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DirApp - FINAL - Scheme of Assistance Council Report - 24 June Council combined with appendices - 12.06.26.docx

North Ayrshire Council · 24 June 2026
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NORTH AYRSHIRE COUNCIL
24 June 2026 
North Ayrshire Council
Title: Private Sector Housing: North Ayrshire Scheme of
Assistance
Purpose: To seek approval of the updated North Ayrshire Scheme of
Assistance.
Recommendation: That the Council approves the updated North Ayrshire
Scheme of Assistance at Appendix 1. 
1. Executive Summary 
1.1.  Under the Housing (Scotland) Act 2006, section 72, local authorities have a
statutory duty to produce a ‘Scheme of Assistance’ (SOA) to set out the
supports that will be provided to landlords, tenants, and homeowners within the
private housing sector to improve property condition and make adaptations to
facilitate independent living. The SOA is also the primary support method
through which empty homes are brought back into use and acts as a
preventative measure to try and stop properties becoming uninhabited. 
1.2.  The North Ayrshire Council SOA was last reviewed and updated in 2019. Since
the previous review, officers have provided advice to the private housing sector,
worked to enhance property condition across North Ayrshire, tackled empty
homes, and brought properties back into use. Building on this progress, a
comprehensive review of the SOA has been undertaken in recent months to
ensure it aligns with the latest legislation and Council priorities and is fit for
purpose to tackle the changing pressures within the sector. 
1.3. The two key purposes of the SOA are to: 
• Address disrepair in private sector homes by encouraging landlords and
homeowners to recognise that they have primary responsibility for maintaining
their properties 
• Help older people and people with accessibility needs, who are living in the
private sector, carry out adaptations which enable them to live in their homes
for as long as they choose to do so 
1.4.  The Scheme of Assistance details the information, advice, and practical
assistance North Ayrshire Council will offer to help those living in the private
sector to repair, maintain, improve, or adapt their homes, recognising that it is

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legally and financially the responsibility of homeowners and private landlords to
repair and maintain their properties. 
1.5. The North Ayrshire Local Housing Strategy (LHS) 2023-2028 was approved at
Cabinet on 13 June 2023 and sets out the strategic priorities for tackling housing
issues in the area during the five-year period. One of the actions within the LHS
action plan is to: 
‘Review and update our Scheme of Assistance to:
• ensure the promotion of positive outcomes for people living with autism
in the private housing sector
• ensure inclusive engagement with hard-to-reach groups
• ensure our literature is available in a format that is suitable for people
with literacy and/ or sensory/ communication issues 
With the desired outcome – the publication of information, sign posting to
advice services, alongside a planned refresh of the Scheme of Assistance.’ 
1.6. Delivery of the desired outcomes within the private housing sector presents
several significant challenges. Financial barriers remain a major issue, with
many owners unable or unwilling to pay for essential lifecycle maintenance
works such as roofing and rendering, which impacts property condition and can
impact the wellbeing of neighbours. Limited Council resources constrain the
scope of assistance available, while complex disrepair cases often require multi-
agency coordination. Engagement with hard-to-reach groups also presents
ongoing difficulties, including tackling empty homes which requires consistent
owner cooperation. Adaptations funding is limited and subject to eligibility criteria
but in some cases adaptations to a property may not be an option due to the
physical constraints of the property itself. Finally, emerging legislative
requirements, including the Housing (Scotland) Act 2025 and Awaab’s Law,
introduce new standards and compliance obligations and complexities for
owners. 
1.7. Against this backdrop, the Scheme of Assistance has been revised, and the
updated document is set out at Appendix 1 for consideration. 
2. Background 
2.1. The latest review of the SOA and associated work of the Private Sector Advice
Team has concluded that: 
• since April 2023, the Private Sector Advice Team have managed 1,390
enquiries across 1,286 properties
• 174 properties were deemed to be below the tolerable standard and/or
below the repairing standard over the same period above, 145 of which
were subsequently resolved
• 1,089 empty homes have been brought back into use since April 2023

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• the team has made effective use of systems and technology, mapping out
and monitoring empty properties on a geographical basis, identifying
hotspots, and providing targeted intervention
• the team works effectively on a cross-service basis, involving colleagues
in the wider Housing Service, but also including Building Standards,
Environmental Health, and Licensing, taking a multi-disciplinary approach
where required to tackle complex property condition and other issues
• as a result of an officers’ review of the historical closing and demolition
orders process, many properties that had been in disrepair were
addressed. The remaining properties continue to be regularly monitored
by the Private Sector Advice Team
• the Private Sector Advice Team launched Missing Shares in April 2019 as
part of the previous Scheme of Assistance review. Since 2022, the team
has renewed its focus on tackling Missing Shares across North Ayrshire.
Since successful conclusion of the first Missing Share in September 2019,
10 projects have been approved to date, assisting 63 owners with works
totalling £0.355m 
• members of staff across Housing Services have participated in an
‘Introduction to Neurodiversity’ training event. The training provided staff
with an opportunity to gain experience about neurodiversity, including
conditions such as autism and ADHD, and an understanding of how to
develop person-centred ways of supporting neurodivergent people in their
homes 
2.2. The review also identified new opportunities to build on the successes above
and existing projects that were not included in the last SOA. These are set out in
detail within the proposed updated SOA at Appendix 1 and are summarised as
follows. 
Repairing Standard and Tolerable Standard 
The Scottish Government published refreshed statutory guidance for private
landlords on the Repairing Standard in 2024. New measures in place from
March 2024 include: 
• a requirement to have safely accessible food storage and food
preparation space in a private rented house
• a requirement to have a fixed heating system in a private rented house 
• where a private rented house is a flat in a tenement, the tenant must be
able to safely access and use any common parts of the tenement, such
as common closes. Common doors must be secure and fitted with
satisfactory locks 
• the requirement for installations for the supply of electricity in a private
rented house to be in a reasonable state of repair and in proper working
order has been amended to specify that these must include a residual
current device (a device to reduce the risk of electrocution and fire by
breaking the circuit in the event of a fault)

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• the house should be free of lead pipes from the boundary stopcock to the
kitchen tap, and that if this cannot be confirmed, a water quality test must
be conducted
• Section 16 of the Housing (Scotland) Act 2006, which deals with
exceptions to the landlord’s repairing duty, has also been amended to
make it clear that a private rented house which is a flat in a tenement
does not fail the repairing standard if work otherwise needed to comply
with the standard cannot be carried out because a majority of owners in
the tenement have refused consent to carry out the work 
2.3. The latest Scheme of Assistance contains the updated information on the
Tolerable Standard and the Repairing Standard. 
Landlord-to-Landlord Sales 
2.4. During 2024, the Landlord-to-Landlord Sales scheme was introduced. This
enables the Council’s Private Sector Advice Team to ‘match up’ a landlord (that
has sitting tenants) with buyers. This can be for buyers who are either already in
the letting market or are looking to enter the market. The Private Sector Advice
Team manage the exchange of information and details to facilitate direct contact
between purchaser and seller. 
2.5. This service benefits tenants as it prevents upheaval, expense, and insecurity
from any threat of homelessness. Additionally, any affected children will not be
uprooted from school, friends, family, and surrounding support network. Officers
continue to actively promote the service and its benefits and have recently
partnered with the Homelessness Service to engage landlords issuing notices to
leave, aiming to prevent households from losing their homes. While there is no
uptake as yet, there have been 50 enquiries about the scheme to date. 
Matchmaker Scheme 
2.6. On 1 December 2025, The Scottish Empty Homes Partnership (SEHP) launched
a new national empty property Matchmaker Scheme which has replaced local
schemes. The national scheme allows owners to list their empty homes on the
SEHP website, and buyers can submit an enquiry directly to owners. Council
Officers are working in partnership with SEHP and will continue to advertise the
scheme to empty homeowners to support the reduction of empty homes in North
Ayrshire. 
Housing Acquisition Strategy 
2.7. The North Ayrshire Council Housing Acquisition Strategy was approved by
Cabinet on 2 June 2026. The Strategy will support the ambition within the Local
Housing Strategy 2023 to 2028 to bring empty homes back into use through
acquisitions; the overarching aim of the Strategy is to increase the availability of
permanent homes to meet the affordable housing need and demand in North
Ayrshire.

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‘Early Doors’ Pilot Project 
2.8. Under the proposed ‘Ask and Act’ duties in the Housing (Scotland) Act 2025,
public bodies will be required to ask about a person’s housing situation early and
take meaningful action to prevent homelessness. The £4 million national Test
and Learn Prevention Pilot Fund supports public bodies and their third sector
partners to test and scale new approaches to early intervention. In North
Ayrshire, the ‘Early Doors’ pilot is overseen by the North Ayrshire Homelessness
Task Force (Task Force members include representatives from Housing
Services, CHAP, North Ayrshire Health & Social Care Partnership, and
Education Services), with CHAP acting as the lead organisation. 
2.9. This pilot, which launched on 5 February 2026, is a 12-month initiative and will
focus on supporting people in the private rented sector earlier, recognising many
households in North Ayrshire can face a real risk of losing their home. 
Damp and Mould 
2.10. The Scottish Government has committed to bringing Awaab’s Law into force
from October 2026. North Ayrshire Council will continue to monitor the
development of any regulations and guidance in relation to the private rented
sector and will update the SOA and advice provided by officers as required. 
2.11. The Private Sector Team have updated systems and processes to ensure
cases on dampness and mould are being recorded appropriately, and to inform
future reporting. 
Other Interventions 
2.12. The SOA sets out a range of other interventions to improve property condition
including: 
• continued provision of the successful Private Sector Advice Line,
providing advice and guidance to landlords, tenants, and property owners
• undertaking property inspections to establish breaches of the Tolerable
and Repairing Standards
• continuation of work with property owners, with a view to instructing
improvements to deal with disrepair which causes a blight on our
communities
• continuing our multi-agency approach to tackling property disrepair and
rogue letting agents and landlords, alongside the Licensing, Building
Standards and Housing Advice Teams
• re-establishing the Landlord Forum in North Ayrshire during 2026 
• continued provision of the Pre-tenancy Support Service for landlords,
providing free property inspections and tenancy agreement advice

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• Partnership working with Scottish Empty Homes Partnership to reduce the
number of empty homes in North Ayrshire 
• Continued provision for the Missing Shares Policy to allow for common
repairs to be conducted in tenement blocks where an owner is unable or
unwilling to pay their share 
Adaptations 
2.13. The SOA is required to set out the supports available to those in the private
housing sector who require adaptations to their properties. North Ayrshire
Health and Social Care Partnership (HSCP) have a responsibility to assess a
person’s needs and to arrange appropriate services. As funding is limited, the
HSCP needs to ensure that it works with people in greatest need. To assist with
this, an assessment process and associated eligibility criteria have been
developed and implemented successfully. 
2.14. If an adaptation to the home is the agreed solution, the Adaptations Service will
confirm the applicant’s needs, the proposed works (subject to appropriate
building warrants and planning permission), and priority for works. Tenants will
be required to gain consent of their landlord and the consent of any other
owners where the adaptation is likely to impact on common areas of property.  
2.15. Applicants will be assisted through the grant application process to identify
their entitlement of 80% or 100% towards the cost of the adaptation. Receipt of
100% is subject to income and benefit entitlement (or for those who can
demonstrate financial hardship and have no resources). 
2.16. Funding is available in the following situations: 
• to allow access within an applicant’s home to standard amenities
• for the provision of an additional or replacement standard amenity
• for an extension or structural adaptation to allow provision of, or access
to, a standard amenity 
2.17. If an applicant qualifies for financial assistance but is unable to afford the
remaining 20% cost of the adaptation, the Partnership may be able to help.
This support will only be provided in exceptional circumstances. Where
Scheme of Assistance grant funding is provided, the HSCP can provide
information and advice to tenants and landlords concerning reinstatement of a
previously adapted property. 
2.18. In some circumstances it may not be possible to adapt a person’s current
home to meet their needs. This can happen for reasons such as: 
• there is not enough space to make the necessary changes

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• the method of how a house is constructed may make it very difficult or
impossible to change 
2.19. In some situations, other options may be suggested, and all other options will
be discussed with the person during the assessment process. 
Other Considerations 
2.20. A further consideration during the drafting of the revised SOA was the ‘Mixed
Tenure Repairs & Maintenance Grant Fund’ motion which was considered at
full Council in September 2025. The motion noted the growing financial
pressures faced by private owners in Council factored blocks, particularly in
relation to the affordability of major common repairs and maintenance. 
2.21. The motion proposed in principle agreement to the establishment of a Mixed
Tenure Repairs & Maintenance Grant Fund, with an initial budget of £0.5m, to
be financed by redirecting Energy Smart and Transformation Funds in equal
parts. 
2.22. Following consideration of the motion and subsequent amendment, the Council
instructed Officers to accelerate a review of the Council’s Scheme of
Assistance, to include consideration of a means tested support fund for
common repairs in Council factored blocks and how this might be funded and
operated, should a case be demonstrated. 
2.23. As instructed by full Council, Officers have assessed options to introduce a
mixed tenure grant/loan to aid with repairs and maintenance for owners whose
properties are owned in common with North Ayrshire Council’s housing stock
(factored blocks). Any fund or loan option would be subject to budget
availability and the establishment of eligibility criteria. 
2.24. Throughout North Ayrshire there are 3,047 factored properties, of which 1,390
are privately owned and 1,657 NAC owned. Approximately 463 of the 1,390
private properties are owned by private landlords. 
Officers assessed three options, and a summary is provided within Table 1
below: 
Table 1 – Mixed tenure funding options
Option Pros Cons
Mixed tenure
grant fund
• Private owners would have
the ability to access grant
funding to allow them to
progress with property
lifecycle improvement works
e.g., roofing, rendering or
• Homeowners have
responsibility for the
maintenance and investment in
their properties but also derive
benefit from any increase in
their property’s value. The
provision of a grant to owners in

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common area works where
costs are seen as prohibitive 
• Property condition for NAC
properties would be
improved in the mixed
tenure blocks 
• Improved condition/
appearance of the wider
estate 
• Improved health and
wellbeing due to improved
living/ property conditions 
• Reduced interventions/
repairs by the Factoring
team
mixed tenure blocks would
potentially provide a financial
advantage to some
homeowners and create
inequity of treatment. 
•  Constrained funding
environment - no current budget
availability to implement a grant
fund during 2026/27 
• Resourcing and administrative
burden to implement and
manage a grant fund. A new
Grade 7 Property Support
Officer post would require to be
created at a recurring annual
cost of £42,871 to the General
Fund. 
• Approximately 463 of 1,390
private owners in mixed tenure
blocks are landlords who
generally gain a profit from
rental income and could benefit
from grant funding. 
Mixed tenure
loan fund
• Private owners would have
the ability to access a loan
fund to allow them to
progress with property
lifecycle improvement works
e.g., roofing, rendering or
common area works where
costs are seen as prohibitive 
• Property condition for NAC
properties would be
improved in the mixed
tenure blocks 
• Improved condition/
appearance of the wider
estate 
• Improved health and
wellbeing of NAC tenants
due to improved living/
property conditions 
• Homeowners have
responsibility for the
maintenance and investment in
their properties but also derive
benefit from any increase in
their property’s value. The
provision of an interest-free or
low interest loan to owners in
mixed tenure blocks would
potentially provide a financial
advantage to some
homeowners and create
inequity of treatment. 
• Constrained funding
environment - no current
budget availability to implement
a grant fund during 2026/27 
• Resourcing and administrative
burden to implement and
manage a loan fund. A new
Grade 7 Property Support
Officer post would require to be

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• Reduced interventions/
repairs by the Factoring
team
created at a recurring annual
cost of £42,871 to the General
Fund. 
• Approximately 463 of 1,390
private owners in mixed tenure
blocks are landlords who
generally gain a profit from
rental income and equity 
• Legacy impact of such funds
Repayment
plan/options
• 70% of factoring works were
fully paid during 2024/25,
with 6% partially paid 
• This option is an established
process 
• Repayment plans take into
account affordability for the
owner 
• No additional resource or
administration required to
continue with this option
• 24% of factoring works were
unpaid for 2024/25 works 
2.25 Officers have reviewed the North Ayrshire 2024/25 financial data relating to
factoring works, involving the issuing of 256 invoices to private owners for
factoring works at an average of £911 per invoice. 76% of factoring works for
2024/25 have been paid or partially paid. There are less than a quarter of
works fully unpaid (61 invoices) for that year and these are being managed
through the corporate debt recovery process. 
2.26 The average value of unpaid invoices for 2024/25 (the most recent year
currently available) is £55,571 (£911 x 61). However, a Grade 7 Property
Support Officer, at a recurring annual cost of £42,871 to the General Fund,
would be required to establish and administer any grant or loan fund. This does
not take into account other associated resource costs, for example legal costs,
and would represent an intervention benefitting less than 0.1% of North
Ayrshire households annually. It is also noted that there is no budget currently
available to establish the fund or resources required to operate it. 
2.27 Under the SOA, primary legal and financial responsibility for repairing,
maintaining, and improving private residential property lies with the
homeowner. Councils operate these schemes to advise and support owners,
rather than taking responsibility their maintenance responsibilities. All homes in

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private ownership require maintenance and investment, and the financial
challenge of doing so is therefore not isolated to mixed tenure blocks. 
2.28 In light of the above considerations, it is therefore recommended not to
proceed with a mixed tenure grant/loan fund and instead to continue with the
existing established process of giving owners the option of a repayment plan
following receipt of an invoice. The Factoring team would continue to work with
owners to participate in future capital improvements, with the support of the
Private Sector Advice Team. 
2.29 The Equality and Children’s Impact Assessment (ECRIA) for the revised SOA
has been completed by Housing Services and reviewed by all contributors.
Following approval of the Scheme of Assistance at Appendix 1, the ECRIA will
be published on the Council’s website. 
3 Proposals 
That the Council approves the updated North Ayrshire Scheme of Assistance at
Appendix 1. 
4. Implications/Socio-economic Duty 
Financial 
4.1. Any financial implications arising from the current projects and initiatives
included within the Scheme of Assistance are reflected within existing capital
and revenue budgets. Business cases will be developed to support emerging
new initiatives, as required. 
Human Resources
4.2. The Scheme of Assistance is delivered by North Ayrshire Council Officers and
relevant external partners, and is complemented by external expertise, where
required. 
Legal 
4.3. The development and monitoring of the Scheme of Assistance, which sets out
the supports that will be provided to landlords, tenants and owners within the
private housing sector to improve property condition and make adaptations to
facilitate independent living in North Ayrshire, ensures compliance with
the Housing (Scotland) Act 2006. Legal services will provide assistance on a
case-by-case basis. 
Equality/Socio-economic

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4.4. The SOA makes a positive contribution to equality by setting out a framework
for the provision of adaptations to make existing properties more accessible, as
well as taking action on property condition on behalf of vulnerable individuals.
The SOA will support those with socio-economic disadvantage by providing
advice, guidance, and in some cases financial assistance, in order to improve
property condition or to provide adaptations to promote independent living 
Climate Change and Carbon 
4.5. The Scheme of Assistance continues to support the Sustainable North Ayrshire
Strategy 2024 - 2027, which aims to eradicate fuel poverty and achieve net-
zero carbon status by 2030. 
Key Priorities 
4.6. The Scheme of Assistance continues to support the Council Plan strategic
priorities: ‘Wellbeing;’ ‘Climate Change;’ ‘A Sustainable Council;’ and
‘Communities and Local Democracy.’ There is evidence that children and
young people can benefit from improved cognitive development and a reduction
in behavioural issues through living in a more attractive, warmer, and better
ventilated environment. The strategy also aims to support our island
communities and their economies.
Community Wealth Building 
4.7. The SOA, in in seeking to encourage and compel improvement to private
housing quality, may provide opportunities for local tradespeople to undertake
repair and maintenance work in line with CWB principles.   
Islands Communities Impact Assessment (ICIA)  
4.8. The SOA has not identified unique impacts faced specifically by our islands.
Some policy interventions will be specifically tailored to our islands, to ensure
our islands communities enjoy the same opportunities as those living on the
mainland. 
United Nations Rights of the Child (UNCRC)  
4.9. It is anticipated that the proposals would lead to positive impacts on children
and young people, by improving property condition and increasing housing
supply within the private rented sector ensuring properties meet the Tolerable
Standard. There is an evidential link between quality of housing and
educational attainment in children. 
Consumer Duty

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4.10. It is anticipated that the Scheme of Assistance will impact on consumers, as the
document sets out the supports that will be provided to landlords, tenants, and
owners within the private housing sector to improve property condition and
make adaptations to facilitate independent living. The ECRIA for the SOA
explores in detail how the SOA supports the delivery of the Consumer Duty
based on the seven consumer principles, and provides brief explanations for
identified impacts, e.g., Landlord to Landlord Sales, the Early Doors Pilot
Project, pre-tenancy support service, missing shares, and adaptations. 
5. Consultation
5.1  The 2025/26 update on the Scheme of Assistance has been prepared by
gathering information from various project leads across Council Services. 
David W. Hammond
Executive Director (Communities and Housing) 
For further information please contact Yvonne Baulk, Head of Service (Housing
and Public Protection), on 01294 324542. 
Background Papers
Appendix 1 Scheme of Assistance

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North Ayrshire
Council
Scheme of Assistance 
June 2026

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2 
Contents 
Contents 
1. Introduction ...................................................................................................................... 5
Background to the Scheme of Assistance ............................................................................ 5
Aims of the Scheme of Assistance ....................................................................................... 5
Our Progress ....................................................................................................................... 5
Repairing Standard and Tolerable Standard ..................................................................... 6
Landlord-to-Landlord Sales .............................................................................................. 7
Matchmaker Scheme ....................................................................................................... 7
Housing Acquisition Strategy ........................................................................................... 7
‘Early Doors’ Pilot Project ................................................................................................. 8
Damp and Mould ............................................................................................................. 8
Other Interventions .......................................................................................................... 8
Types of Assistance ............................................................................................................. 8
Information and Advice .................................................................................................... 9
Practical Assistance ......................................................................................................... 9
Financial Assistance ........................................................................................................ 9
Strategic Context and Outcomes ......................................................................................... 9
Local Housing Strategy .................................................................................................... 9
Council Plan .................................................................................................................. 10
National Performance Framework .................................................................................. 11
Review .............................................................................................................................. 11
2. The Private Rented Sector in North Ayrshire .................................................................. 11
Overview of the Private Sector in North Ayrshire ................................................................ 11
Private Sector Advice Team ............................................................................................... 12
Engagement ...................................................................................................................... 13

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3 
Partnership Working .......................................................................................................... 13
Neurodiversity ................................................................................................................... 14
Letting Agent Regulation .................................................................................................... 14
3. Empty Homes ................................................................................................................ 15
Matchmaker Scheme ..................................................................................................... 16
4. Property Condition ......................................................................................................... 16
Tolerable Standard ............................................................................................................ 16
Repairing Standard ........................................................................................................... 17
Smoke Detectors ........................................................................................................... 17
Damp and Mould ........................................................................................................... 18
Housing and Property Chamber: First-Tier Tribunal ........................................................... 18
Common Repairs .............................................................................................................. 19
Find a Builder ................................................................................................................ 20
Missing Shares.................................................................................................................. 20
5. Policy Interventions ........................................................................................................ 21
Overview ........................................................................................................................... 21
Abandoned Tenement Buildings ......................................................................................... 21
Abatement Notices ............................................................................................................ 22
Closing and Demolition Orders .......................................................................................... 22
Compulsory Purchase Orders............................................................................................ 23
Dangerous Buildings ......................................................................................................... 23
Enhanced Enforcement Areas ........................................................................................... 24
Evacuation ........................................................................................................................ 24
Homeless Prevention in the Private Sector ........................................................................ 24
Landlord to Landlord Sales ............................................................................................ 25
Housing Acquisition ........................................................................................................... 25
Housing Renewal Areas .................................................................................................... 26
Maintenance Orders .......................................................................................................... 26

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4 
Pre-Tenancy Support Service ............................................................................................ 27
Recovery of Expenses....................................................................................................... 27
Voluntary Maintenance Plans ............................................................................................. 27
Work Notices ..................................................................................................................... 28
6. Adaptation of Properties ................................................................................................ 28
Overview ........................................................................................................................... 28
Assessing Need ................................................................................................................ 28
Financial Assistance .......................................................................................................... 29
Hardship Support ................................................................................................................. 29
Reinstatement of an Adapted Property ............................................................................... 30
Assistance for Grant .......................................................................................................... 30
7. Contacts and Feedback ................................................................................................. 30
General Contacts .............................................................................................................. 30
Health and Social Care Partnership Local Offices .............................................................. 32
Feedback .......................................................................................................................... 33

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5 
1. Introduction
Background to the Scheme of Assistance
Under the Housing (Scotland) Act 2006, section 72, local authorities have a statutory
duty to produce a statement of assistance that sets out the supports that will be
provided to landlords, tenants, and homeowners within the private housing sector.
The Scheme of Assistance is also the primary method through which empty homes
will be brought back into use and acts as a preventative measure to stop properties
becoming uninhabited.
The Scheme of Assistance details the information, advice, and practical assistance
North Ayrshire Council will offer to help those living in private sector properties to
repair, maintain, improve, or adapt their homes. While it is legally the responsibility of
homeowners and private landlords to repair and maintain their homes, the Council
may be able to offer assistance to homeowners and private sector tenants to enable
them to repair and maintain their homes; however, this may only be possible where
internal budgets allow.
Aims of the Scheme of Assistance
The two key purposes of the Scheme of Assistance are to:
• Address disrepair in private sector homes by encouraging landlords and
homeowners to recognise that they have primary responsibility for maintaining
their properties.
• Help older people and people with accessibility needs, who are living in the
private sector, carry out adaptations which enable them to live in their homes
for as long as they choose to do so.
Our Progress
The Scheme of Assistance was last reviewed in 2019. Since the previous review,
Officers have provided advice to the private housing sector, worked to enhance
property condition across North Ayrshire, tackling empty homes across the area, and
bringing properties back into use. The latest review of the Scheme of Assistance in
early 2026 has concluded that:
• The Private Sector Advice Team, which is comprised of a Team Manager, four
Housing Officers, and one Policy Assistant, managed 1,390 enquiries relating
to 1,286 properties between April 2023 and 13 January 2026 (based on
number of cases closed during the period).
• 174 properties have been deemed to be below the Tolerable Standard and/or
the Repairing Standard over the same period – 145 of which were resolved.
• 1,089 empty homes have been brought back into use
• The Private Sector Advice Team have made effective use of systems and
technology, mapping out and monitoring empty properties on a geographical
basis, identifying hotspots, and providing targeted intervention

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6 
• There is effective cross-service working in place, involving colleagues in the
wider Housing Service, Building Standards, Environmental Health, and
Licensing, taking a multi-disciplinary approach where required to tackle
complex property condition and other issues
• Officers undertook a review of the historical closing and demolition orders
process; as a result of this review, any properties in disrepair were addressed.
The remaining properties continue to be monitored by the Private Sector
Advice team.
• The Private Sector Advice Team launched missing shares in April 2019 as
part of the previous Scheme of Assistance Review. Since 2022, the Team has
renewed its focus on tackling ‘missing shares’ across North Ayrshire. Between
conclusion of the first missing share in September 2019 and to date, 10
projects had been approved, assisting 63 owners with works totalling £0.355m
• Housing Services staff have participated in an Introduction to Neurodiversity
training event. The training provided staff with an opportunity to gain
experience about neurodiversity, including conditions such as autism and
ADHD, and an understanding of how to develop person-centred ways of
supporting neurodivergent people in their homes.
The review identified new opportunities to build on the successes above and
recognise currently active projects that were not included in the last Scheme of
Assistance publication. These are summarised as follows.
Repairing Standard and Tolerable Standard
The Scottish Government published refreshed statutory guidance for private
landlords on the Repairing Standard on 31 January 2024. New measures in place
from 1 March 2024 include:
• A requirement to have safely accessible food storage and food preparation
space in a private rented house
• That there must be a fixed heating system in a private rented house
• where a private rented house is a flat in a tenement, the tenant must be able
to safely access and use any common parts of the tenement, such as
common closes
• Common doors must be secure and fitted with satisfactory locks
• The requirement for installations for the supply of electricity in a private
rented house to be in a reasonable state of repair and in proper working
order has been amended to specify that these must include a residual current
device (a device to reduce the risk of electrocution and fire by breaking the
circuit in the event of a fault)
• The house should be free of lead pipes from the boundary stopcock to the
kitchen tap, and that if this cannot be confirmed, a water quality test must be
carried out
• The existing duty to ensure that installations for the supply of gas and
electricity in a private rented house are in a reasonable state of repair and in
proper working order has been extended to any other type of fuel.
• Section 16 of the Housing (Scotland) Act 2006, which deals with exceptions
to the landlord’s repairing duty has also been amended to make it clear that a
private rented house which is a flat in a tenement does not fail the repairing

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standard if work otherwise needed to comply with the standard cannot be
carried out because a majority of owners in the tenement have refused
consent to carry out the work. 
The Scheme of Assistance now contains the updated information on the Tolerable
Standard and the Repairing Standard.
Landlord-to-Landlord Sales
During 2024, the Council’s Landlord-to-Landlord Sales scheme was introduced. This
enables the Private Sector Advice Team to ‘match up’ a selling landlord (with sitting
tenants) with prospective buyers. This can be either buyers who are already in the
letting market or those who are looking to enter the market. The Private Sector
Advice Team manage the exchange of information and details to facilitate direct
contact between purchaser and seller.
This service benefits tenants as it prevents upheaval, expense, insecurity of any
threat of homelessness. Additionally, any affected children will not be uprooted from
school, friends, family, and surrounding support network. Officers continue to actively
promote the service and its benefits and work with the Council’s Homelessness
Service to engage landlords issuing notices to leave, with the aim of preventing
households from losing their homes.
Matchmaker Scheme
On 1 December 2025, The Scottish Empty Homes Partnership (SEHP) launched a
new national empty property Matchmaker Scheme which has replaced local
schemes. The national scheme allows owners to list their empty homes on the SEHP
website, and buyers can submit an enquiry directly to owners. Council Officers are
working in partnership with SEHP and will continue to advertise the scheme to empty
homeowners to support the reduction of empty homes in North Ayrshire.
Housing Acquisition Strategy
The new Housing Acquisition Strategy will support the ambition within the Local
Housing Strategy 2023 to 2028 to bring empty homes back into use through
acquisitions; the overarching aim of the Housing Acquisition Strategy is to increase
the availability of permanent homes to meet affordable housing need and demand in
North Ayrshire.

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‘Early Doors’ Pilot Project
Under the proposed ‘Ask and Act’ duties in the Housing (Scotland) Act 2025, public
bodies will be required to ask about a person’s housing situation early and take
meaningful action to prevent homelessness. The £4 million national Test and Learn
Prevention Pilot Fund support public bodies and their third sector partners to test and
scale new approaches to early intervention. In North Ayrshire, the ‘Early Doors’ pilot
is being managed by the North Ayrshire Homelessness Task Force (Task Force
members include representatives from Housing Services, CHAP, North Ayrshire
Health & Social Care Partnership, and Education Services), with CHAP acting as the
lead organisation.
This pilot, which launched on 5 February 2026, is a 12-month pilot initiative and will
focus on providing earlier support to people in the private rented sector, where many
households in North Ayrshire face the real risk of losing their home.
Damp and Mould
The Scottish Government has committed to bringing Awaab’s Law into force from 6
October 2026. North Ayrshire Council will continue to monitor the development of the
supporting national regulations and guidance in relation to the private rented sector
and will update the SOA and advice provided by officers as required.
Other Interventions
The Scheme of Assistance sets out a range of other interventions to improve
property condition including:
• Continued provision of the Private Sector Advice Line, providing advice and
guidance to landlords, tenants, and property owners
• Undertaking property inspections to establish breaches of the Tolerable and
Repairing Standards
• We will continue to work with property owners with a view to instructing
improvements to deal with disrepair which causes a blight on our communities
• Continuing our multi-agency approach to tackling property disrepair and rogue
letting agents and landlords, involving appropriate officers from Housing,
Licensing, Building Standards, and Environmental Health
• Re-establishment of the North Ayrshire Landlord Forum during 2026
• Continued provision of the Pre-Tenancy Support Service for landlords,
providing free property inspections and tenancy agreement advice
• Partnership working with the Scottish Empty Homes Partnership to reduce the
number of empty homes in North Ayrshire
• Continued opportunities for the Missing Shares Policy to allow for common
repairs to be conducted in tenement blocks, where an owner is unable or
unwilling to pay their share.
Types of Assistance
The Housing (Scotland) Act 2006 makes clear that the responsibility for repair,
maintenance, and improvement of properties belongs to owners. However, the

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following sections provide details of the types of assistance North Ayrshire Council
will provide to achieve the two key aims set out above.
Information and Advice
We will ensure that advice and information on home repairs, maintenance,
improvements, and adaptations is available. This advice and information will enable
landlords and homeowners to undertake any repairs, maintenance, and
improvements themselves, in the first instance.
Practical Assistance
We will offer practical advice and support relating to the repair and maintenance of
homes in the private sector.
Financial Assistance
We will provide financial assistance to cover some (or all) of the costs of eligible
adaptations to private properties. Financial assistance will only be considered where
internal budgets allow. The North Ayrshire Health and Social Care Partnership
manage this service.
Strategic Context and Outcomes
Local Housing Strategy
The Scheme of Assistance contributes to North Ayrshire Council’s Local Housing
Strategy 2023 to 2028. The strategic ambition of the Local Housing Strategy is for
people to live in the right homes, in great places, with access to any support services
they need. The Local Housing Strategy establishes four overarching outcomes to
achieve this strategic ambition; these outcomes were agreed with local people and
align to the four key strategies in the Scottish Government’s Housing to 2040
strategy.
Within the Local Housing Strategy Action Plan, we have committed to reviewing and
updating our Scheme of Assistance to:
• Ensure the promotion of positive outcomes for people living with autism in the
private housing sector
• Ensure inclusive engagement with hard-to-reach groups
• Ensure our literature is available in a format that is suitable for people with
literacy and/or sensory/communication issues.
Additionally, the Local Housing Strategy highlights that, through the Scheme of
Assistance, we will do everything we can to support private landlords to provide
rented homes that meet the highest tenancy and condition standards possible.
For further information on our Local Housing Strategy 2023 to 2028, visit the Local
Housing Strategy page on our website.

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Council Plan
The Council Plan is a live document between the Council and communities in North
Ayrshire, containing the priorities of residents in North Ayrshire. The Council Plan
explains how the Council will meet the needs and expectations of communities over
the next five years and helps steer resources to the areas that can make the greatest
difference to the lives of people in North Ayrshire, both now and in the future.
The Vision for North Ayrshire in the Council Plan is a North Ayrshire that is fair for all;
this is supported by the Mission of working together to improve the lives of our
people in North Ayrshire. The Council Plan identifies four key priorities: Wellbeing,
Communities and Local Democracy, Climate Change, and A Sustainable Council.
The Council Plan highlights that all these areas are key to supporting what is known
as a ‘wellbeing economy’ – an economy that delivers fair distribution of wealth and
opportunities within a healthy environment. It is therefore a direct contributor to the
vision of ‘A North Ayrshire that is fair for all.’
The Scheme of Assistance will contribute to the Council Plan, helping to achieve the
Council Plan priorities and associated strategic aims by:
• Wellbeing (Strategic Aim: To transition to a wellbeing economy,
delivering prosperity, wellbeing and resilience for local people)
→ Using our assets to support wellbeing in local communities
→ Increasing the number of homes in the area through a mix of private and
social developments and bringing empty buildings back in to use
→ Ensuring our places and spaces where we live, work, and visit are well
maintained and accessible
• Communities & Local Democracy (Strategic Aim: We will have active,
inclusive and resilient communities)
→ Developing strong relationships with communities and partners based on
trust and shared aspirations using their experiences to inform service
provision
→ Developing partnerships with the third and voluntary sector
→ Ensuring an inclusive, fair, rights-based and asset-based approach in our
work
• Climate Change (Strategic Aim: To achieve net-zero by 2030)
→ Improving communities’ preparedness to deal with the impacts of climate
change already locked-in
• A Sustainable Council (Strategic Aim: A Community Wealth Building
Council that is efficient and accessible, maximising investment and
focusing resources towards our priorities)
→ Ensuring robust governance arrangements are in place to fulfil the
Council’s statutory duties, manage risk and support delivery of key
priorities
→ Using dynamic data and lived experiences to inform decision-making
→ Working with partners nationally, regionally and locally to secure
investment and target resources towards our priorities

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→ Driving change and transformation, using technology where appropriate, to
deliver efficient and effective services and support delivery of priorities
For further information on our Council Plan 2023 to 2028, visit the North Ayrshire
Council Plan page on our website.
National Performance Framework
In the National Performance Framework for Scotland, the Scottish Government have
outlined eleven National Outcomes, with 81 national indicators to achieve its
purpose. North Ayrshire Council’s Scheme of Assistance will contribute towards the
following National Outcomes:
• Communities – we live in communities that are inclusive, empowered,
resilient, and safe.
• Environment – we value, enjoy, protect, and enhance our environment.
• Health – we are healthy and active.
• Human Rights – we respect, protect, and fulfil human rights and live free
from discrimination.
• Poverty – we tackle poverty by sharing opportunities, wealth, and power more
equally.
Review
The Scheme of Assistance will be reviewed every five years but may also be
reviewed on an interim basis, when required, to reflect relevant legislative or policy
changes.
2. The Private Rented Sector in North
Ayrshire
Overview of the Private Sector in North Ayrshire
The private rented sector is a vital part of the housing supply – as well as being the
preferred option for some people, it also provides a housing option for people who
cannot afford to buy, but who would have limited likelihood of securing a social
rented home. All private landlords must be registered with the Council before they
rent out homes; registrations can be made either online or in writing, and a fee
applies.
As of April 2025, in North Ayrshire the private rented sector accounts for
approximately 8,300 (11.8%) properties and owner-occupied properties account for
approximately 43,700 (61.9%) properties. In comparison, in 2024 the private rented
sector accounted for approximately 8,400 properties (12.1%) and owner-occupied
properties accounted for approximately 43,100 properties (61.4%), and in 2023 the
private rented sector accounted for approximately 8,700 properties (12.4%) and
owner-occupied properties accounted for approximately 42,800 properties (60.6%).

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This shows that while there has been a slight increase in owner-occupied properties
in North Ayrshire, there has also been a slight decrease in properties in the private
rented sector.
Since 2019, the private sector in North Ayrshire has faced additional pressures as a
result of:
• Cost of Living Crisis: this has made it harder for low-income renters to afford
rent and essentials like food and heating
• Private sector rents: there is a perception that private rented sector rents
have fluctuated in North Ayrshire While there is no specific data for North
Ayrshire, since 2023, the mean price of private rents has increased year-on-
year for 1-bedroom to 4-bedroom properties in the Ayrshires Broad Rental
Market Area (the exception being 1-bedroom shared properties). Comparing
this information to current Local Housing Allowance rates evidences a shortfall
for every bedroom size.
• Interest rates and mortgage impact: the perceived increase in rents could
be impacted by changes in interest rates, which can impact landlords’
mortgages. The RentBetter Wave 3 report, published in September 2024,
noted that mortgage interest tax relief reduced to 20%, with 40% relief no
longer available for higher income earners. Some landlords commented on
this change as being a factor that impacted the viability of private renting,
especially in the context of increased interest rates.
• Scottish regulations and tax changes, e.g., income tax relief changes:
the Scottish Association of Landlords Landlord Portfolio and Investment
Survey 2025 was conducted in December 2025 and published in January
2026. This highlighted that, when asked about their reasons for withdrawing
properties from the sector, one of the most common reasons given was
increasing regulation in the sector (69%), as well as tax changes (68%).
However, as the Landlord Register is updated once every three years, and
landlords do not necessarily advise the Council at the point they cease
operating, the North Ayrshire impact of these regulatory changes is not readily
available
• Increased demand: this impacts availability, leading to affordability issues
• Implementation of Rent Controls: the Housing (Scotland) Act 2025 was
passed by the Scottish Parliament in September 2025 and proposes the
ability for local authorities to recommend Rent Control Areas (RCAs), which
may be designated by the Scottish Ministers. Within an RCA, rent increases
would be limited to CPI + 1% (capped at 6%), both during and between
tenancies.
Private Sector Advice Team
North Ayrshire Council’s Housing Services has primary responsibility for the
development and implementation of the Scheme of Assistance. A dedicated Private
Sector Advice Team was established in April 2016; the Team is a one-stop-shop for
the provision of information and advice to homeowners, private sector landlords, and

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tenants. The Private Sector Advice Team can also signpost to other services which
may be able to offer support.
For further information on the Private Sector Advice Service, visit the Private Sector
Advice Service page on our website.
Engagement
North Ayrshire Council’s Customer Participation Strategy 2023 to 2028 highlights that
Housing Services are committed to treating everyone respectfully, fairly, and equally
across all areas of our business, and tackling discrimination and harassment in all
our activities.
For further information on the Customer Participation Strategy 2023 to 2028, visit the
Tenant Participation page on our website.
In addition to providing information and advice to private landlords, private tenants,
and homeowners on a range of private sector housing matters, the Private Sector
Advice Team engages with those in the private sector, including hard-to-reach and
under-represented groups, through:
• Landlords Private Sector Matters e-newsletter
• Tenants Private Sector Matters e-newsletter
• Web-based advice
• Social media, including Facebook and Twitter
• House visits
• Leaflets, covering topics such as landlord and tenant rights and
responsibilities, common repairs, and maintaining properties
• Posters
• Communications Working Group
• Sharing information and advising of upcoming training through Landlord
Accreditation Scotland
• Highlighting the benefits on preventative maintenance to properties
The Team also regularly engages with internal and external partners to ensure that
service delivery is streamlined and delivers best value for money. This approach also
supports sharing good practice with partners and the exploration of new resources
where possible.
The Private Sector Advice Team are suitably trained and experienced in
management and maintenance issues, and work with Under One Roof to provide a
tenement maintenance session with North Ayrshire Council owners on an annual
basis. Under One Roof is dedicated to providing free and impartial information to flat
owners and housing professionals, on issues related to tenement maintenance,
common repair management, and retrofit.
Partnership Working
The Private Sector Advice Team works pro-actively alongside other Council
departments, external partner agencies, and private sector networks. These include

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Landlord Accreditation Scotland, Under One Roof, and Scotland’s Housing Network.
Engagement with these networks supports the Team to maintain an awareness of
best practice, develop partnerships, and stay informed with up-to-date information
about housing issues across the private rented sector.
By operating in partnership with other agencies, the Team aim to improve property
standards, inspire landlord and tenant confidence, and encourage growth and
investment in the sector.
Neurodiversity
Housing to 2040 highlights that, ‘People with learning disabilities and autistic people
tell us that they want to be treated with dignity and respect by services, including
housing, that are able to identify and be responsive to their needs. They say that
good-quality and timely housing advice and support services are as important as
accessibility in supporting them to live independently in a home of their choice
within their community.’
The Private Sector Advice Team are suitably trained and experienced, and work with
those in the private sector to provide services that meet their needs, making any
necessary adjustments when communicating with customers, e.g., by providing a
choice between email and telephone communication, making home visits, and
providing documents in easy read formats on request.
Letting Agent Regulation
From 1 October 2018, everyone carrying out letting agency work needs to apply to
join the Scottish Letting Agent Register. It is against the law for a business to carry
out letting agency work without having applied for registration.
To be added to the register, applicants need to meet a ‘fit and proper’ test as well as
undergo a minimum standard of training. To decide if someone is a ‘fit and proper’
person, Scottish Ministers consider a range of information about that person
including whether they have been convicted of offences involving fraud, violence,
drugs, firearms, sexual offences, or broken housing law.
The new Letting Agent Code of Practice became effective on 31 January 2018. All
letting agents must follow the Code of Practice to provide a good service to landlords
and tenants. The Code explains the minimum standards a letting agent must meet.
LETWELL is a professional development programme for Letting Agents delivered in
partnership between Landlord Accreditation Scotland (LAS) and the Chartered
Institute of Housing (CIH) Housing Academy and leads to the CIH Level 3 Certificate
in Letting and Managing Residential Property. Two Officers from the Private Sector
Advice Team are LETWELL qualified.

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3. Empty Homes
North Ayrshire Council imposes a council tax levy of 100% on properties that
have been empty for 12 months, or two years if advertised for sale or rent. The
Empty Homes Levy was introduced in Scotland primarily to encourage owners of
long-term vacant properties to bring them back into use, thereby reducing the
number of unoccupied homes and addressing housing shortages. In 2024/2025, 375
empty homes were brought back into use in North Ayrshire; 261 of these properties
were subject to the levy.
Empty homes are detrimental to the local environment (as they are often the target
of anti-social behaviour), are more likely to fall into disrepair (the most common
reason for properties remaining unoccupied), and may prove costly to owners who
can face regular repair bills and council tax charges.
The Private Sector Advice Team actively work to prevent empty homes – this
includes liaising with property owners to ascertain their intentions; providing advice
and support; highlighting the disadvantages of owning an empty home; and
maintaining regular contact with owners to stay informed of the property’s condition
and status. Officers in the Team also routinely work with colleagues across Council
services to prevent empty homes.
Since its inception, the Team have been actively collating and developing
geographical information on empty homes in each locality, identifying and mapping
hot spots and pursuing targeted intervention. Officers have dedicated patches, which
helps to ensure there is a focus on empty homes across North Ayrshire according to
each locality’s individual needs.
Officers in the Private Sector Advice Team have a key role in actively identifying
empty private properties in North Ayrshire and establishing methods through which
properties may be brought back into use. North Ayrshire Council use a variety of
information, methods, and policies to bring empty properties back into use.
The Team provides advice and information, as well as access to practical financial
assistance (where feasible and appropriate). Property owners may also be referred
to other agencies for help to bring their properties back into the overall housing
supply.
The Team works closely with the Scottish Empty Homes Partnership, hosted by the
Scottish Government and Shelter Scotland. This allows North Ayrshire to establish
working links with other local authorities in Scotland, share good practice examples,
access training, and job shadowing opportunities, and encourage joint working
approaches. North Ayrshire Council’s Private Sector Advice Team featured as a case
study in the Scottish Empty Homes Partnership’s Annual Report 2023/2024. The
case study can be read on the Scottish Empty Homes Partnership’s website.
Going forward, the Council is looking to augment the positive work that has already
been undertaken by developing an Empty Homes Strategy in 2026 to 2027. In
addition, North Ayrshire Council will publish a Housing Acquisition Strategy in 2026.
The Strategy will support the ambition within the Local Housing Strategy 2023 to

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2028 to bring empty homes back into use through acquisitions; further information on
housing acquisitions is provided below.
Matchmaker Scheme
On 1 December 2025, The Scottish Empty Homes Partnership (SEHP) launched a
new national empty property Matchmaker Scheme which has replaced our local
scheme. The national scheme allows owners to list their empty homes on the SEHP
website, and buyers can submit an enquiry directly to owners. Although there is now
a national scheme in place, Officers in the Private Sector Advice Team will continue
to work in partnership with Scottish Empty Homes Partnership to advertise the
scheme to empty homeowners to support the reduction of empty homes in North
Ayrshire.
To view vacant properties across Scotland, please visit the Scottish Empty Homes
Partnership’s website for more information. 
4. Property Condition
Tolerable Standard
The Tolerable Standard is the minimum level of repair that a house must meet to be
acceptable as living accommodation. It focuses on the condition of the building itself
and does not relate to decoration, fixtures and fittings, or appliances. The Tolerable
Standard applies to all house types (including flats and apartments) and applies to all
tenures (including houses which are owner-occupied or privately rented) but does
not apply to mobile homes or commercial properties.
North Ayrshire Council has a duty to make sure that any houses in our area that do
not meet the Tolerable Standard are closed, demolished, or brought up to an
acceptable standard. If a property fails one or more of the conditions, then the house
can be defined as ‘below the Tolerable Standard.’
The Private Sector Advice Team assess properties to determine if they meet the
Tolerable Standard. Where private rented properties fall below the Tolerable
Standard, photographic evidence is collated and/or a physical inspection is carried
out by Officers, as appropriate. Officers then create a report, which is sent to the
landlord asking for the repairs to be carried out within 30 working days. If the works
are not completed within this timeframe, the landlord
may be referred to the Licensing Committee, which
could ultimately result in de-registration. A Rent Penalty
Notice may also be issued, which prevents landlords
from taking rent and means a landlord commits a
criminal offence if they continue to let the property.
For further information on the Tolerable Standard, visit
the Tolerable Standard page on our website.

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Repairing Standard
The Repairing Standard is the minimum level of repair a house must achieve to be
used as privately rented accommodation. It focuses on the condition of the building
itself, but also includes all installations, fittings, fixtures, and furnishings that were
provided as part of the tenancy. Private landlords must also meet elements relating
to safety, heating, and access to common parts of a tenement.
Private landlords have a responsibility to make sure their property always meets the
Repairing Standard, i.e., at the beginning of the tenancy and thereafter during the
tenancy. This will involve carrying out all repairs necessary for the property to meet
the repairing conditions as well as repairing any damage caused during the work.
If a landlord fails to meet their Repairing Standard duties, photographic evidence is
collated and/or a physical inspection is carried out by Officers, as appropriate.
Officers then create a report, which is sent to the landlord asking for outstanding
repairs to be carried out within 30 working days.
For further information on the new Repairing Standard measures, the up to date
Repairing Standard Statutory Guidance can be accessed on the Repairing Standard:
statutory guidance for private landlords page on the Scottish Government website.
Additionally, information on the Repairing Standard can be found on the Private
landlord advice page on our website.
The repairing standard duty includes a duty to make good any damage caused by
carrying out works whilst complying with the duty. For further information on repairs,
visit the Housing and Property Chamber Repairs page.
Smoke Detectors
It is a legal requirement to have multiple smoke detectors fitted in all rented
properties. The Standard requires that all smoke and heat detectors should meet the
standard set by building regulations or be able to justify why a lesser level of
protection is appropriate in a particular house.
This means that there should be at least:
• One functioning smoke alarm in every room which is frequently used by the
occupants for general daytime living purposes (normally the living room or
lounge);
• One functioning smoke alarm in every circulation space on each storey, such
as hallways and landings, or in a main room if there is no landing on the upper
storey;
• One heat alarm in every kitchen;
• All alarms should be ceiling mounted; and
• All alarms should be interlinked.
Mains-operated alarms (with battery back-up) are permitted, and tamper
proof/sealed/long-life lithium battery alarms (for example, not PP3 type or user
replaceable) are also permitted. The expiry date should be visible on each alarm.

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Alarms should be regularly maintained and tested in accordance with the
manufacturer's instructions.
Damp and Mould
The Housing (Scotland) Act 1987, section 86 requires that any reference to a house
not meeting the Tolerable Standard or being brought up to the Tolerable Standard
must be construed accordingly, with regard to any guidance issued by the Scottish
Ministers. The Housing (Scotland) Act 2025, section 47 modifies the 1987 Act,
section 86, so that guidance issued by the Scottish Ministers may further specify the
circumstances in which a house is to be considered to be substantially free from
rising or penetrating damp for the purpose of the Tolerable Standard.
This amendment makes provision for the implementation of Awaab’s Law in the
private rented sector. The Scottish Government has committed to bringing Awaab’s
Law into force from 6 October 2026. North Ayrshire Council will continue to monitor
the development of any guidance in relation to the private rented sector and will
update this document and advice provided by the Private Sector Advice Team as
required.
As highlighted, the Scheme of Assistance links with the Council Plan, including key
activities as it relates to the priority of Climate Change, which has the strategic aim of
achieving net-zero by 2030. The Council Plan highlights that 28% of households in
North Ayrshire are in fuel poverty; this includes homes in the private sector. The
Local Housing Strategy 2023 to 2028 highlights that where people cannot afford to
heat their homes because of fuel poverty, this can in turn cause dampness and
mould. Therefore, achieving net-zero, tackling fuel poverty, and taking action to
prevent damp and mould in the private sector in North Ayrshire are interlinked.
In North Ayrshire, the Energy Smart Scheme is in place and aims to improve the
energy efficiency of privately owned properties of those on a low income by funding
and installing energy efficiency measures, e.g., loft insultation, cavity wall insulation,
LED bulbs, draft proofing, temperature controls, or electric storage heaters. While
certain income criteria must be met, the Energy Smart Scheme can be used by
where someone owns their home or if it is privately rented. This Scheme can help
address fuel poverty, thereby helping to prevent damp and mould in properties.
Further information on the energy support and advice, including the Energy Smart
Scheme, can be found on the Energy support and advice page on our website.
Housing and Property Chamber: First-Tier Tribunal
The Housing and Property Chamber can make private landlords carry out property
repairs by using different types of enforcement action. Private tenants who think that
their landlord has failed with their repairing duties will be able to apply to the First
Tier Tribunal for a decision (known as a determination).
If the complaint is deemed valid, the Housing and Property Chamber will then decide
which enforcement action to use. The Housing and Property Chamber can be
contacted directly by phone on 0141 302 5900.

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Common Repairs
A common area is any part of a building that will be used by the residents of more
than one property within a building – these are usually found in flats, terraces, and
tenement blocks. Everyone living in tenement buildings has a responsibility to keep
common areas in good condition. By law everyone living in buildings with shared
access must make sure that all escape routes are clear in the event of an
emergency. Practical steps to address this are to keep common areas free from litter
and debris and to regularly clean and maintain them.
As it relates to repairs:
• If you own your home – check what it says in the title deeds of your home,
which you can obtain from your solicitor or the Registers of Scotland. Title
deeds are legal documents that explain the responsibilities of the owner of a
property (including any responsibilities for common areas).
• If you are a tenant – check what it says in your tenancy agreement or ask
your landlord.
If there is work required to the common parts of a shared building, owners initially
should try to contact the other owners in their block with whom they share
responsibility for the upkeep of the property. However, we recognise that property
owners can experience difficulties managing common repairs. Therefore, we can
provide impartial advice on matters, including:
• Rights and responsibilities of owners
• Roles of property factors
• Setting up voluntary maintenance plans
• Tenement Management Scheme
• Resolving disputes between parties
The Private Sector Advice Team can help facilitate communication between parties
involved in common repairs. This support may include:
• Locating missing owners to ensure all parties are represented.
• Sharing quotes obtained by owners for works to keep everyone informed
and aligned.
• Discussing legal obligations with responsible parties to clarify duties and
responsibilities.
Under One Roof can also provide impartial advice on repairs and maintenance for
flat owners in Scotland. For further information, visit the Under One Roof website.
If you are still not sure who is responsible for carrying out repairs in common areas in
your building, you can ask a solicitor who deals with property law for advice. You will
have to pay for legal advice, so you should always ask for a quote of the costs
beforehand.
For further information on common areas, visit the private tenant & homeowner
advice page on our website.

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Find a Builder
While the Trusted Trader scheme does not operate in North Ayrshire, the Find a
builder page on our website provides useful information for before work starts, during
work, finishing work, and after works are done. This page lists links which can be
used to find out if someone is a member of a trade organisation and to check their
membership.
Missing Shares
Regular and planned maintenance is a cost effective and practical way of preventing
homes from falling into disrepair. Preventative maintenance, especially within older
properties, provides an ongoing mechanism for addressing minor property condition
issues. It can also reduce the frequency, and in some cases likelihood, of more high-
cost repairs emerging in the long-term.
A Missing Share is where the majority of owners in a tenement agree to a common
plan of works, but one owner is unwilling or unable to pay their share. Under the
Housing (Scotland) Act 2006, section 50, the Council may pay a missing share,
when it is satisfied that certain criteria (outlined in the 2006 Act) are met. North
Ayrshire Council implemented a Missing Shares Policy in 2019. This allows the
Council, under certain conditions, to pay the missing amount and recharge the
missing owner; a charge, with interest provision, is applied to the share to cover all
professional, administrative, and legal expenses. A standard security is put in place
to secure repayment of the debt.
To be considered for missing shares assistance, the main conditions are:
• A lead owner in the block needs to be appointed to create a maintenance
plan, set up a common maintenance account, and find quotes.
• Works must be over £500 (more than one aspect of repairs can be submitted
at the same time).
If work has commenced prior to approaching the Council, assistance through
section 50 (Missing Shares) will not be available. Assistance is not available in
retrospect.
It can sometimes be difficult to know what portion of repair works each owner is
required to pay. This information is normally set out in the title deeds of a property.
However, if the title deeds do not specify, or if different owners’ title deeds
say conflicting things, a Tenement Management Scheme can be implemented. This
was introduced under the Tenements (Scotland) Act 2014.
For further information on Tenement Management Schemes, visit the Tenement
Management Scheme page on our website. Alternatively, for further information visit
the Under One Roof website.
Additionally, the Property Factors (Scotland) Act 2011 requires the Council to act as
a Property Factor in a tenement block where at least one property is owned by the
Council. This allows the Council to action repairs to common areas. Where there is

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majority ownership within a tenement block, the Council may instruct necessary or
emergency repairs and recharge owners.
The Council will not apply the Missing Shares Policy to properties for which
the Council acts as a factor, as there is a separate debt recovery procedure
which will apply in these circumstances.
5. Policy Interventions
Overview
The Scheme of Assistance aims to encourage and support homeowners to
take responsibility for the condition of their property. The Housing (Scotland) Act
2006 sets out a range of statutory duties and additional powers for local authorities
to improve property conditions within the private sector. These are known as
‘discretionary powers.’
There are certain instances where the Council may consider taking enforcement
action. However, enforcement action will only be taken where advice and assistance
has been ineffective, where the problem has not been addressed in a reasonable
period, and after taking account of all circumstances. Advice and assistance will be
made available to all property owners served with any orders or notices. Additionally,
enforcement action will be subject to internal budget availability and the achievement
of strategic aims or objectives.
This section outlines the policy interventions and services available to help
homeowners maintain, repair, and improve their properties. North Ayrshire Council
will focus on assisting homeowners to meet their responsibilities to keep their
properties in a good state of repair.
Abandoned Tenement Buildings
Under the Tenement (Scotland) Act 2004, where a tenement property has been
unoccupied for a period over six months, any owner of the property within the
building may apply to a Sheriff for the power to sell the building. The proceeds of any
sale will be shared evenly amongst all owners.
In these cases, the Private Sector Advice Team will write to all owners within the
building to encourage responsible home ownership. Information and practical advice
will be offered as to the owner’s legal rights and responsibilities. Where there are
multiple owners within an abandoned tenement, all efforts will be made to engage
the responsible parties to carry out common repairs or take joint action to bring the
properties back into use.
In instances of an abandoned tenement block all efforts will be made to consider
alternative routes of assistance before a sale is advised. Where tenement owners
wish to consider this route, they may wish to seek independent legal advice before
proceeding.

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Abatement Notices
The Environmental Protection Act 1990, section 80 allows North Ayrshire Council to
serve notice against empty properties which are causing ‘nuisance.’ Nuisance can be
defined as properties which have a negative or harmful effect on health, for example:
• Unsanitary or filthy conditions
• Verminous or infested conditions
• Emissions of smoke, fumes, or harmful gases
• Accumulation or deposit of household waste, excessive dog fouling
An Abatement Notice instructs a homeowner to rectify the problem that is causing
nuisance and sets a time limit in which works must be completed. If an empty
homeowner fails to address the nuisance detailed in the Notice, then the Council
may choose to complete the works and recharge owners for all costs. Court action
may also be taken against the property owner.
The Private Sector Team works in partnership with Environmental Health to ensure
that properties which are a statutory nuisance are dealt with appropriately by the
owner. Environmental Health can be contacted directly by phone on 01294 324339.
Failure to comply with an Abatement Notice without reasonable excuse may lead to
prosecution through the Sheriff Court. Should a property owner be convicted of
failing to address the issues highlighted in a Notice, they may be liable for a fine of
up to £5,000. Where industrial properties fail to meet the works within a notice, this
amount may increase to up to £40,000.
For further information on Abatement Notices, visit the report a statutory nuisance
page on our website.
Closing and Demolition Orders
Under the Housing (Scotland) Act 1987, section 114 and section 115, Closing and
Demolition Orders can be served where:
• A house requires demolition as its state of disrepair is likely to deteriorate
rapidly or is a danger to the occupants.
• A building fails to meet the Tolerable Standard, and the cost of bringing the
property up to that standard would be greater than the cost of rebuilding the
property.
Closing Orders prevent a property being inhabited. Such orders can be made of
flats, where other properties within a block are habitable. Demolition Orders are
typically served on single dwelling houses, which can be demolished without
impacting on neighbouring properties. When a Demolition Order is served, the
property owner is required to organise and pay for the demolition themselves.
North Ayrshire Council retains the right to demolish a building served with a
Demolition Order itself and may do so without purchasing it. The Council also has

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the right to purchase a property issued with a Demolition or Closing Order. The
Council will identify if there is a requirement to do so, by assessing:
• The condition of the property
• The needs of the area for the provision of further housing accommodation
• Whether the house or building must remain in use as housing accommodation
Details of all notices or orders that have been complied with and/or remain extant
can be found on the Closing and Demolition Orders page on North Ayrshire Council’s
Open Data Portal.
Any decision to issue a Closing or Demolition Order within North Ayrshire is at
the discretion of North Ayrshire Council.
Compulsory Purchase Orders
A compulsory purchase order may be made when the Council needs to acquire land
for purposes that are in the public interest, but cannot reach an agreement to get the
land, or the owner cannot be traced. Examples may include bringing empty homes
back into use or for regeneration of an area.
Compulsory purchase orders will only be pursued in exceptional circumstances
where advice and assistance have been ineffective, where the problem has not been
addressed in a reasonable period, after taking account of all circumstances, and
after all attempts to reach an agreement for purchase with the owner have been
exhausted. This intervention can take a great deal of time and is resource intensive.
Local authorities must follow prescribed formal legal processes to have a compulsory
purchase authorised. While North Ayrshire Council may seek permission for such a
purchase, authorisation must ultimately come from the Scottish Ministers or UK
Ministers (if related to reserved powers).
For more information on compulsory purchase orders, visit the compulsory purchase
orders page on our website.
Dangerous Buildings
A building is considered a ‘dangerous building’ if it is a potential danger to:
• Persons in or about that building
• The public in general
• To adjacent buildings or places
North Ayrshire Council will consider a ‘Dangerous Buildings Notice’ under the
Buildings (Scotland) Act 2003, section 29, and section 30, in these instances. The
notices themselves do not require to be registered in the property register. The
Council may serve notice on the owners of properties where it is considered that the
condition of the property is likely to affect the health and safety of the public or
neighbouring properties.

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Where cases require immediate action, the Council will remove the danger as
necessary (including demolition) and, where possible, notify the owners of any
actions taken. Where a building may not pose an immediate threat, the Council will
contact the property owner and ask that the necessary works are completed. In
cases where an owner fails to carry out the works defined in the notice served, the
Council will take action to protect those at risk. The Private Sector Advice Team will
work in partnership with Building Standards to ensure the safety of anyone affected
by a potentially dangerous building.
Where a local authority carries out work in relation to dangerous buildings under the
2003 Act, sections 28 to 30, it can recover any expenses from the building’s owner.
The Buildings (Recovery of Expenses) (Scotland) Act 2014 provides for a local
authority to register a charging order against the property, setting out the repayable
amount and splitting it into annual instalments. North Ayrshire Council will reclaim
any costs and expenses incurred by the property owner.
Enhanced Enforcement Areas
The Housing (Scotland) Act 2014 allows local authorities to apply to Scottish
Ministers to designate an Enhanced Enforcement Area. This gives local authorities
greater powers to intervene in and improve private rented sector housing.
Enhanced Enforcement Area designation can only be applied for in areas where
there is a poor environmental standard, overcrowding, or a prevalence of antisocial
behaviour. At the time of reviewing the Scheme of Assistance, there are no areas in
North Ayrshire which meet these conditions.
Evacuation
North Ayrshire Council will provide advice and assistance to homeowners and
tenants who are likely to be displaced because of any intervention action, to allow
them to find suitable alternative accommodation.
Homeless Prevention in the Private Sector
Preventing homelessness and sustaining tenancies in the private rented sector is a
key focus. Working in partnership with the Housing Advice Team, Officers discuss
private sector options with applicants where appropriate and give advice on
approaching letting agents/landlords direct to negotiate deposits and rent.
Under the proposed ‘Ask and Act’ duties in the Housing (Scotland) Act 2025, public
bodies will be required to ask about a person’s housing situation early and take
meaningful action to prevent homelessness. The £4 million Test and Learn
Prevention Pilot Fund support public bodies and their third sector partners to test and
scale new approaches to early intervention.
In North Ayrshire, the ‘Early Doors’ pilot will be run by the North Ayrshire
Homelessness Task Force (members include representatives from Housing
Services, CHAP, North Ayrshire Health & Social Care Partnership, and Education
Services), with CHAP acting as the lead organisation. This work will be funded

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through the Homelessness Prevention Pilot Fund, administered by Advice Direct
Scotland on behalf of the Scottish Government. The pilot, which launched on 5
February 2026 and will operate for 12 months, will focus on supporting people earlier
in the private rented sector to try and prevent families from becoming homeless. Key
areas of focus in the pilot include:
• Strengthening tenants by holding practical workshops on finances, rights, and
responsibilities, which will provide tenants with the tools required to manage
their tenancy before issues escalate.
• Door-to-door engagement in PRS hotspots will help provide support with
problems including rising rent arrears or poor property conditions.
• For those needing additional support, CHAP will offer one-to-one
appointments in trusted venues.
This support will also be available to landlords who live in North Ayrshire. Alongside
this pilot, we will re-establish our Landlord Forum, bringing landlords together as
partners in prevention. The forum will offer space to share concerns and get clear
guidance on rights and responsibilities. Additionally, practical information sessions
will be provided to help landlords manage arrears or disputes fairly, and work with
letting agents to direct landlords to support.
The core objectives of ‘Early Doors’ are to identify and act on early signs of housing
risk; embed housing-related questions into routine service interactions across NAC
and the HSCP; create clear, simple referral pathways to CHAP for advice, advocacy,
and tenant skills workshops; strengthen landlord engagement through NAC’s
Landlord Forum; and generate robust data and learning to inform national roll-out
and guidance.
Landlord to Landlord Sales
In 2024, the Landlord-to-Landlord Sales scheme was introduced. This enables the
Council’s Private Sector Advice Team to ‘match up’ a landlord (that has sitting
tenants) with buyers. This can be for buyers who are either already in the letting
market or are looking to enter the market, with the Private Sector Advice Team
managing the exchange of information and details to facilitate direct contact between
purchaser and seller.
Selling this way has benefits for everyone involved. For tenants in particular, the
Landlord-to-Landlord Sales scheme will prevent upheaval, expense, and insecurity
of finding and moving house. Additionally, any affected children will not be uprooted
from school, friends, and family.
For further information on landlord to landlord sales, visit the private landlord advice
and support page on our website.
Housing Acquisition
North Ayrshire Council will publish its Housing Acquisition Strategy in 2026. The
Strategy will support the ambition within the Local Housing Strategy 2023 to 2028 to
bring empty homes back into use through acquisitions; the overarching aim of the

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Housing Acquisition Strategy is to increase the availability of permanent homes to
meet the affordable housing need and demand in North Ayrshire. The Housing
Acquisition Strategy will introduce expanded objectives and more flexible criteria.
The criteria for acquisitions were more limited when the Scheme of Assistance was
previously reviewed in 2019; now, long-term empty properties, where the purchase
would allow for greater local amenity and contribute to the Council’s statutory duties
and strategic objectives, will be considered. There will no longer be an absolute
requirement for these properties to be ex-local authority.
Through the Strategic Housing Investment Plan, funding has been allocated for
property acquisitions over a five-year period. These properties will be added to the
Council’s housing stock, refurbished where required, and allocated to tenants in
housing need on the North Ayrshire Housing Register.
Housing Renewal Areas
Under the Housing (Scotland) Act 2006, section 1, North Ayrshire Council may
consider designating a Housing Renewal Area if there are a significant number of
substandard houses in one area (a minimum of 50%). A Housing Renewal Area is an
area that is identified by a local authority as one where property conditions and
quality needs to be improved; it may compromise just a few properties or could cover
a larger area.
A property may be substandard if it:
• Does not have a basic level of repair and lacks important facilities such as an
indoor toilet (for example, Tolerable Standard)
• Is in a serious state of disrepair
• Needs repair and the condition is likely to worsen or could cause damage to
other premises if nothing is done to repair it
• The disrepair of a house or houses is adversely affecting the quality of the
surrounding area
The decision to declare a Housing Renewal Area will be based on the relationship
between the property and local neighbourhood, rather than a technical assessment
of property condition. Public consultation with owners of affected properties and an
‘Options Appraisal’ exercise will be undertaken before potential designation of a
Housing Renewal Area.
Maintenance Orders
Under the Housing (Scotland) Act 2006, section 42, North Ayrshire Council can serve
a Maintenance Order if an owner has not maintained a property to a reasonable
standard. This requires the owner to produce a maintenance plan that demonstrates
the works that will be carried out to improve the condition of the property. A
maintenance plan should include timescales and the costs of the work. Where a
homeowner fails to comply with a compulsory maintenance plan, the Council may
carry out the work and thereafter recover the cost from the owner.

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Pre-Tenancy Support Service
The Private Sector Advice Team offer a Pre-Tenancy Support Service for landlords,
providing free property inspections and tenancy agreement advice. The Service was
launched as part of the Scheme of Assistance review in 2019 to increase awareness
about the minimum standard of properties. The Service is targeted at new landlords
but is available for all landlords. The Service aims to take a preventative approach to
future property condition issues, improving property condition prior to tenant
occupation and improving expectations between landlords and tenants. This Service
also makes sure that landlords comply with the necessary legislation.
To increase engagement with this service, the Private Sector Advice Team will link
the Pre-Tenancy Support Service with the new Landlord to Landlord Sales initiative,
providing benefits for private sector landlords, tenants, and the Council.
Recovery of Expenses
North Ayrshire Council will seek to reclaim any costs incurred in exercising its powers
in relation to property condition through one of the following:
• Repayment charge
• Notice of recovery of expenses
• Charging order
• Notice of potential liability
The Council will consult with the owner before deciding to recover any expenses as
a single lumpsum payment or by instalments.
The Buildings (Recovery of Expenses) (Scotland) Act 2014 gives local authorities
greater powers to recover debts. Local authorities can register a charging order in
the appropriate land register, which means new and former owners will be liable if
the property changes ownership.
Voluntary Maintenance Plans
By planning maintenance work in advance, a homeowner can reduce the likelihood
of costly repairs arising. North Ayrshire Council can assist homeowners to prepare
voluntary maintenance plans for their homes. These allow maintenance work and
property condition inspections to be scheduled and include timescales and costs for
work. These plans may be particularly useful for owners of properties with common
areas to help deal with any future communal repairs and avoid potential disputes.
The Private Sector Advice Team re-launched the Voluntary Maintenance Plan
initiative in Spring 2019 to support property owners organise repairs, establish an
ongoing maintenance account, and seek a dedicated property factor where
appropriate. The Council will encourage homeowners to set up maintenance
accounts to ensure sound financial planning for future repair works. Where
necessary, we will facilitate meetings between owners to establish a maintenance
plan and account.

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Work Notices
Under the Housing (Scotland) Act 2006, section 30, North Ayrshire Council may
serve work notices on owners of properties which are sub-standard. Owners should
then arrange to carry out the work themselves. The Council can also carry out the
work if the owner agrees and at the owner’s expense; however, there is no
obligation for the Council to do this.
If the owner does not comply with the works notice within the time set out, the
Council can carry out the work and reclaim all costs from the owner. This can be
done by means of a repayment charge which is secured against the title deeds of the
property.
Where there is disrepair and a threat that the property could deteriorate and pose a
risk to public safety, a referral will be made to Building Services, and a Dangerous
Buildings Notice may be served. In these cases, action may eventually be taken to
demolish a building. 
6. Adaptation of Properties
Overview
North Ayrshire Health and Social Care Partnership (HSCP) have a responsibility to
assess a person’s needs and to arrange appropriate services. As funding is limited,
the HSCP needs to ensure that it prioritises people in the greatest need. To assist
with this, an assessment process and associated eligibility criteria has been
developed.
Individuals who require this type of assistance will undergo an assessment of need.
Access to health or social care services can be gained through any local office, with
contact details provided at the end of this document.
Assessing Need
Before making any funding available, an assessment of need will be carried out. A
suitably qualified Health & Social Care Worker (usually an Occupational Therapist or
Occupational Therapy Assistant) will work with the applicant to assist them to remain
independent within their home environment. The assessment may be carried out
over a period of time.
If an adaptation to the home is the agreed solution, the Adaptations Service will
confirm the applicant’s needs, the proposed works (subject to appropriate building
warrants and planning permission), and priority for works. Tenants will be required to
gain consent of their landlord and the consent of any other owners where the
adaptation is likely to impact on common areas of property.

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Financial Assistance
Applicants will be assisted through the grant application process to identify their
entitlement of 80% or 100% towards the cost of the adaptation. Receipt of 100% is
subject to income and benefit entitlement (or for those who can demonstrate
financial hardship and have no resources).
The benefits which mean an applicant is eligible for 100% grant are:
• Universal Credit
• Income based Jobseeker's Allowance
• Guaranteed Element of Pension Credit
• Income Related Employment and Support Allowance
Funding is available in the following situations:
• To allow access within an applicant’s home to standard amenities
• For the provision of an additional or replacement standard amenity
• For an extension or structural adaptation to allow provision of, or access to, a
standard amenity
Extensions to provide additional living/bedroom accommodation are not included
within the scope of financial assistance.
There are often conditions which may apply if applicants are awarded financial
assistance. These conditions will be discussed with the applicant in detail when a
formal financial assistance application is made.
In some circumstances it may not be possible to adapt an applicant’s current home
to meet their needs. This can happen for reasons such as:
• There is not enough space to make the necessary changes
• The way their house is built may make it very difficult or impossible to change
In some situations, other options may be suggested. All available options will be
discussed with the applicant during the assessment process.
Hardship Support
If an applicant qualifies for financial assistance (for example, 80% of the cost of
approved works) but are unable to afford the remaining 20% cost of the adaptation,
the Partnership may be able to help. This support will only be provided in exceptional
circumstances, such as:
• The applicant is already living in the most suitable type of accommodation for
their needs, and the assessing officer confirms that the adaptation proposed
would be suitable for the longer term
• The applicant’s assessed needs could only be met by staying in their current
property and having it adapted
• Moving would have a significant detrimental impact on the applicant’s health

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Each application for a hardship contribution will be judged on its own merits and due
to demand, such assistance, even in exceptional circumstances, may not be
provided.
Reinstatement of an Adapted Property
Where Scheme of Assistance grant funding is provided, the Partnership can provide
information and advice to tenants and landlords concerning reinstatement of a
property that has previously been adapted, to return that property to the original
condition (for example, before the adaptation was carried out).
Where a landlord has agreed to the adaptation but placed a condition requiring
reinstatement under the Housing (Scotland) Act 2006, section 52, the Council will
expect the landlord to firstly look for a new tenant who could make use of the
adaptations. The Partnership may be able to assist landlords to locate suitable new
tenants. If a new tenant cannot be found, in certain circumstances we will meet 80%
of reinstatement costs for those adaptations that are making it difficult to re-let the
property. The Council will not give funding for reinstatement to owner occupiers.
Assistance for Grant
Where a person is vulnerable and unable to identify assistance to progress Scheme
of Assistance applications, the Partnership will provide assistance and signposting
where required. 
7. Contacts and Feedback
General Contacts
• Private Sector Advice Team
Housing Services Private Sector Advice Team
North Ayrshire Council
Cunninghame House, 3rd Floor (East)
Irvine, KA12 8EE
Tel: 01294 324644
Email: psadvice@north-ayrshire.gov.uk
• Independent Living Service
Independent Living Service
North Ayrshire Council
Horseshoe Building, Ayrshire Central Hospital
Kilwinning Road
Irvine, KA12 8SS
Tel: 01294 400616
• Citrus Energy
Citrus Energy

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Cunninghame Housing Association
82-84 Glasgow Street
Ardrossan, KA22 8EH
Tel: 0800 221 8089
• CHAP (Community Housing Advisory Project)
The Michael Lynch Centre for Enterprise
71 Princes Street
Ardrossan, KA22 8DG
Tel: 0300 002 0002
Email: enquiries@chap.org.uk
• Energy Smart Scheme
M-Four
Tel: 0800 471 4738
Register of Interest form:
https://forms.office.com/pages/responsepage.aspx?id=YAQKsz5zrkOAMjgMBRV
JKafuRWoFvZVDgRDw-
Vb83_tUN0hZU01ISkMwTDAxQlNPRElCRzMwWVI0TC4u
• Environmental Health
Environmental Health
North Ayrshire Council
Housing & Public Protection
Environmental Health, Cunninghame House
Irvine, KA12 8EE
Tel: 01294 324339
Email: environmentalhealth@north-ayrshire.gov.uk
• Factoring Team
Property Factoring Team
Cunninghame House (2nd Floor West)
Irvine, KA12 8EE
Tel: 01294 324966
Email: factoring@north-ayrshire.gov.uk
• Housing Advice Team
Housing Advice Team
North Ayrshire Council
Galt House
31 Bank Street
Irvine, KA12 0AD
Tel: 01294 314600
• Housing and Property Chamber
First-tier Tribunal for Scotland
Housing and Property Chamber
First-tier Tribunal for Scotland
Glasgow Tribunals Centre
20 York Street
Glasgow, G2 8GT

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Tel: 0141 302 5900
Email: HPCAdmin@scotcourtstribunals.gov.uk
• Home Energy Scotland
Tel: 0808 808 2282
Website: https://www.homeenergyscotland.org/contact-us
• Landlord Accreditation Scotland
Landlord Accreditation Scotland
Hopetoun Gate, 8B McDonald Road
Edinburgh, EH7 4LZ
Tel: 0131 553 2211
Email: info@landlordaccreditationscotland.com
• Money Smart
Tel: 01294 310000 (Option 1)
Email: moneysmart@north-ayrshire.gov.uk
Website: https://www.nahscp.org/care-support-community/benefits-welfare-rights-
and-advice 
• Scottish Association of Landlords
Scottish Association of Landlords
Hopetoun Gate, 8B McDonald Road
Edinburgh, EH7 4LZ
Tel: 0131 564 0100
Email: info@scottishlandlords.com
• Under One Roof
Email: info@underoneroof.scot
Website: https://underoneroof.scot/contact-us/
Health and Social Care Partnership Local Offices
• Arran Locality
Shore Road
Lamlash
Arran, KA27 8JY
Tel: 01770 600742
• Garnock Valley Locality
Craigton Road
Kilbirnie, KA25 6LJ
Tel: 01505 684551
• Irvine and Kilwinning Locality
Bridgegate House
Irvine, KA12 8BD
Tel: 01294 310300
• North Coast Locality

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Brooksby Medical and Resource Centre
31 Brisbane Road
Largs, KA30 8LH
Tel: 01475 687592
• Three Towns Locality
The Town Hall
Countess Street
Saltcoats, KA21 5HW
Tel: 01294 310005
Feedback
Comments and views about any aspect of this document are welcomed. We also
take the opportunity to encourage local people to become involved in the planning
and delivery of housing solutions. To get in touch, please contact:
• Team Manager (Private Sector Housing)
‘Scheme of Assistance’
Freepost RTUT-LHEL-HEGJ
North Ayrshire Council
Housing Services Private Sector Advice Team
Cunninghame House, 3rd Floor (East)
Irvine, KA12 8EE
Tel: 01294 324644
Email: psadvice@north-ayrshire.gov.uk
This document is available in other formats such as audio tape, CD, Braille, large
print, and other languages on request.

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Version: 7.0
North Ayrshire Council
Equality & Children’s Rights Impact Assessment
(Full Form) 
Please Note: Before you begin, is this version the most up to date?  You can
download the most recent version on Connects. Screenings and ECRIAs should be
included with relevant Committee Reports and may be published on our website.
Introduction 
This form will assist in carrying out an Equality Impact Assessment and where
appropriate, Socio-Economic, Children’s Rights, Island Communities and
Consumer Duty Impacts of new, revised and existing policies and practices.
Guidance on how to complete assessments is given in the Council’s Equality and
Children’s Rights Impact Assessment Toolkit. 
The form is mandatory and must be published on the Council website once the
policy or practice has been approved.
1. General Details
1.1 Directorate/Service: Communities and Housing 
Section: Housing Services
1.2 Name of Policy, Practice of Proposal being assessed:
Scheme of Assistance
Please delete whichever statements are not applicable from the highlighted
text below:
This is an existing proposal (being reviewed). 
Please insert Budget Reference number (if applicable)
1.3 List of participants in the assessment 
• Charlotte Steele (Policy Officer, Housing Strategy)
• Emma Anderson (Team Manager, Private Sector Housing) 
• Katie Bell (Team Manager, Housing Strategy) 
1.4 Manager responsible for the impact assessment 
Name: Katie Bell  Designation: Team Manager (Housing Strategy)
1.5 Timetable (should be started during the development phase of the
proposal)
Date Assessment Started: 08/01/2026

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Version: 7.0
Interim Review Date: Not applicable
Final sign off by Head of Service at the end of the form.
2. Aims and Relevance 
2.1 What is the purpose of the policy practice or proposal?
To review and refresh the Scheme of Assistance. The Scheme of Assistance is
required under the Housing (Scotland) Act 2006, section 72. Under section 72,
local authorities may revise or replace such a statement. The Scheme of
Assistance was last reviewed and refreshed in 2019.

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Version: 7.0
3. Equality and Diversity
3.1 What evidence were you able to access about the relevant needs of
protected groups as outlined in section 3.3 below (Please include your
sources – links to equality providers and evidence can be found in both the
toolkit and the Promoting Equality Page on Connects). 
• Officer knowledge and experience
• Scheme of Assistance 2019
• Local Housing Strategy 2023 to 2028 and Action Plan
• Legislation – Housing (Scotland) Act 2006, Housing (Scotland) Act 2025,
Housing (Scotland) Act 1987, Property Factors (Scotland) Act 2011,
Tenements (Scotland) Act 2004, Environmental Protection Act 1990,
Buildings (Scotland) Act 2003, Buildings (Recovery of Expenses) (Scotland)
Act 2014, and the Housing (Scotland) Act 2014.
• Landlord to Landlord Sales scheme
• Scottish Government publications (Tolerable Standard, Repairing
Standard)
• North Ayrshire Council website webpages
• North Ayrshire Council staff training
• GIRFEC
• UN Convention on the Rights of the Child (summary version)
• European Convention on Human Rights
• National Records of Scotland Council area profile: North Ayrshire
• Consumer Scotland guidance
• Council Tax information
• Equality and Human Rights Commission (The Public Sector Equality Duty) 
3.2 Are there any gaps in your evidence or areas of uncertainty? 
As any information and advice, practical assistance, or potential financial
assistance will mainly be as a result of approaches from those in the private
sector, approaches are on an ‘as and when’ basis and it will therefore not be
possible to predict who would be affected and to what degree, based on their
individual circumstances. Therefore, there has been no direct engagement with
private homeowners, private tenants, or the wider public in relation to the
Scheme of Assistance. 
3.3 From the list of protected characteristic groups identified in section 3.3, please
identify any potential positive and negative impacts on any of these
protected characteristics.

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
Age - Older people,
children and young
people – please identify
which categories will be
affected
Yes
Those who may be affected by the
Scheme of Assistance include older
people, children, and young people.
The Scheme of Assistance has
potential positive impacts for people
of all ages in North Ayrshire,
through policy interventions that aim
to improve property conditions in the
private sector. Generally, this could
have positive impacts on the overall
environment, damp and mould, and
safety. 
While the Scheme of Assistance
does not determine service
provision according to age, it is
anticipated that it will lead to positive
impacts on children and young
people, by improving property
condition and ensuring properties
meet the Repairing Standard and
the Tolerable Standard. There is an
evidential link between quality of
housing and educational attainment
in children which will also potentially
have a positive impact on children
and young people. 
The Scheme of Assistance also
refers to, and will also be updated
as required to reflect the
introduction of, Awaab’s Law in the
private sector, which is aimed at
tackling damp and mould in
properties. Additionally, the
Landlord-to-Landlord Sales initiative
was introduced in 2024, matching
up landlords with current sitting
tenants to buyers. This may have a
positive impact for any affected
young people who will not be
uprooted from school, friends, and
family.

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral) 
As the Scheme of Assistance
outlines the information and advice,
practical assistance, and financial
assistance (to cover some or all of
the costs of eligible adaptations to
private properties) available to
people, this may have a positive
impact on older people, who may be
more likely to contact with inquiries
regarding adaptations to their
property. However, this could also
benefit young people who require
adaptations. 
In relation to adaptations, provision
is based on who has the greatest
need – this is due to funding
limitations. The Scheme of
Assistance outlines that individuals
who require this type of assistance
will undergo an assessment of
need. While this may negatively
impact accessibility to the Scheme
of Assistance, this is to ensure that
those with the greatest need can
benefit from the provision of
services.
Disability - Physical
and Learning
Yes
As the Scheme of Assistance
outlines the information and advice,
practical assistance, and financial
assistance (to cover some or all of
the costs of eligible adaptations to
private properties) available to
people, this may have a positive
impact on people with disabilities
who may require adaptations to their
property. Again, provision is based
on who has the greatest need – this
is due to funding limitations. The
Scheme of Assistance outlines that
individuals who require this type of

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
assistance will undergo an
assessment of need. While this may
negatively impact accessibility to the
Scheme of Assistance, this is to
ensure that those with the greatest
need can benefit from the provision
of services. 
Additionally, as noted above and in
line with the LHS 2023 to 2028
Action Plan, members of staff from
Housing Services participated in an
Introduction to Neurodiversity
training event. The reviewed version
of the Scheme of Assistance will be
available in a format that is suitable
for people with literacy and/or
sensory communication issues,
complying with the Council’s
accessibility requirements for
documents as required.
Gender reassignment -
When a person is living
in a gender other than
their birth gender.
No No comment. 
Pregnancy and
Maternity
No No comment. 
Race, ethnicity,
colour, nationality or
national origins
(including gypsy/
travellers, refugees and
asylum seekers)
No No comment. 
Religion or belief
(includes religious and
No No comment.

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
philosophical beliefs,
including no belief)
Sex - Women and Men No No comment.
Sexual Orientation –
such as lesbian, gay
and bisexual people.
No No comment.
Marriage and Civil
Partnership - this
includes same sex
couples
No No comment.
Human Rights  Yes
The Scheme of Assistance may
broadly relate to Article 8 (Right to
respect for private and family life),
however, Article 1 Protocol 1 (Right
to peaceful enjoyment of your
property) may also relate broadly
and in specific circumstances, e.g.,
as it relates to Closing and
Demolition Orders, Compulsory
Purchase Orders, and Dangerous
Buildings. However, while these
interventions may negatively impact
peoples’ human rights, they may
also have positive impacts on the
general environment, health, and
safety of others. 
Closing and Demolition Orders
The Scheme of Assistance could
negatively impact people’s human
rights in relation to their property,
because of Closing and Demolition
Orders. Closing Orders prevent a
property from being inhabited and
Demolition Orders can require
owners to pay for the demolition of
their property, or the property can

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
be demolished by the Council
without purchase. The Council may
also purchase a property issued
with a Demolition or Closing Order. 
Compulsory Purchase Orders
The Scheme of Assistance could
negatively impact people’s human
rights in relation to their property,
because of Compulsory Purchase
Orders. A Compulsory Purchase
Order may be made when the
Council needs to acquire land for
purposes that are in the public
interest, but cannot reach an
agreement to get the land, or the
owner cannot be traced. However,
Compulsory Purchase Orders will
only be pursued in exceptional
circumstances. North Ayrshire
Council must follow prescribed
formal legal processes, and
authorisation must ultimately come
from the Scottish Ministers or UK
Ministers (if related to reserved
powers). This is stated in the
Scheme of Assistance. 
Dangerous Buildings
The Scheme of Assistance could
negatively impact people’s human
rights in relation to their property, as
it relates to Dangerous Buildings.
Where a building is considered a
‘dangerous building’ the Council will
consider a Dangerous Buildings
Notice. Where cases require
immediate action, the Council will
remove the danger as necessary
(including via demolition) and,
where possible, notify the owners of
any actions taken. Where a building
may not pose an immediate threat,

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
the Council will contact the property
owner and ask that the necessary
works are completed. In cases
where an owner fails to carry out the
works defined in the notice served,
the Council will take action to
protect those at risk. 
However, while there is a potential
for these interventions to negatively
impact peoples’ human rights, the
Council has robust processes in
place to ensure that the right to
protection of property is not
breached. Closing and Demolition
Orders, Compulsory Purchase
Orders and Dangerous Buildings
Notices are only utilised where it is
lawful and in the public interest to do
so. Accordingly, the overall impact
on human rights is considered to be
positive.
Care Experienced -
This term refers to
anyone who is currently
in care or has been for
any length of time
regardless of their age
and includes Kinship
Care (other family
members); Looked
After at Home (with
support from social
work); Residential
Care; Foster Care;
Secure Care;
Adoption. 
No
It is not anticipated that the Scheme
of Assistance will have a specific
impact on care experienced people –
however, impacts on children and
young people are identified above.
These would apply to any children
and young people who are care
experienced.

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Protected
Characteristic 
Impact on the
Protected
Characteristic?
(yes, no, not
applicable) 
Please Explain (Positive or
Negative or Neutral)
Other - Homelessness,
ex-offenders, carers,
part-time workers
Yes
The Landlord-to-Landlord Sales
initiative matches up landlords with
current sitting tenants to buyers. This
can have positive impacts on buying
and selling landlords, tenants, the
Council, and the environment, but for
tenants in particular, the initiative will
prevent upheaval, expense and the
insecurity associated with finding
and moving house. This may
positively impact tenants, by
preventing them from becoming
homeless. Additionally, the Scheme
of Assistance highlights the ‘Early
Doors’ Pilot Project, which focuses
on providing earlier support to people
in the private rented sector, where
many households in North Ayrshire
face the real risk of losing their home.
The aim of the project is to have a
positive impact on homelessness in
North Ayrshire, taking a preventative
approach focused on early
intervention. 
3.4 Describe any consultation or engagement undertaken, including details of
the groups involved and the methods used.
As noted above, there has been no direct engagement with private homeowners,
private tenants, or the wider public in relation to the Scheme of Assistance. This
is because of the scope of consultation that would be required; as of April 2025,
of the approximately 70,600 properties in North Ayrshire, approximately 8,300 of
these are owned by private landlords and 43,700 are owner-occupied. However,
the following services were consulted on the draft document of the Scheme of
Assistance, with amendments made to the draft document following feedback: 
• Private Sector Advice Team
• North Ayrshire Health & Social Care Partnership
• Property Management & Investments (including Factoring)
• Housing Operations
• Protective Services

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• Additionally, the Team Manager (Homeless Prevention and Advice) was
contacted for input in relation to the section on Homelessness Prevention in
the Private Sector.
Questions 3.5 to 3.7 refer to the ‘Three Key needs (or aims) of the Equality Duty’
3.5 Which aspects of the policy eliminate unlawful discrimination,
harassment and victimisation?
It is not anticipated that the Scheme of Assistance will unlawfully discriminate,
cause harassment, or result in victimisation to any specific group. 
Adaptations
In relation to adaptations, there are aspects of the Scheme of Assistance which
may help prevent unlawful discrimination and victimisation.
As funding is limited, the HSCP needs to ensure that it works with people in the
greatest need. To assist with this, an assessment process and associated
eligibility criteria has been developed. Individuals who require this type of
assistance will undergo an assessment of need; a suitably qualified Health &
Social Care Worker (usually an Occupational Therapist or Occupational Therapy
Assistant) will work with applicants to assist them to remain independent within
their home environment. The assessment may be carried out over a period of
time. 
Additionally, Applicants will be assisted through the grant application process to
identify their entitlement of 80% or 100% towards the cost of the adaptation.
Receipt of 100% is subject to income and benefit entitlement (or for those who
can demonstrate financial hardship and have no resources). The Scheme of
Assistance details the benefits which mean an applicant is eligible for 100%
grant.
Funding is available in the following situations:
• To allow access within an applicant’s home to standard amenities.
• For the provision of an additional or replacement standard amenity.
• For an extension or structural adaptation to allow provision of, or access
to, a standard amenity.
Extensions to provide additional living/bedroom accommodation are not included
within the scope of financial assistance. 
In some circumstances it may not be possible to adapt an applicant’s current
home to meet their needs, e.g., there is not enough space to make the necessary
changes or the way their house is built may make it very difficult or impossible to
change. In some situations, other options may be suggested. All available
options will be discussed with applicants during the assessment process.
Lastly, if an applicant qualifies for financial assistance (for example, 80% of the
cost of approved works) but are unable to afford the remaining 20% cost of the

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adaptation, the Partnership may be able to help. This support will only be
provided in exceptional circumstances, such as:
• The applicant is already living in the most suitable type of accommodation
for their needs and the assessing officer confirms that the adaptation
proposed would be suitable for the longer term.
• The applicant’s assessed needs could only be met by staying in their
current property and having it adapted.
• Moving would have a significant detrimental impact on the applicant’s
health.
Each application for a hardship contribution will be judged on its own merits and
due to demand, such assistance, even in exceptional circumstances, may not be
provided. Where a person is vulnerable and unable to identify assistance to
progress Scheme of Assistance applications, the Partnership will provide
assistance and signposting where required.
Therefore, this approach may contribute to preventing unlawful discrimination
and victimisation, by assisting applicants through the adaptations process,
supporting access to adaptations via funding, and ensuring people in receipt of
certain benefits do not face financial barriers to accessing adaptations they need.
Additionally, efforts are made, where possible, to support people who require
adaptations to remain in their home – this aligns to one of the key purposes of
the Scheme of Assistance to “help older people and people with accessibility
needs, who are living in the private sector, carry out adaptations which enable
them to live in their homes for as long as they choose to do so.”
3.6 Which aspects of the policy advance equality of opportunity between
people who share a relevant protected characteristic and those who do
not?
Advancing equal opportunities means removing or reducing the disadvantage
that people with protected characteristics face; taking steps to meet the specific
needs of people with protected characteristics; and encouraging people with
protected characteristic to participate fully in all activities, especially where they
are underrepresented.
The Scheme of Assistance will contribute to older people and people with
disabilities living in their homes for as long as possible. As a result, this is likely
to advance equality of opportunity between people who share relevant
protected characteristics and those who do not by removing or reducing a
disadvantage that people with a protected characteristic may face, i.e., by being
enabling them to stay in a home of their choosing for as long as they choose to
do so.
The Scheme of Assistance also highlights that the Private Sector Advice Team
work with those in the private sector to provide services that meet their needs,
making any necessary adjustments when communicating with customers, e.g.,
by providing a choice between email and telephone communication, making
home visits, and providing documents in easy read formats on request. This
ensures the Council takes steps to meet the specific needs of people with

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protected characteristics, by providing equal access to services/service
provision for everyone who requires practical advice and information in relation
to the private sector.
3.7 Which aspects of the policy foster good relations between people who
share a protected characteristic and those who do not? (Does it tackle
prejudice and promote a better understanding of equality issues).
Fostering good relations means taking action to reduce prejudice and increase
understanding between different groups of people. 
The Scheme of Assistance promotes a better understanding of equality issues
in the private sector, referencing Housing to 2040, the national policy document
for housing in Scotland, which highlights that, “People with learning disabilities
and autistic people tell us that they want to be treated with dignity and respect by
services, including housing, that are able to identify and be responsive to their
needs. They say that good quality and timely housing advice and support
services are as important as accessibility in supporting them to live
independently in a home of their choice within their community.”
Additionally, in line with the LHS 2023 to 2028 Action Plan, members of staff from
Housing Services participated in an Introduction to Neurodiversity training event.
The reviewed version of the Scheme of Assistance will be available in a format
that is suitable for people with literacy and/or sensory communication issues,
complying with the Council’s accessibility requirements for documents as
required.
As previously highlighted, the Private Sector Advice Team work with those in the
private sector to provide services that meet their needs, making any necessary
adjustments when communicating with customers.
3.8 If you have identified any negative impacts of your proposal how will you
mitigate these?
Negative impacts that have been identified cannot be mitigated insofar as they
relate to funding limitations. Additionally, where negative impacts have been
identified in relation to human rights, North Ayrshire Council will carefully
consider and assess any intervention, complying with applicable legislation. As
previously highlighted, in the case of Compulsory Purchase Orders, the Council
must follow prescribed formal legal processes, and authorisation must ultimately
come from the Scottish Ministers or UK Ministers (if related to reserved powers).
Compulsory Purchase Orders will only be pursued in exceptional circumstances
where advice and assistance have been ineffective, where the problem has not
been addressed in a reasonable period, after taking account of all circumstances,
and after all attempts to reach an agreement for purchase with the owner have
been exhausted.
3.9 Is the policy or practice intended to promote equality by permitting
positive action or lead to positive outcomes for people based on a
protected characteristic?

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No – the Scheme of Assistance mainly relates to property condition and
adaptations in the private sector, although overviews of initiatives relating to
homeless prevention are included within the document. However, it may lead to
positive outcomes for people with protected characteristics where property
condition is improved, adaptations are provided, or homelessness is prevented.

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4. Section 4 – The Fairer Scotland Duty 
The Fairer Scotland Duty (‘the Duty’), Part 1 of the Equality Act 2010 places a legal
responsibility on the Council to actively consider (‘pay due regard to’) how we can
reduce inequalities of outcome caused by socio-economic disadvantage when
making decisions. 
4.1 Does the proposal have the potential to have a significant impact on
inequalities of outcome caused by socio-economic disadvantage?
(Consider low income; low wealth; material deprivation; area deprivation;
communities of place or interest, socio-economic background).
Yes, the proposal does have the potential to have a significant impact on
inequalities of outcome caused by socio-economic disadvantage.
If Yes please provide more information under any of the below headings (4.2 to
4.6) which are relevant, highlighting any evidence and sources of evidence
used to inform your information. 
4.2 Low Income/Income Poverty: Cannot afford to maintain regular payments
such as bills, food and clothing
The Scheme of Assistance does not include any proposals to assist people who
cannot afford to maintain regular payments such as bills, food, and clothing.
However, it is operational practice that where a private sector tenant or
homeowner contacts the Private Sector Advice Team and indicates they have
difficulty maintaining regular payments such as bills, food, and clothing, Officers
would refer the individual to Money Matters. As a result of this impact
assessment, the contact details of Money Smart have been added to the Scheme
of Assistance. 
In addition, details of the Energy Smart Scheme were added to the draft Scheme
of Assistance in January 2026 following a review of the draft. The Energy Smart
Scheme aims to improve the energy efficiency of privately owned properties of
those on a low income by funding and installing energy efficiency measures, e.g.,
loft insultation, cavity wall insulation, LED bulbs, draft proofing, temperature
controls, or electric storage heaters. While certain income criteria must be met,
the Energy Smart Scheme can be used by where someone owns their home or
if it is privately rented. This Scheme can help address fuel poverty, thereby
helping to prevent damp and mould in properties. There is a link to the Energy
Smart Scheme page on the North Ayrshire Council website as well as details
included in the Contacts and Feedback section. 
While the Scheme of Assistance does not directly refer to the Energy Support
Grant, the link provided to the Energy Smart Scheme page on North Ayrshire
Council’s website details information regarding the Energy Support Grant, which
is part of the Energy Smart Scheme. The grant is available to support utility
payments and help lift residents out of fuel debt. It also supports households in
receipt of benefits living in a property with a pre-payment meter.

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4.3 Low/and or no wealth: Having enough money to meet basic living costs
and pay bills but have no savings to pay for any unexpected spends and
no provision for the future.
The Scheme of Assistance has the potential to have positive impacts on people
who have low incomes and low wealth, e.g., by providing information and advice,
practical assistance, and financial assistance where internal budgets allow. 
In relation to adaptations, provision is based on who has the greatest need – this
is due to funding limitations. The Scheme of Assistance outlines that individuals
who require this type of assistance will undergo an assessment of need.
However, as regards financial assistance, applicants in receipt of: Universal
Credit, Income based Jobseeker’s Allowance, Guaranteed Element of Pension
Credit, and Income Related Employment and Support Allowance, are eligible for
100% grant, i.e., the full cost of their adaptation will be covered. 
Other applicants will be entitled to 80% grant; however, those who can
demonstrate financial hardship and who have no resources may also be eligible
for 100% grant. This can help reduce the health inequalities of those in poverty
and reduce inequalities of outcome caused by socio-economic disadvantage. It
should be noted that financial assistance for aids and adaptations in the private
sector falls under the remit of the Health & Social Care Partnership.
4.4 Material Deprivation: Being unable to access basic goods and services,
i.e. financial products like life insurance, repair/replace broken electrical
goods, warm home, leisure/hobbies
The Scheme of Assistance emphasises that the two key purposes of the
document are to:
• Address disrepair in private sector homes by encouraging landlords and
homeowners to recognise that they have primary responsibility for
maintaining their properties. 
• Help older people and people with accessibility needs, who are living in
the private sector, carry out adaptations which enable them to live in their
homes for as long as they choose to do so. 
Where private sector homeowners contact the Private Sector Advice Team and
indicate they have difficulty maintaining a warm home, it is operational practice
that Officers would refer the individual to Citrus Energy or Home Energy Scotland
– the contact details of both organisations are included within the Scheme of
Assistance.
Where a private tenant contacts the Private Sector Advice Team and indicates
difficulties with broken electrical goods or maintaining a warm home, Officers
would refer to the Repairing Standard and Tolerable Standard (as appropriate)
as detailed in the Scheme of Assistance. The Private Sector Advice Team will
assess properties to determine if they meet the Tolerable Standard, as detailed
in the Scheme of Assistance. Officers will then create a report, which will be sent
to the landlord asking for the repairs to be carried out within 30 working days. If
the works are not completed within this timeframe, the landlord may be referred

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to the Licensing Committee which could ultimately result in de-registration. A
Rent Penalty Notice may also be issued, which prevents landlords from taking
rent and means a landlord commits a criminal offence if they continue to let the
property.
Additionally, if a landlord has failed to meet their Repairing Standard duties,
photographic evidence is collated and/or a physical inspection is carried out by
Officers, as appropriate. Officers will then create a report, which will be sent to
the landlord asking for outstanding repairs to be carried out within 30 working
days.
As noted above, details of the Energy Smart Scheme were added to the draft
Scheme of Assistance in January 2026 following a review of the draft.
4.5 Area Deprivation: Where you live (rural areas), where you work
(accessibility of transport.
Not applicable.
4.6 If impacts have been identified how will these be mitigated or explored in
more detail? (please outline below)
These impacts are positive impacts, and so no mitigation is required.

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Section 5 – Children’s Rights 
When considering the Children’s Right’s Impact process, some of the key
considerations include any evidence, research and consultation (specifically
including any consultation or engagement with young people).
5.1 Are any Children’s Rights impacted by this proposal? (please refer to
Appendix 1 of this document, where the Children’s Rights Articles have
been matched against the Getting It Right For Every Child (GIRFEC)
wellbeing indicators. This is solely to make it easier to identify which
rights might be impacted on; the Rights are the key element of this
section). 
Yes, there are Children’s Rights impacted by this proposal.
5.2 Please indicate, if possible, how many children and young people
(nearest estimate) are likely to be affected by the policy or measure?
As any information and advice, practical assistance, or potential financial
assistance will mainly be as a result of approaches from those in the private
sector, approaches are on an ‘as and when’ basis and it will therefore not be
possible to predict who would be affected and to what degree, based on their
individual circumstances. As noted above, of the approximately 70,000
properties in North Ayrshire, approximately 8,300 of these are owned by private
landlords and 43,700 are owner-occupied. It is unknown how many children
reside in these properties. However, as of 2024 there are 20,897 children aged
0 to 15 in North Ayrshire (National Records of Scotland). 
5.3 Are some children and young people more likely to be affected than
others?
Please delete whichever statement is not applicable from the highlighted
text below:
Yes, some children and young people are more likely to be affected than
others.
If, Yes what groups? (Consider protected characteristics – for example
disabled young people, LGBT etc.)
Disabled children; children who live in the private sector i.e., if their
parents/caregivers are private renters or owner occupiers; children who live in
properties in poor condition, e.g. damp, mould, and/or disrepair; children at risk
of homelessness; and children who live in poverty (low income/wealth/fuel
poverty). 
5.4 What Children’s Rights are likely to be affected by the policy/proposal?
Please refer to Table 2 (Appendix 1) ‘Links between Wellbeing Indicators and
Articles of the UNCRC’ and insert the relevant rights and indicators in the table
below.

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Wellbeing indicator (for
example, safe, healthy etc.)
Children’s Right (for example, 22 –
refugee children)
Healthy, Nurtured, Active,
Included
Article 6 (Life, survival, and development);
Article 24 (Health and health services);
Article 23 (Children with disabilities);
Article 26 (Social security); Article 27
(Adequate standard of living).
5.5 What likely impact will the policy/proposal have on Children’s Rights and
Wellbeing? Either Positive, Negative or Neutral.
Children Rights  
While the Scheme of Assistance does not determine service provision according
to age, it is anticipated that the interventions and initiatives therein will lead to
positive impacts on children and young people, e.g.: 
• The Landlord-to-Landlord Sales initiative, which matches up landlords
with current sitting tenants to buyers, will benefit any affected young
people who will not be uprooted from school, friends, and family. 
• The Early Doors Pilot Project, through which earlier support will be
provided to people in the private rented sector, where many households
in North Ayrshire face the real risk of losing their home. This will benefit
any households with children. 
• Additionally, the Scheme of Assistance contains a section on damp and
mould, which provides an overview of the introduction of ‘Awaab’s Law’ to
the private rented sector, through provisions in the Housing (Scotland) Act
2025. While Awaab’s Law has not yet been implemented, through the
Scheme of Assistance, the Council commits to continue to monitor the
development of any guidance in relation to the private rented sector and
will update the draft document and advice provided by the Private Sector
Advice Team as required.
Other Protected Characteristics
The Scheme of Assistance may have positive impacts on disabled children;
children who live in the private sector (if their parents/caregivers are private
renters or owner occupiers); children who live in properties in poor condition, e.g.
damp, mould, and/or disrepair; children at risk of homelessness; and children
who live in poverty (low income/wealth/fuel poverty).
5.6 Describe any consultation or engagement that has taken place with
young people?
There has been no direct consultation with young people, as any impact from the
Scheme of Assistance (although identified as positive) is an indirect

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consequence of policy interventions and initiatives, rather than being the purpose
of interventions and initiatives.
5.7 If negative impacts are identified how will these be mitigated either fully
or in part?
Broadly, no negative impacts have been identified. However, if a child requires
an adaptation to their home, it has been noted that provision is based on who
has the greatest need – this is due to funding limitations. The Scheme of
Assistance outlines that individuals who require this type of assistance will
undergo an assessment of need. While this may negatively affect access to the
Scheme of Assistance, this is to ensure that those with the greatest need can
benefit from the provision of services.

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6. Section 6 – Island Communities Impact (or Island
Proofing)
Island Proofing is about considering the particular needs and circumstances of island
communities when public sector organisations exercise their functions and make
decisions. This has been added to the process of assessing the Council Plan and
includes a range of issues such as access to services, digital connectivity,
employment and access to education, transport and access to goods and services.
6.1 Do the intended outcomes of the proposal potentially differ or have a
different impact for our Island Communities?
No, the intended outcomes of the proposal do not potentially differ or have a
different impact for our Island Communities.
6.2 Please describe the potential impacts for our Island Communities.
The Scheme of Assistance has not identified unique impacts faced specifically
by our islands. Some policy interventions will be specifically tailored to our
islands, to ensure our islands communities enjoy the same opportunities as those
living on the mainland.
6.3 Please explain if the impacts are different for communities on different
islands?
Not applicable.
6.4 What consultation or engagement has taken place with our Island
Communities?
There has been no direct consultation with island communities, as the Scheme
of Assistance will apply uniformly across North Ayrshire.
6.5 How will you address any potential barriers or wider impacts for our
Island Communities as identified through this assessment? 
Not applicable.

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7. Section 7 – The Consumer Duty 
The Consumer Duty is about the impact of Council proposals on consumers in
Scotland. A Consumer is an individual or a small business that purchases, uses or
receives goods or services in Scotland, that are supplied either by a business or a
public body – please see What is the Consumer Duty.
7.1 Will your proposal impact on consumers?
Please delete whichever statement is not applicable from the highlighted text
below:
Yes, the proposal will impact on consumers.
7.2 What are the impacts, if any, on consumers in general? Is it likely that
consumers will experience harm because of this proposal? 
The consumer duty was introduced under section 21 of the Consumer Scotland
Act 2020 and is made up of four statutory requirements:
• When making decisions of a strategic nature, a relevant public authority
must have regard to the impact those decisions have on consumers.
• When making decisions of a strategic nature, a relevant public authority
must have regard to the desirability of reducing harm to consumers.
• A relevant public authority must publicise information about the steps it
has taken to meet the duty.
• A relevant public authority must have regard to the guidance issued by
Consumer Scotland.
Consumer Scotland’s guidance on the Consumer Duty notes that it is for each
individual public authority to determine if a decision is of a strategic nature. The
duty applies to any changes or reviews of decisions. 
The Scheme of Assistance is a document which may impact on consumers
(individuals who use or receive goods or services, supplied by North Ayrshire
Council under the Scheme of Assistance). This is because the Scheme of
Assistance sets out the supports that will be provided to landlords, tenants, and
owners within the private housing sector to improve property condition and make
adaptations to facilitate independent living.
As it relates to reducing harm, e.g., situations that cause consumers stress, cost
them money, or take up their time, it is anticipated that the Scheme of Assistance
will have positive impacts for consumers. Consumer Scotland’s guidance notes
that the consumer principles provide a framework to understand consumer needs
and outcomes and how to minimise harm and maximise value and benefits to
consumers. Considering the seven principles can help public authorities meet
their consumer duty requirements to have regard to the impact on consumers
and to the desirability of reducing harm to consumers when making strategic
decisions. The seven consumer principles are: access, choice, safety,
information, fairness, representation, and redress.

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The refreshed Scheme of Assistance supports the delivery of the Consumer Duty
based on the seven consumer principles. Brief explanations for identified impacts
are provided below.
Landlord to Landlord Sales – No fee is charged for Landlord to Landlord Sales.
For selling landlords, benefits include no lost rental, void time, or council tax levy
charges while the property is empty; no need to serve a notice to leave or apply
to the Housing and Property Chamber and property can be sold quickly; and no
marketing or house clearance costs, not having to worry about making sure the
tenants belongings are out of the property. For buying landlords, benefits include
no search for a tenant or need to do a new lease agreement or certificates as
existing one’s transfer and no lost rental or requirement for refurbishment. For
tenants, benefits include no upheaval, expense or insecurity of finding and
moving house and no uprooting children from school, friends and family.
Information on this service is available on the North Ayrshire Council website and
in the refreshed Scheme of Assistance.
The Early Doors Pilot Project – Under the proposed ‘Ask and Act’ duties in the
Housing (Scotland) Act 2025, public bodies will be required to ask about a
person’s housing situation early and take meaningful action to prevent
homelessness. The £4 million national Test and Learn Prevention Pilot Fund
supports public bodies and their third sector partners to test and scale new
approaches to early intervention. In North Ayrshire, the ‘Early Doors’ pilot is being
managed by the North Ayrshire Homelessness Task Force (Task Force
members include representatives from Housing Services, CHAP, North Ayrshire
Health & Social Care Partnership, and Education Services), with CHAP acting
as the lead organisation. This pilot focuses on providing earlier support to people
in the private rented sector, where many households in North Ayrshire face the
real risk of losing their home. No fee is charged for accessing the pilot.
Pre-tenancy support service – No fee is charged for the pre-tenancy support
service. This service provides landlords with free property inspections and
tenancy agreement advice, acting as a preventative approach to future property
condition issues. This service is designed to help landlords get the best from their
properties. It also makes sure that they comply with the necessary legislation.
Information on this service is available on the North Ayrshire Council website and
in the refreshed Scheme of Assistance.
Missing shares – A missing share is where a majority of owners in a tenement
agree to a common plan of works, however, one owner is unwilling or unable to
pay their share. The Missing Shares Policy will allow the Council (under certain
conditions) to pay the missing amount and recharge the missing owner. Regular
and planned maintenance is a cost effective and practical way of preventing
homes from falling into disrepair. Preventative maintenance, especially within
older properties, provides an ongoing mechanism for addressing minor property
condition issues. It can also reduce the frequency, and in some cases likelihood,
of more high-cost repairs emerging in the long-term. Information on this service
is available on the North Ayrshire Council website and in the refreshed Scheme
of Assistance.

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Adaptations – North Ayrshire Health and Social Care Partnership have a
responsibility to assess a person’s needs and to arrange appropriate services.
However, as funding is limited, the HSCP needs to ensure that it works with
people in the greatest need. To assist with this, an assessment process and
associated eligibility criteria has been developed. Before making any funding
available, an assessment of need will be carried out by a suitably qualified Health
& Social Care Worker (usually an Occupational Therapist or Occupational
Therapy Assistant).
Applicants will be assisted through the grant application process to identify their
entitlement of 80% or 100% towards the cost of the adaptation. Receipt of 100%
is subject to income and benefit entitlement (or for those who can demonstrate
financial hardship and have no resources). If an applicant qualifies for financial
assistance (for example, 80% of the cost of approved works) but are unable to
afford the remaining 20% cost of the adaptation, the Partnership may be able to
help. This support will only be provided in exceptional circumstances, detailed in
the Scheme of Assistance. 
Where Scheme of Assistance grant funding is provided, the Partnership can
provide information and advice to tenants and landlords concerning
reinstatement of a property that has previously been adapted, to return that
property to the original condition (for example, before the adaptation was carried
out). Where a landlord has agreed to the adaptation but placed a condition
requiring reinstatement under the Housing (Scotland) Act 2006, section 52, the
Council will expect the landlord to firstly look for a new tenant who could make
use of the adaptations. The Partnership may be able to assist landlords to locate
suitable new tenants. If a new tenant cannot be found, in certain circumstances
we will meet 80% of reinstatement costs for those adaptations that are making it
difficult to re-let the property. The Council will not give funding for reinstatement
to owner occupiers. 
Where a person is vulnerable and unable to identify assistance to progress
Scheme of Assistance applications, the Partnership will provide assistance and
signposting where required. Information on equipment and adaptations is
available on the North Ayrshire Health and Social Care Partnership’s website.
7.3 Describe the impacts if any, on consumers in vulnerable circumstances.
Is it likely that consumers in vulnerable circumstances* will experience
harm because of this proposal? (please include any relevant evidence or
engagement with consumers)
*Vulnerable circumstances may be temporary in nature and may or may not
arise as a resulted of a consumer’s protected characteristics. For more
information, please see page 31 of Consumer Scotland’s draft guidance on the
consumer duty.
There are no anticipated negative impacts on vulnerable consumers, defined as
consumers who as a result of socio-demographic characteristics, behavioural
characteristics, personal situation, or market environment:
• Is at higher risk of experiencing negative outcomes in the market

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• Has limited ability to maximise their well-being
• Has difficulty in obtaining or assimilating information 
• Is less able to buy, choose or access suitable products
• Is more susceptible to certain marketing practices.
It is unlikely that consumers in vulnerable circumstances will experience harm
because of the Scheme of Assistance. The positive impacts identified at
paragraph 7.2. above, also apply to vulnerable consumers. 
7.4 Describe any consultation and engagement that has taken place with
consumers around your proposal.
As noted above, there has been no direct engagement with consumers, e.g.,
private homeowners, private tenants, or the wider public in relation to the
Scheme of Assistance. This is because of the scope of consultation that would
be required, e.g., of the approximately 70,600 properties in North Ayrshire,
approximately 8,300 of these are owned by private landlords and 43,700 are
owner-occupied.
7.5 What alternative proposals could improve outcomes for consumers
and/or reduce harm to consumers? How do these compare to the original
proposal?
No alternative proposals have been identified to improve outcomes for
consumers or reduce harm to consumers.

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8. Section 8 – Crosscutting Impacts 
8.1 Have any cross-cutting impacts been identified from other Council
Services or Partner Agencies (multiple discrimination or accumulated
effects on a protected characteristic group through multiple proposals or
existing decisions)?
No cross cutting impacts have been identified as it relates to multiple
discrimination or accumulated effects on a protected characteristic group. 
8.2 If Crosscutting issues have been identified with other Services, what
discussion/interaction has taken place to mitigate any potential negative
impacts of accumulated proposals?
Not applicable. 
9. Section 9 – Outcome of the Assessment 
9.1 Please detail the outcome of the assessment:
Please delete whichever outcomes are not applicable from the highlighted text
below:
a) No major alterations to the policy assessed: the Impact Assessment
demonstrates the policy is robust and there is no possible
discrimination or adverse impact. All opportunities to minimise negative
impacts and enhance positive outcomes have been taken.
• Contact details for the Money Smart service have been added into the
draft Scheme of Assistance document.
• Information on the Energy Smart Scheme and contact information has
been added to the document.
9.2 For Outcome 2. in section 9.1 above - please detail recommendations,
including any action required to address negative impacts identified or to
better promote equality.
Not applicable.
9.3 If Outcome 3 is chosen from section 9.1 above, please outline the
justifications for continuing the policy/procedure. 
Not applicable.
9.4 Please state the key issues, recommendations and future actions arising
from the Integrated Impact Assessment.
Not applicable.

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10. Section 10 – Monitoring 
10.1 Describe how you will monitor the impact of this policy for example,
performance indicators, actions, other monitoring arrangements, who will
monitor progress, criteria used to measure if outcomes are achieved,
timescales including any future reviews of the impact of the proposal and
where this will be recorded.
The Scheme of Assistance will be reviewed every five years but may also be
reviewed on an interim basis when required to reflect relevant legislative or
policy changes.
11. Section 11 – Sign Off
11.1 Head of Service approval of the impact assessment.
Name: Yvonne Baulk
Title: Head of Housing & Public Protection
Date: June 2026
12. Section 12 – Publication
12.1 Following approval by Head of Service, completed Impact Assessments are
published on our Council’s External Website. 
Please email: equalities@north-ayrshire.gov.uk

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Appendix 1 - GIRFEC Wellbeing Indicators and Children’s Rights 
Table 1 - GIRFEC Wellbeing Indicators 
Indicator Description
Safe Protected from abuse, neglect and harm
Healthy Having the best possible standards of physical and mental
health; support to make healthy, safe choices
Achieving  Accomplishing goals and thereby boosting skills,
confidence and self-esteem; ‘being all they can be’.
Nurtured Having a loving and stimulating place to live and grow
Active Having opportunities to take part in a wide range of
activities
Respected
Being enabled to understand their world, being given a
voice, being listened to, and being involved in the decisions
that affect their wellbeing.
Responsible Taking an active role within their home, school and
community.
Included
Being a full member of the communities in which they live
and learn; receiving help and guidance to overcome
inequalities.

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Articles of the UNCRC matched against the GIRFEC indicators 
Summary of the UNCRC Articles from 1 – 54 (UNICEF)
Table 2 - Links between Wellbeing Indicators and Articles of the
UNCRC
*Please note in general the use of the term Governments, includes public
sector organisations such as the Council, some articles will have stronger
relevance for the work of the Council than others. 
Wellbeing Indicator – Safe
There are 12 relevant articles of the UNCRC (Rights of the Child) linked to the Safe
indicator.
Article 9 – Separation from parents
Children must not be separated from their parents against their will unless it is in
their best interests (for example, if a parent is hurting or neglecting a child). Children
whose parents have separated have the right to stay in contact with both parents,
unless this could cause them harm.
Article 10 – Family reunification
Governments must respond quickly and sympathetically if a child or their parents
apply to live together in the same country. If a child’s parents live apart in different
countries, the child has the right to visit and keep in contact with both of them.
Article 11 - Abduction and non-return of children 
Governments must do everything they can to stop children being taken out of their
own country illegally by their parents or other relatives or being prevented from
returning home.
Article 19 - Protection from violence, abuse and neglect 
Governments must do all they can to ensure that children are protected from all
forms of violence, abuse, neglect and bad treatment by their parents or anyone else
who looks after them. Children and Young People have the right to be kept safe from
harm. They must be given proper care by those looking after them.
Article 22 - Refugee children 
If a child is seeking refuge or has refugee status, governments must provide them
with appropriate protection and assistance to help them enjoy all the rights in the
Convention. Governments must help refugee children who are separated from their
parents to be reunited with them. Children and Young People have the right to
special help and be allowed to live somewhere that is safe if they are a refugee.

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Article 32 - Child labour 
Governments must protect children from economic exploitation and work that is
dangerous or might harm their health, development or education. Governments must
set a minimum age for children to work and ensure that work conditions are safe and
appropriate.
If they are under 16 there are laws about where, when and for how long they can
work.
Article 33 - Drug abuse
Governments must protect children from the illegal use of drugs and from being
involved in the production or distribution of drugs.
Article 34 - Sexual exploitation 
Governments must protect children from all forms of sexual abuse and exploitation.
Children and Young People have the right to never be pressurised or forced into
doing anything sexual. They have the right to be protected from it. 
Article 35 - Abduction, sale and trafficking 
Governments must protect children from being abducted, sold or moved illegally to a
different place in or outside their country for the purpose of exploitation. People
should never make them do anything against their will, like marry someone for
instance.
Article 36 - Other forms of exploitation 
Governments must protect children from all other forms of exploitation, for example
the exploitation of children for political activities, by the media or for medical
research. Children and Young People have the right to be protected from being
taken advantage of in any way.
Article 37 - Inhumane treatment and detention 
Children and Young People have the right to be treated with respect. If they have
committed a crime children should be arrested, detained or imprisoned only as a last
resort and for the shortest time possible. They must be treated with respect and care
and be able to keep in contact with their family. Children must not be put in prison
with adults. They should not be imprisoned unless it is absolutely necessary and
they will get legal help.
Article 38 - War and armed conflicts 
Governments must not allow children under the age of 15 to take part in war or join
the armed forces. Governments must do everything they can to protect and care for
children affected by war and armed conflicts. In Scotland, they have to be 16 to join
the armed forces and are not normally allowed to fight until they are 18.

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Wellbeing Indicator – Healthy 
There are four relevant articles of the UNCRC (Rights of the Child) linked to the
Healthy indicator.
Article 3 – Best interests of the child 
The best interests of the child must be a top priority in all decisions and actions that
affect children. Children and Young People have the right to have their interests
considered if a decision is being made by any person about them. What is best for
them is what matters.
Article 6 – Life, survival and development 
Every child has the right to life. Governments must do all they can to ensure that
children survive and develop to their full potential. Children and Young People have
the right to be kept safe from harm, they have the right to be alive, survive and
develop through life.
Article 24 - Health and health services
Every child has the right to the best possible health. Governments must provide
good quality health care, clean water, nutritious food, and a clean environment and
education on health and well-being so that children can stay healthy. Children and
Young People have the right to be given good healthcare (if they are ill) so they can
get well again. They have the right to live in a safe, healthy environment with good
food and clean drinking water.
Article 39 - Recovery and rehabilitation of child victims 
Children who have experienced neglect, abuse, exploitation, torture or who are
victims of war must receive special support to help them recover their health, dignity,
self-respect and social life.

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Wellbeing Indicator – Achieving 
There are four relevant articles of the UNCRC (Rights of the Child) linked to the
Achieving indicator.
Article 4 – Implementation of the Convention 
Governments must do all they can to make sure every child can enjoy their rights by
creating systems and passing laws that promote and protect Children’s Rights.
Children and Young People have the right to have their rights protected and an
environment where they can grow up safe. 
Article 18 - Parental responsibilities and state assistance 
Both parents share responsibility for bringing up their child and should always
consider what is best for the child. Governments must support parents by creating
support services for children and giving parents the help they need to raise their
children.
Article 28 - Right to education 
Every child has the right to an education. Primary education must be free and
different forms of secondary education must be available to every child. Discipline in
schools must respect children’s dignity and their rights. Richer countries must help
poorer countries achieve this.
In Scotland education is free and children three years old+ are entitled to a free
nursery place. Some 2 year olds may be eligible for free care depending on family
circumstances, such as level of income.  
Article 29 - Goals of education 
Education must develop every child’s personality, talents and abilities to the full. It
must encourage the child’s respect for human rights, as well as respect for their
parents, their own and other cultures, and the environment. It must help to prepare
them for adult life.

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Wellbeing Indicator – Nurtured 
There are eight relevant articles of the UNCRC (Rights of the Child) linked to the
Nurtured indicator.
Article 4 – Implementation of the Convention 
Governments must do all they can to make sure every child can enjoy their rights by
creating systems and passing laws that promote and protect children’s rights
Children and Young People have the right to have their rights protected and an
environment where they can grow up safe. 
Article 5 - Parental guidance and a child’s evolving capacities 
Every child has the right to be registered at birth, to have a name and nationality,
and, as far as possible, to know and be cared for by their parents. Children and
Young People have the right to their parents being responsible to guide them
through their childhood and help them learn how to use their rights. 
Article 9 – Separation from parents
Children must not be separated from their parents against their will unless it is in
their best interests (for example, if a parent is hurting or neglecting a child). Children
whose parents have separated have the right to stay in contact with both parents,
unless this could cause them harm.
Article 10 – Family reunification
Governments must respond quickly and sympathetically if a child or their parents
apply to live together in the same country. If a child’s parents live apart in different
countries, the child has the right to visit and keep in contact with both of them.
Article 18 - Parental responsibilities and state assistance
Both parents share responsibility for bringing up their child and should always
consider what is best for the child. Governments must support parents by creating
support services for children and giving parents the help they need to raise their
children.
Article 20 - Children deprived of a family
If a child cannot be looked after by their immediate family, the government must give
them special protection and assistance. This includes making sure the child is
provided with alternative care that is continuous and respects the child’s culture,
language and religion. Children and Young People have the right to special care if
they can’t live with their parents. They may be looked after by other members of their
family or by a different family.

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Article 21 - Adoption 
Governments must oversee the process of adoption to make sure it is safe, lawful
and that it prioritises children’s best interests. Children should only be adopted
outside of their country if they cannot be placed with a family in their own country. 
Article 25 - Review of treatment in care 
If a child has been placed away from home for the purpose of care or protection (for
example, with a foster family, in hospital, a care home or somewhere else away from
home), they have the right to a regular review of their treatment, the way they are
cared for and their wider circumstances to help make sure they are still getting
what’s best for them.
Article 27 - Adequate standard of living
Every child has the right to a standard of living that is good enough to meet their
physical and social needs and support their development. Governments must help
families who cannot afford to provide this. Children and Young People have the right
to a safe place to live, food, clothing and to take part in things they enjoy.

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Wellbeing Indicator – Active 
There are eight relevant articles of the UNCRC (Rights of the Child) linked to the
Nurtured indicator.
Article 3 - Best interests of the child 
The best interests of the child must be a top priority in all decisions and actions that
affect children. Children and Young People have the right to have their interests
considered if a decision is being made by any person about them. What is best for
them is what matters.
Article 23 - Children with disabilities
A child with a disability has the right to live a full and decent life with dignity and, as
far as possible, independence and to play an active part in the community.
Governments must do all they can to support children with a disability and their
families. Children and Young People have the right to have special help to make
sure they can join in with things if they have any form of disability.
Article 31 - Leisure, play and culture
Children and Young People have the right to rest, play and have the chance to join a
wide range of artistic and cultural activities. It is really important to they have a
balance in their life.

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Wellbeing Indicator – Respected
There are 12 relevant articles of the UNCRC (Rights of the Child) linked to the
Nurtured indicator.
Article 2 - Non-discrimination 
The convention that applies to everyone under the age of 18, regardless of
circumstances.
Article 3 - Best interests of the child 
The best interests of the child must be a top priority in all decisions and actions that
affect children. Children and Young People have the right to have their interests
considered if a decision is being made by any person about them. What is best for
them is what matters.
Article 4 – Implementation of the Convention
Governments must do all they can to make sure every child can enjoy their rights by
creating systems and passing laws that promote and protect children’s rights.
Children and Young People have the right to have their rights protected and an
environment where they can grow up safe. 
Article 5 - Parental guidance and a child’s evolving capacities
Every child has the right to be registered at birth, to have a name and nationality,
and, as far as possible, to know and be cared for by their parents. Children and
Young People have the right to their parents being responsible to guide them
through their childhood and help them learn how to use their rights. 
Article 8 - Protection and preservation of identity
Every child has the right to an identity. Governments must respect and protect that
right, and prevent the child’s name, nationality or family relationships from being
changed unlawfully. Children and Young People have the right to know who they are
– official records should be kept. If they are over 16 years old and adopted, they can
try to find out who their birth parents are.
Article 12 - Respect for the views of the child 
Every child has the right to express their views, feelings and wishes in all matters
affecting them, and to have their views considered and taken seriously. This right
applies at all times, for example during immigration proceedings, housing decisions
or the child’s day-to-day home life. Children and Young People have the right to
speak up and have their opinions listened to and be taken seriously by adults on
things that affect them.

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Article 13 - Freedom of expression 
Every child must be free to express their thoughts and opinions and to access all
kinds of information, as long as it is within the law. Children and Young People have
the right to say whatever they believe as long as it does not harm or offend other
people. They also have the responsibility to respect the rights and freedom of others.
Article 14 - Freedom of thought, belief and religion 
Every child has the right to think and believe what they choose and also to practise
their religion, as long as they are not stopping other people from enjoying their rights.
Governments must respect the rights and responsibilities of parents to guide their
child as they grow up. Children and Young People have the right to choose their own
religion and beliefs. Their parents should help them think about this.
Article 16 - Right to privacy
Every child has the right to privacy. The law should protect the child’s private, family
and home life, including protecting children from unlawful attacks that harm their
reputation.  They shouldn’t have their personal letters opened or anyone listening in
to their personal phone calls.
Article 17 - Access to information; mass media
Every child has the right to reliable information from a variety of sources, and
Governments should encourage the media to provide information that children can
understand. Governments must help protect children from materials that could harm
them. Children and Young People have the right to access information which is
important to their wellbeing. Adults should help them find information they are
looking for and make sure it’s not harmful. 
Article 18 - Parental responsibilities and state assistance
Both parents share responsibility for bringing up their child and should always
consider what is best for the child. Governments must support parents by creating
support services for children and giving parents the help they need to raise their
children.
Article 30 - The right to learn and use the language, customs and religion of
their family
Every child has the right to learn and use the language, customs and religion of their
family, whether or not these are shared by the majority of the people in the country
where they live.

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Wellbeing Indicator – Responsible 
There are five relevant articles of the UNCRC (Rights of the Child) linked to the
Responsible indicator.
Article 3 - Best interests of the child 
The best interests of the child must be a top priority in all decisions and actions that
affect children. Children and Young People have the right to have their interests
considered if a decision is being made by any person about them. What is best for
them is what matters.
Article 12 - Respect for the views of the child 
Every child has the right to express their views, feelings and wishes in all matters
affecting them, and to have their views considered and taken seriously. This right
applies at all times, for example during immigration proceedings, housing decisions
or the child’s day-to-day home life. Children and Young People have the right to
speak up and have their opinions listened to and be taken seriously by adults on
things that affect them.
Article 14 - Freedom of thought, conscience and religion 
Every child has the right to think and believe what they choose and also to practise
their religion, as long as they are not stopping other people from enjoying their rights.
Governments must respect the rights and responsibilities of parents to guide their
child as they grow up. Children and Young People have the right to choose their own
religion and beliefs. Their parents should help them think about this.
Article 15 - Freedom of association 
Every child has the right to meet with other children and to join groups and
organisations, as long as this does not stop other people from enjoying their rights. 
Article 40 - Juvenile justice 
A child accused or guilty of breaking the law must be treated with dignity and
respect. They have the right to legal assistance and a fair trial that takes account of
their age. Governments must set a minimum age for children to be tried in a criminal
court and manage a justice system that enables children who have been in conflict
with the law to reintegrate into society. Children and Young People have the right to
be given legal assistance if they have committed a crime. The Convention also
states that they should only be sent to prison if they have committed a serious crime.

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Wellbeing Indicator – Included 
There are five relevant articles of the UNCRC (Rights of the Child) linked to the
Included indicator.
Article 3 - Best interests of the child 
The best interests of the child must be a top priority in all decisions and actions that
affect children. Children and Young People have the right to have their interests
considered if a decision is being made by any person about them. What is best for
them is what matters.
Article 6 - Life, survival and development 
Every child has the right to life. Governments must do all they can to ensure that
children survive and develop to their full potential. Children and Young People have
the right to be kept safe from harm, they have the right to be alive, survive and
develop through life.
Article 18 - Parental responsibilities and state assistance 
Both parents share responsibility for bringing up their child and should always
consider what is best for the child. Governments must support parents by creating
support services for children and giving parents the help they need to raise their
children.
Article 23 - Children with disabilities
A child with a disability has the right to live a full and decent life with dignity and, as
far as possible, independence and to play an active part in the community.
Governments must do all they can to support children with a disability and their
families. Children and Young People have the right to have special help to make
sure they can join in with things if they have any form of disability.
Article 26 - Social security 
Every child has the right to benefit from social security. Governments must provide
social security, including financial support and other benefits, to families in need of
assistance. 
Article 27 - Adequate standard of living 
Every child has the right to a standard of living that is good enough to meet their
physical and social needs and support their development. Governments must help
families who cannot afford to provide this. Children and Young People have the right
to a safe place to live, food, clothing and to take part in things they enjoy.