings and replacing aged boiler replacements 
• Window & Door replacements concentrated in older stock.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Adaptations
Argyll Community Housing Association (ACHA) has been awarded a
Scottish Government Grant of £750,000. The funding is used to install
essential aids and adaptations for our most vulnerable customers across
Argyll and Bute. 
In Oban, Lorn and the Isles we have completed 25 adaptations so far this
year to assist our customers to continue living in their home safely. We
have a further 11 adaptions to be completed.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
ECO4 Energy Efficiency Programme 
We have been successful in securing funding of up to £13million to
continue to improve the energy efficiency of our properties. Properties with
EPC ratings of E, D and Low C have been identified and each property will
undergo independent assessment to determine eligibility and specify
energy efficiency improvements. In the Oban, Lorn and Isles area we have
installed
• 135 Solar photovoltaic panels
• 13 Air source heat pump heating systems
• Loft insulation to 3 properties

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Dunallan House, Connel 
Extensive alterations and refurbishment of Dunallan House in Connel
currently being carried out. Following completion of the work the
property will be leased to the Health & Social Care Partnership for
visiting staff. 
The work is expected to complete in
December 2025.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Welfare Rights
ACHA’s Welfare Rights Team have helped secure unclaimed benefits and
grants for our tenants. Below are the results for the period 1st April 2025-30th
September 2025;
Area Total Income Number of Clients
Lomond £ 634,050.45 168
Oban Lorn & the Isles £ 645,321.04 215
Mid Argyll & Kintyre £ 511,100.63 167
Cowal & Bute £ 657,962.13 243
Totals £,2,448,434.25 793

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Other Updates 
• ACHA’s Welfare Rights Officers have also secured awards totalling
£68,355 for 472 tenants, through the Housing Association Charitable
Trust (HACT) Fuel Fund; 199 tenants from Oban, Lorn and the Isles
received assistance through this fund. 
• 35 referrals were made for assistance to other agencies such as ALI
Energy and the Flexible Food Fund.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Other Updates 
• Gypsy Traveller sites; Jenni Minto and Kaukab Stewart, Minister for
Equalities visited ACHA’s sites at Bayview, and Duncholgan,
Lochgilphead in July 2025. Major improvements are planned for both
locations and a design team has been appointed to develop plans. 
• ACHA’s tenant scrutiny group, Your Voice, is currently examining
Repairs and Maintenance, with a focus on damp and mould.

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Disabled group which received an award of £482.00 10 
ACHA · Providing Quality, Affordable, Sustainable Homes 
Other Updates 
• ACHA’s 10 10 10 initiative; 11 schools in Argyll and Bute received an
award of up to £1,000 in June 2025. Rockfield Primary in Oban was
one of the successful schools and received £1,000 to assist with the
costs of their residential outdoor learning week. 
• ACHA’s Community Action Fund; we continue to welcome
applications for funding of up to £500 from the Community Action
Fund. 7 registered charities have received an award of up to £500
already in 2025/26, including the Oban and Lorn Riding for the

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Scottish Housing Day 2025 
• ACHA celebrated Scottish Housing Day in September with events
across all areas. This year’s theme was “Everybody Needs Good
Neighbours” 
• Locally, a coffee morning was held in Dunmar Court, Oban for our
tenants with information stands from Scottish Fire and Rescue, ALI
Energy, Carers Centre, Oban, Dove Centre and Hope Kitchen. 
• An overgrown hedge was also cut back by volunteers to tidy up the area 11
around Dunmar Court.

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ACHA · Providing Quality, Affordable, Sustainable Homes 
Scottish Housing Day 2025 
May MacDonald and Jennie Niven at the Scottish
Housing Day coffee morning in Dunmar Court, 12
Oban